House Prices

House Prices & Home Values Effingham, NH 2026


Average Data

average house price$258,824
average size per house1607 ft²
average price per ft²162 $ / ft²

07/03/2026 - The value range (VR) for house prices in Effingham, NH is $160/ sqft to $160/ sqft. An average home with 1607 sqft costs approximately $257,120 to $257,120. Effingham, NH includes 1 ZIP codes and it is located in Carroll county. The lowest prices are found in ZIP 03882, while the highest are in ZIP 03882. The average price per sqare feet is $162. Our analysis is based on 48 property listings.

Avergage prices by ZIP codes Effingham

03882169 $ / ft²


House prices by neighborhoods in Effingham

Center Effingham148 $ / ft²
Effingham Falls152 $ / ft²
Lords Hill147 $ / ft²
North Effingham165 $ / ft²
South Effingham148 $ / ft²




Historical development of home values in Effingham

Year Estimated value (USD) Change vs. 2025
2010 $120,203 -53.6%
2011 $115,554 -55.4%
2012 $115,243 -55.5%
2013 $119,551 -53.8%
2014 $125,495 -51.5%
2015 $131,936 -49.0%
2016 $138,821 -46.4%
2017 $146,314 -43.5%
2018 $154,403 -40.3%
2019 $161,563 -37.6%
2020 $169,915 -34.4%
2021 $193,260 -25.3%
2022 $225,297 -13.0%
2023 $237,587 -8.2%
2024 $251,331 -2.9%
2025 $258,824 0.0%

Graph: estimated home values in Effingham over time (USD)



Example: 100% financing house in Effingham

Loan amount: $258,824

Interest rate: 6.00%

Fixed monthly payment: $1,551.78

Breakdown in the 1st month:
Interest portion: $1,294.12  –  Principal portion: $257.66

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $15,442.98 $3,178.39 $255,645.61
2 $15,246.94 $3,374.43 $252,271.19
3 $15,038.82 $3,582.55 $248,688.63
4 $14,817.85 $3,803.52 $244,885.12
5 $14,583.26 $4,038.11 $240,847.01
6 $14,334.20 $4,287.17 $236,559.84
7 $14,069.77 $4,551.59 $232,008.24
8 $13,789.04 $4,832.33 $227,175.92
9 $13,490.99 $5,130.37 $222,045.54
10 $13,174.56 $5,446.80 $216,598.74
11 $12,838.62 $5,782.75 $210,815.99
12 $12,481.95 $6,139.42 $204,676.57
13 $12,103.28 $6,518.08 $198,158.49
14 $11,701.26 $6,920.11 $191,238.38
15 $11,274.45 $7,346.92 $183,891.46
16 $10,821.30 $7,800.06 $176,091.40
17 $10,340.21 $8,281.15 $167,810.24
18 $9,829.45 $8,791.92 $159,018.32
19 $9,287.18 $9,334.18 $149,684.14
20 $8,711.47 $9,909.90 $139,774.24
21 $8,100.25 $10,521.12 $129,253.12
22 $7,451.33 $11,170.04 $118,083.09
23 $6,762.39 $11,858.98 $106,224.11
24 $6,030.95 $12,590.42 $93,633.69
25 $5,254.40 $13,366.97 $80,266.72
26 $4,429.96 $14,191.41 $66,075.31
27 $3,554.66 $15,066.71 $51,008.61
28 $2,625.38 $15,995.99 $35,012.62
29 $1,638.78 $16,982.59 $18,030.03
30 $591.33 $18,030.03 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Effingham, NH


1500 sqft3900 sqft
Ø selling price$294,030$625,482
Ø fast selling$267,300$562,934
Ø high price sale$320,760$688,031

In 2026, houses in Effingham, NH will be offered at an average price of $162 per square foot. A 1,500 sqft home priced at $294,030 is 24.29% more expensive per square foot than a 3,900 sqft home priced at $625,482. Home prices in Effingham, NH vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $433,027. Sellers who can wait longer may achieve a higher price of up to $529,255.


Discover Effingham, NH

Effingham, New Hampshire is a scenic Carroll County town on the Maine border known for quiet rural charm and outdoor access. The town includes historic villages like Center Effingham and Effingham Falls, where classic New England architecture lines peaceful roads.
With the Ossipee River and sparkling Province Lake nearby, Effingham offers year?round fishing, paddling, and lakeside relaxation.

Nature and Recreation

Hikers are drawn to Green Mountain and its fire tower views, along with forested trails perfect for birding and leaf peeping. In winter, residents enjoy snowshoeing and cross?country skiing, while larger ski areas in the White Mountains are an easy drive away.
Campgrounds, boat launches, and conserved lands make outdoor recreation a core part of the Effingham lifestyle.

History and Community

Founded in the late 1700s, the town preserves its heritage through local landmarks, community halls, and seasonal festivals. The school and library programs anchor a friendly small?town culture that welcomes newcomers and supports local makers.

Living and Visiting

Homebuyers seeking Effingham, NH real estate find rural homes, camps, and land lots with quick access to Ossipee, Conway, and the Seacoast. Travelers love Effingham as a quiet base for exploring the Lakes Region and White Mountains while enjoying starry nights and uncrowded roads.



FAQ – Home Values in Effingham

What is the median home value in Effingham in 2026?

In 2026, the typical home value in Effingham is about $258,824 for an average home size of 1607 square feet. This corresponds to an average price of roughly $162 per square foot.

What is the average cost per square foot in Effingham?

In 2026, homes in Effingham sell for an average of around $162 per square foot, with a typical range between $160 and $160 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Effingham is about 1607 square feet, with an estimated 2026 value around $258,824.



Locations close to Effingham, NH

South Tamworth, NH147 $ / ft²
Strafford, NH220 $ / ft²
Stratham, NH265 $ / ft²
Somersworth, NH176 $ / ft²
Silver Lake, NH428 $ / ft²
Seabrook, NH396 $ / ft²
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