House Prices

Smokey Creek Morganton, NC House Prices & Home Values 2026


Average Data

average house price$428,742
average size per house2510 ft²
average price per ft²186 $ / ft²

04/16/2026 - The value range (VR) for house prices in Smokey Creek Morganton, NC is $176.7/ sqft to $195.3/ sqft. An average home with 2510 sqft costs approximately $481,660 to $532,361. Morganton, NC includes 1 ZIP codes and it is located in Burke county. The lowest prices are found in ZIP 28655, while the highest are in ZIP 28655. The average price per sqare feet is $186. Our analysis is based on 10 property listings.

Avergage prices by ZIP codes Smokey Creek Morganton

28655136 $ / ft²




Historical development of home values in Smokey Creek Morganton

Year Estimated value (USD) Change vs. 2025
2010 $199,116 -53.6%
2011 $191,416 -55.4%
2012 $190,900 -55.5%
2013 $198,036 -53.8%
2014 $207,883 -51.5%
2015 $218,552 -49.0%
2016 $229,958 -46.4%
2017 $242,370 -43.5%
2018 $255,769 -40.3%
2019 $267,629 -37.6%
2020 $281,464 -34.4%
2021 $320,135 -25.3%
2022 $373,205 -13.0%
2023 $393,562 -8.2%
2024 $416,330 -2.9%
2025 $428,742 0.0%

Graph: estimated home values in Smokey Creek Morganton over time (USD)



Example: 100% financing house in Smokey Creek Morganton

Loan amount: $428,742

Interest rate: 6.52%

Fixed monthly payment: $2,714.45

Breakdown in the 1st month:
Interest portion: $2,328.07  –  Principal portion: $386.38

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $27,795.82 $4,777.63 $423,964.37
2 $27,475.04 $5,098.41 $418,865.96
3 $27,132.73 $5,440.72 $413,425.24
4 $26,767.43 $5,806.02 $407,619.22
5 $26,377.60 $6,195.85 $401,423.37
6 $25,961.60 $6,611.85 $394,811.52
7 $25,517.67 $7,055.78 $387,755.74
8 $25,043.93 $7,529.52 $380,226.23
9 $24,538.39 $8,035.06 $372,191.17
10 $23,998.90 $8,574.55 $363,616.62
11 $23,423.19 $9,150.26 $354,466.36
12 $22,808.83 $9,764.62 $344,701.74
13 $22,153.22 $10,420.23 $334,281.51
14 $21,453.58 $11,119.86 $323,161.65
15 $20,706.98 $11,866.47 $311,295.18
16 $19,910.24 $12,663.20 $298,631.97
17 $19,060.02 $13,513.43 $285,118.54
18 $18,152.70 $14,420.75 $270,697.79
19 $17,184.47 $15,388.98 $255,308.81
20 $16,151.23 $16,422.22 $238,886.59
21 $15,048.61 $17,524.84 $221,361.75
22 $13,871.96 $18,701.48 $202,660.27
23 $12,616.32 $19,957.13 $182,703.14
24 $11,276.36 $21,297.09 $161,406.05
25 $9,846.44 $22,727.01 $138,679.04
26 $8,320.51 $24,252.94 $114,426.10
27 $6,692.13 $25,881.32 $88,544.78
28 $4,954.41 $27,619.04 $60,925.74
29 $3,100.02 $29,473.42 $31,452.32
30 $1,121.13 $31,452.32 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Smokey Creek Morganton, NC


1500 sqft3900 sqft
Ø selling price$366,623$779,907
Ø fast selling$333,294$701,916
Ø high price sale$399,953$857,898

In 2026, houses in Smokey Creek Morganton, NC will be offered at an average price of $186 per square foot. A 1,500 sqft home priced at $366,623 is 24.98% more expensive per square foot than a 3,900 sqft home priced at $779,907. Home prices in Smokey Creek Morganton, NC vary significantly depending on the property’s condition and exact location. For a quick sale, a 2,700 sqft home should be listed at around $539,936. Sellers who can wait longer may achieve a higher price of up to $659,921.


Smokey Creek Neighborhood in Morganton, NC

Location & Lifestyle

Smokey Creek is a peaceful residential pocket in Morganton, NC, offering a blend of rural charm and Blue Ridge Mountain scenery. Set within Burke County, the neighborhood provides a calm, country feel while keeping residents close to the conveniences of downtown Morganton. Its location delivers easy regional access via I?40 and major NC highways for commuting, shopping, and weekend adventures.


Homes & Real Estate

Buyers exploring Smokey Creek real estate will find a mix of single-family homes on generous lots, with room for gardens, workshops, and outdoor living. Whether you seek a starter home or extra acreage, the area?s value and privacy make it a compelling choice for homes for sale in Morganton, NC.


Outdoor Recreation & Amenities

Outdoor lovers appreciate quick routes to Lake James, the Catawba River, and South Mountains State Park for boating, fishing, hiking, and waterfalls. Nearby breweries, farm markets, and local eateries add a flavorful, small?town vibe after a day on the trails.


Schools & Convenience

Burke County Public Schools serve the area, complemented by nearby charter and private options around Morganton. Healthcare, groceries, and everyday services cluster around US?70 and downtown, keeping errands straightforward from the neighborhood. Altogether, Smokey Creek in Morganton delivers a laid?back, scenic lifestyle with practical convenience, strong value, and room to grow.



FAQ – Home Values in Smokey Creek Morganton

What is the median home value in Smokey Creek Morganton in 2026?

In 2026, the typical home value in Smokey Creek Morganton is about $428,742 for an average home size of 2510 square feet. This corresponds to an average price of roughly $186 per square foot.

What is the average cost per square foot in Smokey Creek Morganton?

In 2026, homes in Smokey Creek Morganton sell for an average of around $186 per square foot, with a typical range between $176.7 and $195.3 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in Smokey Creek?

The average home size in Smokey Creek Morganton is about 2510 square feet, with an estimated 2026 value around $428,742.



Neighborhoods close to Smokey Creek Morganton, NC

Downtown Arts District West Jefferson, NC88 $ / ft²
Peytons Ridge Hubert, NC107 $ / ft²
Brierwood Estates Shallotte, NC160 $ / ft²
Brooklyn Arts District Wilmington, NC261 $ / ft²
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