House Prices

House Prices & Home Values Troy, MT 2026


Average Data

average house price$430,000
average size per house1978 ft²
average price per ft²218 $ / ft²

04/17/2026 - The value range (VR) for house prices in Troy, MT is $198/ sqft to $198/ sqft. An average home with 1978 sqft costs approximately $391,644 to $391,644. Troy, MT includes 1 ZIP codes and it is located in Lincoln county. The lowest prices are found in ZIP 59935, while the highest are in ZIP 59935. The average price per sqare feet is $218. Our analysis is based on 3 property listings.

Avergage prices by ZIP codes Troy

59935217 $ / ft²




Historical development of home values in Troy

Year Estimated value (USD) Change vs. 2025
2010 $199,700 -53.6%
2011 $191,977 -55.4%
2012 $191,460 -55.5%
2013 $198,617 -53.8%
2014 $208,493 -51.5%
2015 $219,193 -49.0%
2016 $230,633 -46.4%
2017 $243,081 -43.5%
2018 $256,520 -40.3%
2019 $268,414 -37.6%
2020 $282,290 -34.4%
2021 $321,074 -25.3%
2022 $374,300 -13.0%
2023 $394,717 -8.2%
2024 $417,552 -2.9%
2025 $430,000 0.0%

Graph: estimated home values in Troy over time (USD)



Example: 100% financing house in Troy

Loan amount: $430,000

Interest rate: 6.00%

Fixed monthly payment: $2,578.07

Breakdown in the 1st month:
Interest portion: $2,150.00  â€“  Principal portion: $428.07

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $25,656.36 $5,280.45 $424,719.55
2 $25,330.67 $5,606.14 $419,113.41
3 $24,984.90 $5,951.91 $413,161.50
4 $24,617.79 $6,319.01 $406,842.49
5 $24,228.05 $6,708.75 $400,133.73
6 $23,814.27 $7,122.54 $393,011.20
7 $23,374.97 $7,561.84 $385,449.36
8 $22,908.57 $8,028.24 $377,421.12
9 $22,413.41 $8,523.40 $368,897.72
10 $21,887.70 $9,049.11 $359,848.62
11 $21,329.57 $9,607.23 $350,241.38
12 $20,737.02 $10,199.79 $340,041.60
13 $20,107.92 $10,828.89 $329,212.71
14 $19,440.02 $11,496.79 $317,715.92
15 $18,730.92 $12,205.89 $305,510.03
16 $17,978.09 $12,958.72 $292,551.31
17 $17,178.82 $13,757.98 $278,793.33
18 $16,330.26 $14,606.55 $264,186.78
19 $15,429.36 $15,507.45 $248,679.33
20 $14,472.89 $16,463.91 $232,215.42
21 $13,457.44 $17,479.37 $214,736.05
22 $12,379.35 $18,557.46 $196,178.59
23 $11,234.76 $19,702.04 $176,476.55
24 $10,019.58 $20,917.22 $155,559.33
25 $8,729.46 $22,207.35 $133,351.97
26 $7,359.76 $23,577.05 $109,774.92
27 $5,905.57 $25,031.23 $84,743.69
28 $4,361.70 $26,575.10 $58,168.59
29 $2,722.61 $28,214.20 $29,954.39
30 $982.42 $29,954.39 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Troy, MT


1500 sqft3900 sqft
Ø selling price$395,671$841,699
Ø fast selling$359,700$757,529
Ø high price sale$431,641$925,868

In 2026, houses in Troy, MT will be offered at an average price of $218 per square foot. A 1,500 sqft home priced at $395,671 is 25.19% more expensive per square foot than a 3,900 sqft home priced at $841,699. Home prices in Troy, MT vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $582,714. Sellers who can wait longer may achieve a higher price of up to $712,206.


Discover Troy, MT

Tucked in Northwest Montana, Troy, MT blends rugged scenery with authentic small-town charm along the Kootenai River.
This gateway to the Kootenai National Forest sits in Lincoln County and offers year-round outdoor recreation for hikers, anglers, and wildlife watchers.

Outdoor Adventures

Visitors flock to Kootenai Falls and the iconic Swinging Bridge for dramatic river views, photo ops, and easy trail access.
Nearby, the Cabinet Mountains Wilderness delivers alpine lakes, wildflower meadows, and challenging peak-bagging routes.

Community and Lifestyle

Downtown Troy, Montana features local eateries, friendly cafés, and community events that celebrate the town?s logging and mining heritage.
Families appreciate the relaxed pace, approachable home prices, and access to essential services in the greater Troy and Libby area.

Travel and Seasons

Road-trippers reach Troy via US Highway 2, making it an easy stop between Glacier Country and the Idaho Panhandle.
Lodging ranges from riverside campgrounds to cozy cabins, with quick access to fishing spots, ATV trails, and scenic byways.
Summer brings warm, sunny days ideal for rafting and hiking, while winters offer quiet snowshoeing and peaceful forest solitude.
Whether you?re planning a weekend getaway or relocating, Troy, MT delivers pristine nature, welcoming neighbors, and unforgettable Montana adventures.



FAQ – Home Values in Troy

What is the median home value in Troy in 2026?

In 2026, the typical home value in Troy is about $430,000 for an average home size of 1978 square feet. This corresponds to an average price of roughly $218 per square foot.

What is the average cost per square foot in Troy?

In 2026, homes in Troy sell for an average of around $218 per square foot, with a typical range between $198 and $198 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Troy is about 1978 square feet, with an estimated 2026 value around $430,000.



Locations close to Troy, MT

West Glacier, MT398 $ / ft²
Whitefish, MT436 $ / ft²
Trego, MT304 $ / ft²
Stryker, MT581 $ / ft²
Somers, MT369 $ / ft²
  imprint  Privacy