House Prices

House Prices & Home Values Chama, NM 2026


Average Data

average house price$700,000
average size per house6500 ft²
average price per ft²108 $ / ft²

04/04/2026 - The value range (VR) for house prices in Chama, NM is $280/ sqft to $280/ sqft. An average home with 6500 sqft costs approximately $1,820,000 to $1,820,000. Chama, NM includes 1 ZIP codes and it is located in Rio Arriba county. The lowest prices are found in ZIP 87520, while the highest are in ZIP 87520. The average price per sqare feet is $108. Our analysis is based on 1 property listings.

Avergage prices by ZIP codes Chama

87520282 $ / ft²




Historical development of home values in Chama

Year Estimated value (USD) Change vs. 2025
2010 $325,093 -53.6%
2011 $312,521 -55.4%
2012 $311,680 -55.5%
2013 $323,330 -53.8%
2014 $339,407 -51.5%
2015 $356,827 -49.0%
2016 $375,448 -46.4%
2017 $395,713 -43.5%
2018 $417,590 -40.3%
2019 $436,953 -37.6%
2020 $459,541 -34.4%
2021 $522,679 -25.3%
2022 $609,326 -13.0%
2023 $642,562 -8.2%
2024 $679,736 -2.9%
2025 $700,000 0.0%

Graph: estimated home values in Chama over time (USD)



Example: 100% financing house in Chama

Loan amount: $700,000

Interest rate: 6.00%

Fixed monthly payment: $4,196.85

Breakdown in the 1st month:
Interest portion: $3,500.00  –  Principal portion: $696.85

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $41,766.16 $8,596.08 $691,403.92
2 $41,235.97 $9,126.27 $682,277.65
3 $40,673.09 $9,689.16 $672,588.49
4 $40,075.48 $10,286.76 $662,301.73
5 $39,441.02 $10,921.23 $651,380.50
6 $38,767.42 $11,594.83 $639,785.67
7 $38,052.27 $12,309.97 $627,475.70
8 $37,293.02 $13,069.22 $614,406.48
9 $36,486.94 $13,875.30 $600,531.18
10 $35,631.14 $14,731.10 $585,800.07
11 $34,722.56 $15,639.68 $570,160.39
12 $33,757.94 $16,604.30 $553,556.09
13 $32,733.82 $17,628.42 $535,927.66
14 $31,646.54 $18,715.70 $517,211.96
15 $30,492.20 $19,870.05 $497,341.91
16 $29,266.65 $21,095.59 $476,246.32
17 $27,965.52 $22,396.72 $453,849.60
18 $26,584.14 $23,778.10 $430,071.50
19 $25,117.56 $25,244.68 $404,826.82
20 $23,560.53 $26,801.72 $378,025.10
21 $21,907.46 $28,454.79 $349,570.31
22 $20,152.43 $30,209.82 $319,360.50
23 $18,289.15 $32,073.09 $287,287.40
24 $16,310.95 $34,051.29 $253,236.11
25 $14,210.74 $36,151.50 $217,084.61
26 $11,981.00 $38,381.25 $178,703.36
27 $9,613.73 $40,748.52 $137,954.85
28 $7,100.45 $43,261.80 $94,693.05
29 $4,432.15 $45,930.09 $48,762.96
30 $1,599.29 $48,762.96 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Chama, NM


1500 sqft3900 sqft
Ø selling price$196,021$416,989
Ø fast selling$178,200$375,290
Ø high price sale$213,841$458,687

In 2026, houses in Chama, NM will be offered at an average price of $108 per square foot. A 1,500 sqft home priced at $196,021 is 23.14% more expensive per square foot than a 3,900 sqft home priced at $416,989. Home prices in Chama, NM vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $288,684. Sellers who can wait longer may achieve a higher price of up to $352,836.

FAQ – Home Values in Chama

What is the median home value in Chama in 2026?

In 2026, the typical home value in Chama is about $700,000 for an average home size of 6500 square feet. This corresponds to an average price of roughly $108 per square foot.

What is the average cost per square foot in Chama?

In 2026, homes in Chama sell for an average of around $108 per square foot, with a typical range between $280 and $280 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Chama is about 6500 square feet, with an estimated 2026 value around $700,000.



Locations close to Chama, NM

Chamisal, NM327 $ / ft²
Chimayo, NM288 $ / ft²
Cordova, NM282 $ / ft²
Cerro, NM190 $ / ft²
Cebolla, NM76 $ / ft²
Carson, NM397 $ / ft²
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