House Prices

House Prices & Home Values Swain, NY 2026


Average Data

average house price$114,900
average size per house1770 ft²
average price per ft²65 $ / ft²

06/10/2026 - The value range (VR) for house prices in Swain, NY is $129/ sqft to $129/ sqft. An average home with 1770 sqft costs approximately $228,330 to $228,330. Swain, NY includes 1 ZIP codes and it is located in Allegany county. The lowest prices are found in ZIP 14884, while the highest are in ZIP 14884. The average price per sqare feet is $65. Our analysis is based on 4 property listings.

Avergage prices by ZIP codes Swain

14884132 $ / ft²




Historical development of home values in Swain

Year Estimated value (USD) Change vs. 2025
2010 $53,362 -53.6%
2011 $51,298 -55.4%
2012 $51,160 -55.5%
2013 $53,072 -53.8%
2014 $55,711 -51.5%
2015 $58,571 -49.0%
2016 $61,627 -46.4%
2017 $64,953 -43.5%
2018 $68,544 -40.3%
2019 $71,723 -37.6%
2020 $75,430 -34.4%
2021 $85,794 -25.3%
2022 $100,016 -13.0%
2023 $105,472 -8.2%
2024 $111,574 -2.9%
2025 $114,900 0.0%

Graph: estimated home values in Swain over time (USD)



Example: 100% financing house in Swain

Loan amount: $114,900

Interest rate: 6.00%

Fixed monthly payment: $688.88

Breakdown in the 1st month:
Interest portion: $574.50  –  Principal portion: $114.38

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $6,855.62 $1,410.99 $113,489.01
2 $6,768.59 $1,498.01 $111,991.00
3 $6,676.20 $1,590.41 $110,400.60
4 $6,578.10 $1,688.50 $108,712.10
5 $6,473.96 $1,792.64 $106,919.46
6 $6,363.39 $1,903.21 $105,016.25
7 $6,246.01 $2,020.59 $102,995.65
8 $6,121.38 $2,145.22 $100,850.43
9 $5,989.07 $2,277.53 $98,572.90
10 $5,848.60 $2,418.01 $96,154.90
11 $5,699.46 $2,567.14 $93,587.76
12 $5,541.12 $2,725.48 $90,862.28
13 $5,373.02 $2,893.58 $87,968.70
14 $5,194.55 $3,072.05 $84,896.65
15 $5,005.08 $3,261.53 $81,635.12
16 $4,803.91 $3,462.69 $78,172.43
17 $4,590.34 $3,676.26 $74,496.17
18 $4,363.60 $3,903.01 $70,593.17
19 $4,122.87 $4,143.73 $66,449.43
20 $3,867.29 $4,399.31 $62,050.12
21 $3,595.95 $4,670.65 $57,379.47
22 $3,307.88 $4,958.73 $52,420.74
23 $3,002.03 $5,264.57 $47,156.18
24 $2,677.33 $5,589.28 $41,566.90
25 $2,332.59 $5,934.01 $35,632.89
26 $1,966.60 $6,300.01 $29,332.88
27 $1,578.02 $6,688.58 $22,644.30
28 $1,165.49 $7,101.12 $15,543.19
29 $727.51 $7,539.10 $8,004.09
30 $262.51 $8,004.09 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Swain, NY


1500 sqft3900 sqft
Ø selling price$117,976$250,966
Ø fast selling$107,251$225,869
Ø high price sale$128,701$276,062

In 2026, houses in Swain, NY will be offered at an average price of $65 per square foot. A 1,500 sqft home priced at $117,976 is 23.44% more expensive per square foot than a 3,900 sqft home priced at $250,966. Home prices in Swain, NY vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $173,745. Sellers who can wait longer may achieve a higher price of up to $212,356.


Discover Swain, NY

Overview

Nestled in Allegany County near the western edge of the Finger Lakes, Swain, NY is a small mountain village known for four-season adventure and welcoming rural hospitality. With rolling hills, forested valleys, and clear streams, the area offers a scenic backdrop for outdoor recreation and nature photography.

Swain Ski Resort

Swain Ski Resort anchors the community, delivering well-groomed slopes, night skiing, and terrain parks that appeal to beginners through experts. Families love the family-friendly vibe, affordable lift tickets, and on-mountain lessons and rentals that make skiing and snowboarding accessible.

Trails and Summer

When the snow melts, the resort and surrounding state lands open up miles of hiking routes and mountain biking trails with sweeping ridge-line views. Anglers, leaf peepers, and birders find quiet corners throughout Allegany County, while summer events bring live music and local makers to town.

Lodging and Dining

Cozy cabins, lodges, and nearby bed-and-breakfasts provide comfortable lodging options for couples, families, and groups. After a day outside, visitors refuel with hearty dining choices, craft beverages, and sweet treats at welcoming eateries and pubs.

Getting Here and Planning

Its location in Western New York, southwest of the Finger Lakes, places Swain within an easy drive of Rochester and Buffalo via I-390 and NY-70, yet far from big-city crowds.
Plan a winter ski getaway or a summer trail escape to Swain, NY, where small-town charm meets year-round adventure.



FAQ – Home Values in Swain

What is the median home value in Swain in 2026?

In 2026, the typical home value in Swain is about $114,900 for an average home size of 1770 square feet. This corresponds to an average price of roughly $65 per square foot.

What is the average cost per square foot in Swain?

In 2026, homes in Swain sell for an average of around $65 per square foot, with a typical range between $129 and $129 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Swain is about 1770 square feet, with an estimated 2026 value around $114,900.



Locations close to Swain, NY

Troupsburg, NY137 $ / ft²
Trumansburg, NY131 $ / ft²
Van Etten, NY149 $ / ft²
Spencer, NY125 $ / ft²
Lansing, NY141 $ / ft²
Slaterville Springs, NY125 $ / ft²




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