House Prices

House Prices & Home Values Chatham, NY 2026


Average Data

average house price$390,000
average size per house2249 ft²
average price per ft²174 $ / ft²

06/23/2026 - The value range (VR) for house prices in Chatham, NY is $156/ sqft to $156/ sqft. An average home with 2249 sqft costs approximately $350,844 to $350,844. Chatham, NY includes 1 ZIP codes and it is located in Columbia county. The lowest prices are found in ZIP 12037, while the highest are in ZIP 12037. The average price per sqare feet is $174. Our analysis is based on 20 property listings.

Avergage prices by ZIP codes Chatham

12037164 $ / ft²


House prices by neighborhoods in Chatham

Chatham Center141 $ / ft²
Crellin151 $ / ft²
Village of Chatham144 $ / ft²




Historical development of home values in Chatham

Year Estimated value (USD) Change vs. 2025
2010 $181,123 -53.6%
2011 $174,119 -55.4%
2012 $173,650 -55.5%
2013 $180,141 -53.8%
2014 $189,098 -51.5%
2015 $198,803 -49.0%
2016 $209,178 -46.4%
2017 $220,469 -43.5%
2018 $232,657 -40.3%
2019 $243,445 -37.6%
2020 $256,030 -34.4%
2021 $291,207 -25.3%
2022 $339,482 -13.0%
2023 $357,999 -8.2%
2024 $378,710 -2.9%
2025 $390,000 0.0%

Graph: estimated home values in Chatham over time (USD)



Example: 100% financing house in Chatham

Loan amount: $390,000

Interest rate: 6.00%

Fixed monthly payment: $2,338.25

Breakdown in the 1st month:
Interest portion: $1,950.00  –  Principal portion: $388.25

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $23,269.72 $4,789.25 $385,210.75
2 $22,974.33 $5,084.64 $380,126.12
3 $22,660.72 $5,398.25 $374,727.87
4 $22,327.77 $5,731.20 $368,996.68
5 $21,974.28 $6,084.68 $362,911.99
6 $21,598.99 $6,459.97 $356,452.02
7 $21,200.55 $6,858.41 $349,593.60
8 $20,777.54 $7,281.42 $342,312.18
9 $20,328.44 $7,730.53 $334,581.66
10 $19,851.64 $8,207.33 $326,374.33
11 $19,345.43 $8,713.54 $317,660.79
12 $18,807.99 $9,250.97 $308,409.82
13 $18,237.42 $9,821.55 $298,588.27
14 $17,631.64 $10,427.32 $288,160.95
15 $16,988.51 $11,070.46 $277,090.49
16 $16,305.71 $11,753.26 $265,337.24
17 $15,580.79 $12,478.17 $252,859.06
18 $14,811.17 $13,247.80 $239,611.27
19 $13,994.07 $14,064.89 $225,546.37
20 $13,126.58 $14,932.39 $210,613.99
21 $12,205.58 $15,853.38 $194,760.60
22 $11,227.78 $16,831.18 $177,929.42
23 $10,189.67 $17,869.30 $160,060.12
24 $9,087.53 $18,971.43 $141,088.69
25 $7,917.41 $20,141.55 $120,947.14
26 $6,675.13 $21,383.84 $99,563.30
27 $5,356.22 $22,702.75 $76,860.56
28 $3,955.96 $24,103.00 $52,757.56
29 $2,469.34 $25,589.62 $27,167.93
30 $891.03 $27,167.93 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Chatham, NY


1500 sqft3900 sqft
Ø selling price$315,810$671,814
Ø fast selling$287,100$604,633
Ø high price sale$344,520$738,996

In 2026, houses in Chatham, NY will be offered at an average price of $174 per square foot. A 1,500 sqft home priced at $315,810 is 24.08% more expensive per square foot than a 3,900 sqft home priced at $671,814. Home prices in Chatham, NY vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $465,103. Sellers who can wait longer may achieve a higher price of up to $568,459.

FAQ – Home Values in Chatham

What is the median home value in Chatham in 2026?

In 2026, the typical home value in Chatham is about $390,000 for an average home size of 2249 square feet. This corresponds to an average price of roughly $174 per square foot.

What is the average cost per square foot in Chatham?

In 2026, homes in Chatham sell for an average of around $174 per square foot, with a typical range between $156 and $156 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Chatham is about 2249 square feet, with an estimated 2026 value around $390,000.



Locations close to Chatham, NY

Cherry Plain, NY134 $ / ft²
Clarksville, NY211 $ / ft²
Climax, NY164 $ / ft²
Charlotteville, NY379 $ / ft²
Central Bridge, NY98 $ / ft²
Castleton On Hudson, NY217 $ / ft²
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