House Prices

Cozy Lake Oak Ridge, NJ House Prices & Home Values 2026


Average Data

average house price$317,474
average size per house2010 ft²
average price per ft²156 $ / ft²

05/22/2026 - The value range (VR) for house prices in Cozy Lake Oak Ridge, NJ is $148.2/ sqft to $163.8/ sqft. An average home with 2010 sqft costs approximately $293,712 to $324,629. Oak Ridge, NJ includes 1 ZIP codes and it is located in Morris county. The lowest prices are found in ZIP 07438, while the highest are in ZIP 07438. The average price per sqare feet is $156. Our analysis is based on 11 property listings.

Avergage prices by ZIP codes Cozy Lake Oak Ridge

07438205 $ / ft²




Historical development of home values in Cozy Lake Oak Ridge

Year Estimated value (USD) Change vs. 2025
2010 $147,441 -53.6%
2011 $141,739 -55.4%
2012 $141,358 -55.5%
2013 $146,641 -53.8%
2014 $153,933 -51.5%
2015 $161,833 -49.0%
2016 $170,279 -46.4%
2017 $179,469 -43.5%
2018 $189,391 -40.3%
2019 $198,173 -37.6%
2020 $208,418 -34.4%
2021 $237,053 -25.3%
2022 $276,350 -13.0%
2023 $291,424 -8.2%
2024 $308,283 -2.9%
2025 $317,474 0.0%

Graph: estimated home values in Cozy Lake Oak Ridge over time (USD)



Example: 100% financing house in Cozy Lake Oak Ridge

Loan amount: $317,474

Interest rate: 5.92%

Fixed monthly payment: $1,886.31

Breakdown in the 1st month:
Interest portion: $1,565.15  –  Principal portion: $321.16

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $18,675.53 $3,960.14 $313,513.86
2 $18,434.79 $4,200.88 $309,312.98
3 $18,179.41 $4,456.26 $304,856.72
4 $17,908.51 $4,727.16 $300,129.56
5 $17,621.14 $5,014.52 $295,115.04
6 $17,316.31 $5,319.36 $289,795.68
7 $16,992.94 $5,642.73 $284,152.95
8 $16,649.91 $5,985.76 $278,167.19
9 $16,286.04 $6,349.63 $271,817.56
10 $15,900.04 $6,735.63 $265,081.92
11 $15,490.57 $7,145.10 $257,936.83
12 $15,056.22 $7,579.45 $250,357.37
13 $14,595.45 $8,040.21 $242,317.16
14 $14,106.68 $8,528.99 $233,788.17
15 $13,588.20 $9,047.47 $224,740.70
16 $13,038.20 $9,597.47 $215,143.23
17 $12,454.76 $10,180.91 $204,962.32
18 $11,835.85 $10,799.81 $194,162.51
19 $11,179.32 $11,456.34 $182,706.16
20 $10,482.88 $12,152.78 $170,553.38
21 $9,744.11 $12,891.56 $157,661.82
22 $8,960.42 $13,675.25 $143,986.57
23 $8,129.09 $14,506.58 $129,479.99
24 $7,247.22 $15,388.44 $114,091.55
25 $6,311.75 $16,323.92 $97,767.63
26 $5,319.40 $17,316.26 $80,451.36
27 $4,266.74 $18,368.93 $62,082.43
28 $3,150.07 $19,485.60 $42,596.83
29 $1,965.53 $20,670.14 $21,926.69
30 $708.98 $21,926.69 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Cozy Lake Oak Ridge, NJ


1500 sqft3900 sqft
Ø selling price$279,177$593,884
Ø fast selling$253,797$534,496
Ø high price sale$304,556$653,272

In 2026, houses in Cozy Lake Oak Ridge, NJ will be offered at an average price of $156 per square foot. A 1,500 sqft home priced at $279,177 is 22.68% more expensive per square foot than a 3,900 sqft home priced at $593,884. Home prices in Cozy Lake Oak Ridge, NJ vary significantly depending on the property’s condition and exact location. For a quick sale, a 2,700 sqft home should be listed at around $411,151. Sellers who can wait longer may achieve a higher price of up to $502,517.

FAQ – Home Values in Cozy Lake Oak Ridge

What is the median home value in Cozy Lake Oak Ridge in 2026?

In 2026, the typical home value in Cozy Lake Oak Ridge is about $317,474 for an average home size of 2010 square feet. This corresponds to an average price of roughly $156 per square foot.

What is the average cost per square foot in Cozy Lake Oak Ridge?

In 2026, homes in Cozy Lake Oak Ridge sell for an average of around $156 per square foot, with a typical range between $148.2 and $163.8 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in Cozy Lake?

The average home size in Cozy Lake Oak Ridge is about 2010 square feet, with an estimated 2026 value around $317,474.



Neighborhoods close to Cozy Lake Oak Ridge, NJ

The Glens at Pompton Plains Pompton Plains, NJ223 $ / ft²
Ramsey Golf and Country Club Ramsey, NJ102 $ / ft²
Willard Ridgewood, NJ413 $ / ft²
Ramapo River Reserve Oakland, NJ252 $ / ft²
Green Pond Newfoundland, NJ367 $ / ft²
Wortendyke Midland Park, NJ303 $ / ft²
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