House Prices

House Prices & Home Values Chimney Rock, NC 2026


Average Data

average house price$437,322
average size per house1977 ft²
average price per ft²222 $ / ft²

04/21/2026 - The value range (VR) for house prices in Chimney Rock, NC is $174/ sqft to $174/ sqft. An average home with 1977 sqft costs approximately $343,998 to $343,998. Chimney Rock, NC includes 1 ZIP codes and it is located in Rutherford county. The lowest prices are found in ZIP 28720, while the highest are in ZIP 28720. The average price per sqare feet is $222. Our analysis is based on 37 property listings.

Avergage prices by ZIP codes Chimney Rock

28720175 $ / ft²




Historical development of home values in Chimney Rock

Year Estimated value (USD) Change vs. 2025
2010 $203,100 -53.6%
2011 $195,246 -55.4%
2012 $194,721 -55.5%
2013 $201,999 -53.8%
2014 $212,043 -51.5%
2015 $222,926 -49.0%
2016 $234,560 -46.4%
2017 $247,220 -43.5%
2018 $260,888 -40.3%
2019 $272,984 -37.6%
2020 $287,096 -34.4%
2021 $326,541 -25.3%
2022 $380,674 -13.0%
2023 $401,438 -8.2%
2024 $424,662 -2.9%
2025 $437,322 0.0%

Graph: estimated home values in Chimney Rock over time (USD)



Example: 100% financing house in Chimney Rock

Loan amount: $437,322

Interest rate: 6.00%

Fixed monthly payment: $2,621.97

Breakdown in the 1st month:
Interest portion: $2,186.61  –  Principal portion: $435.36

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $26,093.23 $5,370.37 $431,951.63
2 $25,762.00 $5,701.60 $426,250.04
3 $25,410.34 $6,053.26 $420,196.78
4 $25,036.98 $6,426.61 $413,770.17
5 $24,640.61 $6,822.99 $406,947.17
6 $24,219.78 $7,243.82 $399,703.36
7 $23,773.00 $7,690.60 $392,012.76
8 $23,298.66 $8,164.94 $383,847.81
9 $22,795.06 $8,668.54 $375,179.28
10 $22,260.40 $9,203.19 $365,976.09
11 $21,692.77 $9,770.83 $356,205.26
12 $21,090.13 $10,373.47 $345,831.79
13 $20,450.31 $11,013.28 $334,818.51
14 $19,771.04 $11,692.56 $323,125.96
15 $19,049.87 $12,413.73 $310,712.23
16 $18,284.22 $13,179.38 $297,532.85
17 $17,471.34 $13,992.25 $283,540.59
18 $16,608.33 $14,855.27 $268,685.33
19 $15,692.09 $15,771.51 $252,913.82
20 $14,719.34 $16,744.26 $236,169.56
21 $13,686.59 $17,777.01 $218,392.56
22 $12,590.14 $18,873.45 $199,519.10
23 $11,426.07 $20,037.53 $179,481.57
24 $10,190.20 $21,273.40 $158,208.17
25 $8,878.10 $22,585.50 $135,622.68
26 $7,485.08 $23,978.52 $111,644.16
27 $6,006.13 $25,457.46 $86,186.70
28 $4,435.97 $27,027.62 $59,159.08
29 $2,768.97 $28,694.63 $30,464.45
30 $999.15 $30,464.45 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Chimney Rock, NC


1500 sqft3900 sqft
Ø selling price$402,931$857,143
Ø fast selling$366,301$771,428
Ø high price sale$439,561$942,857

In 2026, houses in Chimney Rock, NC will be offered at an average price of $222 per square foot. A 1,500 sqft home priced at $402,931 is 23.07% more expensive per square foot than a 3,900 sqft home priced at $857,143. Home prices in Chimney Rock, NC vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $593,406. Sellers who can wait longer may achieve a higher price of up to $725,275.

FAQ – Home Values in Chimney Rock

What is the median home value in Chimney Rock in 2026?

In 2026, the typical home value in Chimney Rock is about $437,322 for an average home size of 1977 square feet. This corresponds to an average price of roughly $222 per square foot.

What is the average cost per square foot in Chimney Rock?

In 2026, homes in Chimney Rock sell for an average of around $222 per square foot, with a typical range between $174 and $174 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Chimney Rock is about 1977 square feet, with an estimated 2026 value around $437,322.



Locations close to Chimney Rock, NC

Clyde, NC183 $ / ft²
Columbus, NC121 $ / ft²
Cullowhee, NC489 $ / ft²
Cherokee, NC210 $ / ft²
Cedar Mountain, NC460 $ / ft²
Cashiers, NC182 $ / ft²
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