House Prices

House Prices & Home Values Philmont, NY 2026


Average Data

average house price$400,188
average size per house3075 ft²
average price per ft²131 $ / ft²

06/20/2026 - The value range (VR) for house prices in Philmont, NY is $130/ sqft to $130/ sqft. An average home with 3075 sqft costs approximately $399,750 to $399,750. Philmont, NY includes 1 ZIP codes and it is located in Columbia county. The lowest prices are found in ZIP 12565, while the highest are in ZIP 12565. The average price per sqare feet is $131. Our analysis is based on 8 property listings.

Avergage prices by ZIP codes Philmont

12565138 $ / ft²




Historical development of home values in Philmont

Year Estimated value (USD) Change vs. 2025
2010 $185,855 -53.6%
2011 $178,668 -55.4%
2012 $178,186 -55.5%
2013 $184,847 -53.8%
2014 $194,038 -51.5%
2015 $203,997 -49.0%
2016 $214,643 -46.4%
2017 $226,228 -43.5%
2018 $238,735 -40.3%
2019 $249,805 -37.6%
2020 $262,718 -34.4%
2021 $298,814 -25.3%
2022 $348,350 -13.0%
2023 $367,351 -8.2%
2024 $388,603 -2.9%
2025 $400,188 0.0%

Graph: estimated home values in Philmont over time (USD)



Example: 100% financing house in Philmont

Loan amount: $400,188

Interest rate: 6.00%

Fixed monthly payment: $2,399.33

Breakdown in the 1st month:
Interest portion: $2,000.94  –  Principal portion: $398.39

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $23,877.60 $4,914.36 $395,273.64
2 $23,574.49 $5,217.46 $390,056.18
3 $23,252.69 $5,539.26 $384,516.92
4 $22,911.04 $5,880.91 $378,636.00
5 $22,548.32 $6,243.64 $372,392.37
6 $22,163.22 $6,628.73 $365,763.64
7 $21,754.38 $7,037.57 $358,726.07
8 $21,320.31 $7,471.64 $351,254.43
9 $20,859.48 $7,932.47 $343,321.96
10 $20,370.22 $8,421.73 $334,900.23
11 $19,850.79 $8,941.16 $325,959.07
12 $19,299.32 $9,492.63 $316,466.43
13 $18,713.83 $10,078.12 $306,388.31
14 $18,092.24 $10,699.71 $295,688.60
15 $17,432.30 $11,359.65 $284,328.95
16 $16,731.66 $12,060.29 $272,268.66
17 $15,987.81 $12,804.14 $259,464.52
18 $15,198.08 $13,593.87 $245,870.65
19 $14,359.64 $14,432.31 $231,438.34
20 $13,469.49 $15,322.47 $216,115.87
21 $12,524.43 $16,267.52 $199,848.35
22 $11,521.08 $17,270.87 $182,577.48
23 $10,455.86 $18,336.10 $164,241.39
24 $9,324.92 $19,467.03 $144,774.36
25 $8,124.24 $20,667.71 $124,106.65
26 $6,849.50 $21,942.45 $102,164.20
27 $5,496.14 $23,295.81 $78,868.39
28 $4,059.31 $24,732.65 $54,135.75
29 $2,533.85 $26,258.10 $27,877.64
30 $914.31 $27,877.64 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Philmont, NY


1500 sqft3900 sqft
Ø selling price$237,766$505,792
Ø fast selling$216,151$455,212
Ø high price sale$259,381$556,371

In 2026, houses in Philmont, NY will be offered at an average price of $131 per square foot. A 1,500 sqft home priced at $237,766 is 24.26% more expensive per square foot than a 3,900 sqft home priced at $505,792. Home prices in Philmont, NY vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $350,163. Sellers who can wait longer may achieve a higher price of up to $427,978.


Discover Philmont, NY

Tucked in Columbia County in New York?s Hudson Valley, Philmont, NY blends historic mill-village charm with modern creativity.
Known locally as ?Factory Hill,? the village showcases 19th-century architecture alongside vibrant community spaces.

Nature and Outdoor Recreation

Outdoor lovers explore the wooded trails and dramatic cascades of the nearby High Falls Conservation Area.

At the heart of Philmont, NY, Summit Lake offers kayaking, birding, and serene sunset views.

Rolling farmland and scenic backroads make cycling, foliage drives, and photography especially rewarding in this corner of the Hudson Valley.

Dining, Arts, and Community

A walkable Main Street features cafes, seasonal markets, and local makers that celebrate the area?s agricultural roots.

Year-round community events, from small festivals to gallery pop-ups, foster a welcoming, creative culture.

Proximity to arts-rich Hudson and charming Chatham expands dining, shopping, and performance options while preserving small-town ease.

Location and Living

Convenient access via NY-217 and nearby Amtrak service in Hudson links residents to Albany and New York City for commuting or weekend getaways.

With historic homes, lakeside cottages, and wooded acreage, Philmont, NY real estate appeals to buyers seeking value, character, and easy outdoor access.



FAQ – Home Values in Philmont

What is the median home value in Philmont in 2026?

In 2026, the typical home value in Philmont is about $400,188 for an average home size of 3075 square feet. This corresponds to an average price of roughly $131 per square foot.

What is the average cost per square foot in Philmont?

In 2026, homes in Philmont sell for an average of around $131 per square foot, with a typical range between $130 and $130 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Philmont is about 3075 square feet, with an estimated 2026 value around $400,188.



Locations close to Philmont, NY

Pine Bush, NY166 $ / ft²
Pine Plains, NY293 $ / ft²
Pleasant Valley, NY189 $ / ft²
Pawling, NY229 $ / ft²
Patterson, NY192 $ / ft²
New Paltz, NY194 $ / ft²




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