House Prices

House Prices & Home Values Derby, NY 2026


Average Data

average house price$146,234
average size per house1503 ft²
average price per ft²98 $ / ft²

04/15/2026 - The value range (VR) for house prices in Derby, NY is $179/ sqft to $179/ sqft. An average home with 1503 sqft costs approximately $269,037 to $269,037. Derby, NY includes 1 ZIP codes and it is located in Erie county. The lowest prices are found in ZIP 14047, while the highest are in ZIP 14047. The average price per sqare feet is $98. Our analysis is based on 15 property listings.

Avergage prices by ZIP codes Derby

14047186 $ / ft²


House prices by neighborhoods in Derby

Highland on the Lake187 $ / ft²
Idlewood Beach192 $ / ft²
Sturgeon Point177 $ / ft²
Wendt Beach162 $ / ft²




Historical development of home values in Derby

Year Estimated value (USD) Change vs. 2025
2010 $67,914 -53.6%
2011 $65,287 -55.4%
2012 $65,112 -55.5%
2013 $67,545 -53.8%
2014 $70,904 -51.5%
2015 $74,543 -49.0%
2016 $78,433 -46.4%
2017 $82,667 -43.5%
2018 $87,237 -40.3%
2019 $91,282 -37.6%
2020 $96,001 -34.4%
2021 $109,191 -25.3%
2022 $127,292 -13.0%
2023 $134,235 -8.2%
2024 $142,001 -2.9%
2025 $146,234 0.0%

Graph: estimated home values in Derby over time (USD)



Example: 100% financing house in Derby

Loan amount: $146,234

Interest rate: 6.00%

Fixed monthly payment: $876.75

Breakdown in the 1st month:
Interest portion: $731.17  –  Principal portion: $145.58

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $8,725.19 $1,795.77 $144,438.23
2 $8,614.43 $1,906.53 $142,531.70
3 $8,496.84 $2,024.12 $140,507.58
4 $8,372.00 $2,148.96 $138,358.62
5 $8,239.45 $2,281.51 $136,077.11
6 $8,098.74 $2,422.23 $133,654.88
7 $7,949.34 $2,571.62 $131,083.26
8 $7,790.73 $2,730.24 $128,353.02
9 $7,622.33 $2,898.63 $125,454.39
10 $7,443.55 $3,077.41 $122,376.98
11 $7,253.74 $3,267.22 $119,109.76
12 $7,052.23 $3,468.73 $115,641.03
13 $6,838.28 $3,682.68 $111,958.35
14 $6,611.14 $3,909.82 $108,048.53
15 $6,369.99 $4,150.97 $103,897.57
16 $6,113.97 $4,406.99 $99,490.58
17 $5,842.16 $4,678.80 $94,811.78
18 $5,553.58 $4,967.38 $89,844.39
19 $5,247.20 $5,273.76 $84,570.64
20 $4,921.93 $5,599.03 $78,971.60
21 $4,576.59 $5,944.37 $73,027.24
22 $4,209.96 $6,311.00 $66,716.23
23 $3,820.71 $6,700.25 $60,015.98
24 $3,407.45 $7,113.51 $52,902.47
25 $2,968.71 $7,552.26 $45,350.22
26 $2,502.90 $8,018.06 $37,332.15
27 $2,008.36 $8,512.60 $28,819.56
28 $1,483.32 $9,037.64 $19,781.92
29 $925.90 $9,595.06 $10,186.86
30 $334.10 $10,186.86 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Derby, NY


1500 sqft3900 sqft
Ø selling price$177,870$378,379
Ø fast selling$161,700$340,541
Ø high price sale$194,041$416,216

In 2026, houses in Derby, NY will be offered at an average price of $98 per square foot. A 1,500 sqft home priced at $177,870 is 23.90% more expensive per square foot than a 3,900 sqft home priced at $378,379. Home prices in Derby, NY vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $261,955. Sellers who can wait longer may achieve a higher price of up to $320,166.

FAQ – Home Values in Derby

What is the median home value in Derby in 2026?

In 2026, the typical home value in Derby is about $146,234 for an average home size of 1503 square feet. This corresponds to an average price of roughly $98 per square foot.

What is the average cost per square foot in Derby?

In 2026, homes in Derby sell for an average of around $98 per square foot, with a typical range between $179 and $179 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Derby is about 1503 square feet, with an estimated 2026 value around $146,234.



Locations close to Derby, NY

Dunkirk, NY176 $ / ft²
East Amherst, NY193 $ / ft²
East Aurora, NY173 $ / ft²
Depew, NY188 $ / ft²
Delevan, NY192 $ / ft²
Dayton, NY197 $ / ft²
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