House Prices

House Prices & Home Values Harford, NY 2026


Average Data

average house price$849,900
average size per house2908 ft²
average price per ft²293 $ / ft²

04/21/2026 - The value range (VR) for house prices in Harford, NY is $178/ sqft to $178/ sqft. An average home with 2908 sqft costs approximately $517,624 to $517,624. Harford, NY includes 1 ZIP codes and it is located in Cortland county. The lowest prices are found in ZIP 13784, while the highest are in ZIP 13784. The average price per sqare feet is $293. Our analysis is based on 1 property listings.

Avergage prices by ZIP codes Harford

13784170 $ / ft²




Historical development of home values in Harford

Year Estimated value (USD) Change vs. 2025
2010 $394,709 -53.6%
2011 $379,445 -55.4%
2012 $378,424 -55.5%
2013 $392,568 -53.8%
2014 $412,089 -51.5%
2015 $433,238 -49.0%
2016 $455,848 -46.4%
2017 $480,452 -43.5%
2018 $507,014 -40.3%
2019 $530,523 -37.6%
2020 $557,949 -34.4%
2021 $634,606 -25.3%
2022 $739,809 -13.0%
2023 $780,162 -8.2%
2024 $825,296 -2.9%
2025 $849,900 0.0%

Graph: estimated home values in Harford over time (USD)



Example: 100% financing house in Harford

Loan amount: $849,900

Interest rate: 6.00%

Fixed monthly payment: $5,095.58

Breakdown in the 1st month:
Interest portion: $4,249.50  –  Principal portion: $846.08

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $50,710.09 $10,436.87 $839,463.13
2 $50,066.36 $11,080.59 $828,382.53
3 $49,382.94 $11,764.02 $816,618.51
4 $48,657.36 $12,489.60 $804,128.91
5 $47,887.03 $13,259.93 $790,868.98
6 $47,069.18 $14,077.78 $776,791.20
7 $46,200.90 $14,946.06 $761,845.14
8 $45,279.06 $15,867.90 $745,977.24
9 $44,300.36 $16,846.60 $729,130.64
10 $43,261.30 $17,885.66 $711,244.98
11 $42,158.15 $18,988.81 $692,256.17
12 $40,986.96 $20,160.00 $672,096.17
13 $39,743.54 $21,403.42 $650,692.75
14 $38,423.42 $22,723.54 $627,969.21
15 $37,021.88 $24,125.08 $603,844.13
16 $35,533.90 $25,613.06 $578,231.07
17 $33,954.14 $27,192.82 $551,038.25
18 $32,276.95 $28,870.01 $522,168.24
19 $30,496.31 $30,650.65 $491,517.59
20 $28,605.84 $32,541.11 $458,976.48
21 $26,598.78 $34,548.18 $424,428.30
22 $24,467.92 $36,679.03 $387,749.27
23 $22,205.64 $38,941.32 $348,807.95
24 $19,803.83 $41,343.13 $307,464.82
25 $17,253.87 $43,893.09 $263,571.73
26 $14,546.64 $46,600.32 $216,971.41
27 $11,672.44 $49,474.52 $167,496.89
28 $8,620.96 $52,526.00 $114,970.89
29 $5,381.27 $55,765.69 $59,205.20
30 $1,941.76 $59,205.20 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Harford, NY


1500 sqft3900 sqft
Ø selling price$531,796$1,131,273
Ø fast selling$483,451$1,018,146
Ø high price sale$580,140$1,244,401

In 2026, houses in Harford, NY will be offered at an average price of $293 per square foot. A 1,500 sqft home priced at $531,796 is 21.92% more expensive per square foot than a 3,900 sqft home priced at $1,131,273. Home prices in Harford, NY vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $783,190. Sellers who can wait longer may achieve a higher price of up to $957,232.

FAQ – Home Values in Harford

What is the median home value in Harford in 2026?

In 2026, the typical home value in Harford is about $849,900 for an average home size of 2908 square feet. This corresponds to an average price of roughly $293 per square foot.

What is the average cost per square foot in Harford?

In 2026, homes in Harford sell for an average of around $293 per square foot, with a typical range between $178 and $178 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Harford is about 2908 square feet, with an estimated 2026 value around $849,900.



Locations close to Harford, NY

Harpersfield, NY166 $ / ft²
Harpursville, NY151 $ / ft²
Hobart, NY180 $ / ft²
Hancock, NY144 $ / ft²
Hamden, NY176 $ / ft²
Guilford, NY183 $ / ft²
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