House Prices

Whaley Lake Holmes, NY House Prices & Home Values 2026


Average Data

average house price$427,305
average size per house2041 ft²
average price per ft²223 $ / ft²

04/05/2026 - The value range (VR) for house prices in Whaley Lake Holmes, NY is $211.85/ sqft to $234.15/ sqft. An average home with 2041 sqft costs approximately $459,627 to $508,008. Holmes, NY includes 1 ZIP codes and it is located in Dutchess county. The lowest prices are found in ZIP 12531, while the highest are in ZIP 12531. The average price per sqare feet is $223. Our analysis is based on 14 property listings.

Avergage prices by ZIP codes Whaley Lake Holmes

12531183 $ / ft²




Historical development of home values in Whaley Lake Holmes

Year Estimated value (USD) Change vs. 2025
2010 $198,448 -53.6%
2011 $190,774 -55.4%
2012 $190,261 -55.5%
2013 $197,372 -53.8%
2014 $207,186 -51.5%
2015 $217,820 -49.0%
2016 $229,187 -46.4%
2017 $241,557 -43.5%
2018 $254,912 -40.3%
2019 $266,732 -37.6%
2020 $280,520 -34.4%
2021 $319,062 -25.3%
2022 $371,954 -13.0%
2023 $392,243 -8.2%
2024 $414,935 -2.9%
2025 $427,305 0.0%

Graph: estimated home values in Whaley Lake Holmes over time (USD)



Example: 100% financing house in Whaley Lake Holmes

Loan amount: $427,305

Interest rate: 6.38%

Fixed monthly payment: $2,666.67

Breakdown in the 1st month:
Interest portion: $2,271.13  –  Principal portion: $395.54

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $27,112.27 $4,887.72 $422,417.28
2 $26,791.26 $5,208.73 $417,208.55
3 $26,449.16 $5,550.83 $411,657.73
4 $26,084.59 $5,915.40 $405,742.33
5 $25,696.08 $6,303.91 $399,438.43
6 $25,282.06 $6,717.93 $392,720.49
7 $24,840.84 $7,159.15 $385,561.34
8 $24,370.64 $7,629.35 $377,931.99
9 $23,869.56 $8,130.43 $369,801.56
10 $23,335.57 $8,664.42 $361,137.14
11 $22,766.51 $9,233.48 $351,903.66
12 $22,160.07 $9,839.92 $342,063.74
13 $21,513.81 $10,486.18 $331,577.56
14 $20,825.10 $11,174.89 $320,402.67
15 $20,091.16 $11,908.83 $308,493.84
16 $19,309.01 $12,690.98 $295,802.86
17 $18,475.49 $13,524.50 $282,278.36
18 $17,587.23 $14,412.76 $267,865.61
19 $16,640.63 $15,359.36 $252,506.25
20 $15,631.86 $16,368.13 $236,138.12
21 $14,556.84 $17,443.15 $218,694.97
22 $13,411.21 $18,588.78 $200,106.19
23 $12,190.34 $19,809.65 $180,296.54
24 $10,889.28 $21,110.71 $159,185.84
25 $9,502.78 $22,497.21 $136,688.62
26 $8,025.21 $23,974.78 $112,713.84
27 $6,450.59 $25,549.40 $87,164.44
28 $4,772.56 $27,227.43 $59,937.02
29 $2,984.32 $29,015.67 $30,921.35
30 $1,078.64 $30,921.35 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Whaley Lake Holmes, NY


1500 sqft3900 sqft
Ø selling price$430,244$915,247
Ø fast selling$391,131$823,722
Ø high price sale$469,358$1,006,771

In 2026, houses in Whaley Lake Holmes, NY will be offered at an average price of $223 per square foot. A 1,500 sqft home priced at $430,244 is 24.45% more expensive per square foot than a 3,900 sqft home priced at $915,247. Home prices in Whaley Lake Holmes, NY vary significantly depending on the property’s condition and exact location. For a quick sale, a 2,700 sqft home should be listed at around $633,632. Sellers who can wait longer may achieve a higher price of up to $774,440.


Whaley Lake, Holmes, NY Neighborhood Guide

Whaley Lake in Holmes, NY is a serene, lakefront neighborhood in Dutchess County known for peaceful views and outdoor fun.
This hidden gem offers a classic Hudson Valley vibe with a close-knit community and convenient access to nature.

Nature & Recreation

Residents enjoy year-round recreation on Whaley Lake, including kayaking, paddleboarding, fishing for bass and panfish, and winter ice activities when conditions allow.
Nearby trails, including stretches of the Appalachian Trail and parks around Pawling, add hiking, birding, and scenic picnicking to the mix.

Real Estate & Lifestyle

The area features a mix of seasonal cottages and updated lakefront homes, with many properties offering private docks and wide water views.
Quiet roads, starlit nights, and community groups create a relaxed, family-friendly lifestyle ideal for weekenders and full-time residents alike.

Location & Access

From Whaley Lake, commuters can reach the Metro-North Harlem Line stations in Pawling or Southeast and connect easily to New York City.
Drivers appreciate proximity to Route 22, I-84, and the Taconic State Parkway, placing shopping, dining, and services within a short ride.

Community & Year-Round Appeal

Summer brings swimming, boating, and lakeside gatherings, while autumn foliage and winter snows transform the shoreline into postcard scenery.
Whether you?re seeking a weekend retreat or a primary residence, Whaley Lake, Holmes NY delivers waterfront charm, strong value, and a true Hudson Valley sense of place.



FAQ – Home Values in Whaley Lake Holmes

What is the median home value in Whaley Lake Holmes in 2026?

In 2026, the typical home value in Whaley Lake Holmes is about $427,305 for an average home size of 2041 square feet. This corresponds to an average price of roughly $223 per square foot.

What is the average cost per square foot in Whaley Lake Holmes?

In 2026, homes in Whaley Lake Holmes sell for an average of around $223 per square foot, with a typical range between $211.85 and $234.15 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in Whaley Lake?

The average home size in Whaley Lake Holmes is about 2041 square feet, with an estimated 2026 value around $427,305.



Neighborhoods close to Whaley Lake Holmes, NY

Wiccopee Hopewell Junction, NY191 $ / ft²
Downtown Hudson Hudson, NY227 $ / ft²
Hyde Park Hyde Park, NY133 $ / ft²
Hillsdale Hillsdale, NY236 $ / ft²
Highland Highland, NY264 $ / ft²
Cheviot Germantown, NY337 $ / ft²




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