House Prices

Ridgewater Polson, MT House Prices & Home Values 2026


Average Data

average house price$1,176,274
average size per house1941 ft²
average price per ft²549 $ / ft²

04/17/2026 - The value range (VR) for house prices in Ridgewater Polson, MT is $521.55/ sqft to $576.45/ sqft. An average home with 1941 sqft costs approximately $916,158 to $1,012,595. Polson, MT includes 1 ZIP codes and it is located in Lake county. The lowest prices are found in ZIP 59860, while the highest are in ZIP 59860. The average price per sqare feet is $549. Our analysis is based on 4 property listings.

Avergage prices by ZIP codes Ridgewater Polson

59860685 $ / ft²




Historical development of home values in Ridgewater Polson

Year Estimated value (USD) Change vs. 2025
2010 $546,283 -53.6%
2011 $525,158 -55.4%
2012 $523,744 -55.5%
2013 $543,320 -53.8%
2014 $570,337 -51.5%
2015 $599,608 -49.0%
2016 $630,900 -46.4%
2017 $664,952 -43.5%
2018 $701,714 -40.3%
2019 $734,252 -37.6%
2020 $772,209 -34.4%
2021 $878,305 -25.3%
2022 $1,023,906 -13.0%
2023 $1,079,756 -8.2%
2024 $1,142,222 -2.9%
2025 $1,176,274 0.0%

Graph: estimated home values in Ridgewater Polson over time (USD)



Example: 100% financing house in Ridgewater Polson

Loan amount: $1,176,274

Interest rate: 5.43%

Fixed monthly payment: $6,627.19

Breakdown in the 1st month:
Interest portion: $5,322.64  –  Principal portion: $1,304.55

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $63,476.14 $16,050.09 $1,160,223.91
2 $62,582.60 $16,943.63 $1,143,280.29
3 $61,639.31 $17,886.91 $1,125,393.38
4 $60,643.51 $18,882.71 $1,106,510.67
5 $59,592.28 $19,933.95 $1,086,576.72
6 $58,482.51 $21,043.71 $1,065,533.01
7 $57,310.97 $22,215.26 $1,043,317.75
8 $56,074.20 $23,452.02 $1,019,865.73
9 $54,768.58 $24,757.64 $995,108.08
10 $53,390.27 $26,135.95 $968,972.13
11 $51,935.23 $27,590.99 $941,381.14
12 $50,399.19 $29,127.04 $912,254.10
13 $48,777.63 $30,748.60 $881,505.51
14 $47,065.79 $32,460.43 $849,045.07
15 $45,258.66 $34,267.57 $814,777.51
16 $43,350.91 $36,175.31 $778,602.19
17 $41,336.96 $38,189.26 $740,412.93
18 $39,210.89 $40,315.34 $700,097.59
19 $36,966.45 $42,559.77 $657,537.82
20 $34,597.07 $44,929.16 $612,608.67
21 $32,095.77 $47,430.45 $565,178.21
22 $29,455.22 $50,071.00 $515,107.21
23 $26,667.67 $52,858.55 $462,248.66
24 $23,724.93 $55,801.29 $406,447.37
25 $20,618.36 $58,907.86 $347,539.51
26 $17,338.85 $62,187.38 $285,352.13
27 $13,876.75 $65,649.47 $219,702.65
28 $10,221.91 $69,304.31 $150,398.34
29 $6,363.61 $73,162.62 $77,235.73
30 $2,290.50 $77,235.73 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Ridgewater Polson, MT


1500 sqft3900 sqft
Ø selling price$901,774$1,918,319
Ø fast selling$819,795$1,726,487
Ø high price sale$983,754$2,110,151

In 2026, houses in Ridgewater Polson, MT will be offered at an average price of $549 per square foot. A 1,500 sqft home priced at $901,774 is 20.82% more expensive per square foot than a 3,900 sqft home priced at $1,918,319. Home prices in Ridgewater Polson, MT vary significantly depending on the property’s condition and exact location. For a quick sale, a 2,700 sqft home should be listed at around $1,328,067. Sellers who can wait longer may achieve a higher price of up to $1,623,193.


Ridgewater Neighborhood in Polson, MT

Overview

Ridgewater is a sought-after neighborhood in Polson, MT known for its quiet streets and scenic setting.
Perched above Polson Bay, it offers sweeping views of Flathead Lake and the Mission Mountains. Residents appreciate being just minutes from downtown amenities, local dining, and seasonal community events.

Lifestyle and Access

Outdoor enthusiasts enjoy easy access to nearby walking paths, public lake access, marinas, and parks.
The neighborhood?s thoughtful layout, well-maintained streets, and tasteful landscaping create a polished, cohesive look. With quick connections to Highway 93, commuting to regional employers and schools is straightforward.

Real Estate in Ridgewater

Real estate in Ridgewater, Polson MT typically features custom single-family homes with contemporary mountain styling and generous windows to capture the views.
Buyers will find a mix of completed residences and occasional buildable lots, appealing to both move-in-ready and new-construction shoppers. If you are searching for Ridgewater homes for sale, expect competitive demand driven by the setting, quality construction, and proximity to recreation. Whether relocating, investing, or upsizing, Ridgewater delivers a balanced blend of lifestyle, value, and Montana lake-town charm.



FAQ – Home Values in Ridgewater Polson

What is the median home value in Ridgewater Polson in 2026?

In 2026, the typical home value in Ridgewater Polson is about $1,176,274 for an average home size of 1941 square feet. This corresponds to an average price of roughly $549 per square foot.

What is the average cost per square foot in Ridgewater Polson?

In 2026, homes in Ridgewater Polson sell for an average of around $549 per square foot, with a typical range between $521.55 and $576.45 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in Ridgewater?

The average home size in Ridgewater Polson is about 1941 square feet, with an estimated 2026 value around $1,176,274.



Neighborhoods close to Ridgewater Polson, MT

Prescott Ranch Belgrade, MT209 $ / ft²
Chico Pray, MT367 $ / ft²
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