House Prices

House Prices & Home Values Spotswood, NJ 2026


Average Data

average house price$292,346
average size per house1536 ft²
average price per ft²191 $ / ft²

06/26/2026 - The value range (VR) for house prices in Spotswood, NJ is $225/ sqft to $225/ sqft. An average home with 1536 sqft costs approximately $345,600 to $345,600. Spotswood, NJ includes 1 ZIP codes and it is located in Middlesex county. The lowest prices are found in ZIP 08884, while the highest are in ZIP 08884. The average price per sqare feet is $191. Our analysis is based on 22 property listings.

Avergage prices by ZIP codes Spotswood

08884217 $ / ft²




Historical development of home values in Spotswood

Year Estimated value (USD) Change vs. 2025
2010 $135,771 -53.6%
2011 $130,520 -55.4%
2012 $130,169 -55.5%
2013 $135,034 -53.8%
2014 $141,749 -51.5%
2015 $149,024 -49.0%
2016 $156,801 -46.4%
2017 $165,264 -43.5%
2018 $174,401 -40.3%
2019 $182,488 -37.6%
2020 $191,921 -34.4%
2021 $218,290 -25.3%
2022 $254,477 -13.0%
2023 $268,358 -8.2%
2024 $283,883 -2.9%
2025 $292,346 0.0%

Graph: estimated home values in Spotswood over time (USD)



Example: 100% financing house in Spotswood

Loan amount: $292,346

Interest rate: 6.00%

Fixed monthly payment: $1,752.76

Breakdown in the 1st month:
Interest portion: $1,461.73  –  Principal portion: $291.03

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $17,443.10 $3,590.04 $288,755.96
2 $17,221.67 $3,811.47 $284,944.49
3 $16,986.59 $4,046.55 $280,897.94
4 $16,737.01 $4,296.13 $276,601.80
5 $16,472.03 $4,561.11 $272,040.69
6 $16,190.71 $4,842.43 $267,198.26
7 $15,892.04 $5,141.10 $262,057.16
8 $15,574.95 $5,458.19 $256,598.97
9 $15,238.30 $5,794.84 $250,804.12
10 $14,880.89 $6,152.26 $244,651.87
11 $14,501.43 $6,531.71 $238,120.16
12 $14,098.57 $6,934.57 $231,185.58
13 $13,670.86 $7,362.28 $223,823.30
14 $13,216.77 $7,816.37 $216,006.93
15 $12,734.67 $8,298.47 $207,708.45
16 $12,222.84 $8,810.30 $198,898.15
17 $11,679.44 $9,353.70 $189,544.45
18 $11,102.53 $9,930.62 $179,613.83
19 $10,490.03 $10,543.12 $169,070.72
20 $9,839.75 $11,193.39 $157,877.32
21 $9,149.37 $11,883.78 $145,993.55
22 $8,416.40 $12,616.74 $133,376.81
23 $7,638.23 $13,394.92 $119,981.89
24 $6,812.06 $14,221.08 $105,760.81
25 $5,934.93 $15,098.21 $90,662.60
26 $5,003.71 $16,029.43 $74,633.16
27 $4,015.05 $17,018.09 $57,615.07
28 $2,965.41 $18,067.73 $39,547.33
29 $1,851.03 $19,182.11 $20,365.22
30 $667.92 $20,365.22 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Spotswood, NJ


1500 sqft3900 sqft
Ø selling price$346,665$737,452
Ø fast selling$315,150$663,706
Ø high price sale$378,181$811,197

In 2026, houses in Spotswood, NJ will be offered at an average price of $191 per square foot. A 1,500 sqft home priced at $346,665 is 22.17% more expensive per square foot than a 3,900 sqft home priced at $737,452. Home prices in Spotswood, NJ vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $510,544. Sellers who can wait longer may achieve a higher price of up to $623,997.

FAQ – Home Values in Spotswood

What is the median home value in Spotswood in 2026?

In 2026, the typical home value in Spotswood is about $292,346 for an average home size of 1536 square feet. This corresponds to an average price of roughly $191 per square foot.

What is the average cost per square foot in Spotswood?

In 2026, homes in Spotswood sell for an average of around $191 per square foot, with a typical range between $225 and $225 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Spotswood is about 1536 square feet, with an estimated 2026 value around $292,346.



Locations close to Spotswood, NJ

Stewartsville, NJ151 $ / ft²
Three Bridges, NJ241 $ / ft²
Whitehouse Station, NJ213 $ / ft²
South River, NJ190 $ / ft²
South Bound Brook, NJ182 $ / ft²
South Amboy, NJ276 $ / ft²
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