House Prices

House Prices & Home Values Santa Cruz, NM 2026


Average Data

average house price$372,428
average size per house2324 ft²
average price per ft²161 $ / ft²

06/25/2026 - The value range (VR) for house prices in Santa Cruz, NM is $160/ sqft to $160/ sqft. An average home with 2324 sqft costs approximately $371,840 to $371,840. Santa Cruz, NM includes 1 ZIP codes and it is located in Santa Fe county. The lowest prices are found in ZIP 87567, while the highest are in ZIP 87567. The average price per sqare feet is $161. Our analysis is based on 11 property listings.

Avergage prices by ZIP codes Santa Cruz

87567172 $ / ft²




Historical development of home values in Santa Cruz

Year Estimated value (USD) Change vs. 2025
2010 $172,962 -53.6%
2011 $166,274 -55.4%
2012 $165,826 -55.5%
2013 $172,024 -53.8%
2014 $180,578 -51.5%
2015 $189,846 -49.0%
2016 $199,753 -46.4%
2017 $210,535 -43.5%
2018 $222,175 -40.3%
2019 $232,476 -37.6%
2020 $244,494 -34.4%
2021 $278,086 -25.3%
2022 $324,186 -13.0%
2023 $341,869 -8.2%
2024 $361,647 -2.9%
2025 $372,428 0.0%

Graph: estimated home values in Santa Cruz over time (USD)



Example: 100% financing house in Santa Cruz

Loan amount: $372,428

Interest rate: 6.00%

Fixed monthly payment: $2,232.89

Breakdown in the 1st month:
Interest portion: $1,862.14  â€“  Principal portion: $370.75

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $22,221.27 $4,573.46 $367,854.54
2 $21,939.19 $4,855.54 $362,999.00
3 $21,639.71 $5,155.02 $357,843.98
4 $21,321.76 $5,472.97 $352,371.01
5 $20,984.20 $5,810.53 $346,560.48
6 $20,625.82 $6,168.91 $340,391.57
7 $20,245.33 $6,549.40 $333,842.17
8 $19,841.38 $6,953.35 $326,888.82
9 $19,412.51 $7,382.22 $319,506.61
10 $18,957.19 $7,837.54 $311,669.07
11 $18,473.79 $8,320.94 $303,348.13
12 $17,960.57 $8,834.15 $294,513.98
13 $17,415.70 $9,379.03 $285,134.95
14 $16,837.22 $9,957.50 $275,177.45
15 $16,223.07 $10,571.66 $264,605.79
16 $15,571.03 $11,223.70 $253,382.09
17 $14,878.78 $11,915.95 $241,466.14
18 $14,143.83 $12,650.90 $228,815.24
19 $13,363.55 $13,431.18 $215,384.06
20 $12,535.14 $14,259.59 $201,124.48
21 $11,655.64 $15,139.09 $185,985.39
22 $10,721.90 $16,072.83 $169,912.56
23 $9,730.56 $17,064.17 $152,848.39
24 $8,678.08 $18,116.65 $134,731.74
25 $7,560.68 $19,234.04 $115,497.70
26 $6,374.37 $20,420.36 $95,077.34
27 $5,114.89 $21,679.84 $73,397.50
28 $3,777.72 $23,017.01 $50,380.49
29 $2,358.08 $24,436.65 $25,943.84
30 $850.88 $25,943.84 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Santa Cruz, NM


1500 sqft3900 sqft
Ø selling price$292,215$621,621
Ø fast selling$265,650$559,459
Ø high price sale$318,780$683,784

In 2026, houses in Santa Cruz, NM will be offered at an average price of $161 per square foot. A 1,500 sqft home priced at $292,215 is 24.68% more expensive per square foot than a 3,900 sqft home priced at $621,621. Home prices in Santa Cruz, NM vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $430,354. Sellers who can wait longer may achieve a higher price of up to $525,988.


Santa Cruz, New Mexico

Overview

Located in the Española Valley of Northern New Mexico, Santa Cruz, NM is a historic community known for its deep cultural roots and scenic high-desert landscapes.
Just northeast of Santa Fe and next to Española and Chimayó, Santa Cruz offers easy access to regional art, cuisine, and outdoor recreation.

History and Culture

With roots in the late 1600s and early 1700s, the community centers on La Iglesia de Santa Cruz de la Cañada, a landmark adobe church that anchors local traditions.
Visitors come to experience living Hispano and Pueblo heritage through festivals, crafts, and family-run eateries serving classic New Mexican dishes.

Outdoors and Nature

Outdoor lovers gravitate to Santa Cruz Lake Recreation Area, where fishing, paddling, hiking, and striking cliffside views make for memorable day trips.
The nearby Santa Cruz River flows toward the Rio Grande, supporting cottonwoods, birdlife, and peaceful picnic spots.

Location and Access

Travelers can reach Santa Cruz, New Mexico via US 84/285, with Santa Fe Regional Airport and Albuquerque International Sunport providing broader connections.
Sunny skies, cool evenings, and four distinct seasons create inviting conditions for year-round exploration.

Travel Tips and Lifestyle

Local galleries, weaving studios in neighboring Chimayó, and farm stands complement a growing interest in agritourism and heritage travel.
Whether you?re planning a weekend getaway or researching places to live in Northern New Mexico, Santa Cruz, NM delivers small-town warmth, remarkable history, and proximity to top attractions.



FAQ – Home Values in Santa Cruz

What is the median home value in Santa Cruz in 2026?

In 2026, the typical home value in Santa Cruz is about $372,428 for an average home size of 2324 square feet. This corresponds to an average price of roughly $161 per square foot.

What is the average cost per square foot in Santa Cruz?

In 2026, homes in Santa Cruz sell for an average of around $161 per square foot, with a typical range between $160 and $160 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Santa Cruz is about 2324 square feet, with an estimated 2026 value around $372,428.



Locations close to Santa Cruz, NM

Serafina, NM248 $ / ft²
Taos, NM296 $ / ft²
Tererro, NM353 $ / ft²
Ohkay Owingeh, NM177 $ / ft²
San Jose, NM339 $ / ft²
San Cristobal, NM308 $ / ft²
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