House Prices

House Prices & Home Values Waterford, MS 2026


Average Data

average house price$197,931
average size per house1797 ft²
average price per ft²111 $ / ft²

04/16/2026 - The value range (VR) for house prices in Waterford, MS is $98/ sqft to $98/ sqft. An average home with 1797 sqft costs approximately $176,106 to $176,106. Waterford, MS includes 1 ZIP codes and it is located in Marshall county. The lowest prices are found in ZIP 38685, while the highest are in ZIP 38685. The average price per sqare feet is $111. Our analysis is based on 5 property listings.

Avergage prices by ZIP codes Waterford

3868597 $ / ft²




Historical development of home values in Waterford

Year Estimated value (USD) Change vs. 2025
2010 $91,923 -53.6%
2011 $88,368 -55.4%
2012 $88,130 -55.5%
2013 $91,424 -53.8%
2014 $95,970 -51.5%
2015 $100,896 -49.0%
2016 $106,161 -46.4%
2017 $111,891 -43.5%
2018 $118,077 -40.3%
2019 $123,552 -37.6%
2020 $129,939 -34.4%
2021 $147,792 -25.3%
2022 $172,292 -13.0%
2023 $181,690 -8.2%
2024 $192,201 -2.9%
2025 $197,931 0.0%

Graph: estimated home values in Waterford over time (USD)



Example: 100% financing house in Waterford

Loan amount: $197,931

Interest rate: 6.00%

Fixed monthly payment: $1,186.70

Breakdown in the 1st month:
Interest portion: $989.66  –  Principal portion: $197.04

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $11,809.74 $2,430.62 $195,500.38
2 $11,659.83 $2,580.53 $192,919.85
3 $11,500.66 $2,739.69 $190,180.16
4 $11,331.69 $2,908.67 $187,271.49
5 $11,152.29 $3,088.07 $184,183.42
6 $10,961.82 $3,278.54 $180,904.88
7 $10,759.61 $3,480.75 $177,424.13
8 $10,544.92 $3,695.43 $173,728.70
9 $10,317.00 $3,923.36 $169,805.34
10 $10,075.01 $4,165.35 $165,639.99
11 $9,818.10 $4,422.25 $161,217.74
12 $9,545.35 $4,695.01 $156,522.73
13 $9,255.77 $4,984.59 $151,538.14
14 $8,948.33 $5,292.03 $146,246.11
15 $8,621.93 $5,618.43 $140,627.69
16 $8,275.40 $5,964.96 $134,662.73
17 $7,907.49 $6,332.86 $128,329.87
18 $7,516.89 $6,723.46 $121,606.40
19 $7,102.21 $7,138.15 $114,468.25
20 $6,661.94 $7,578.42 $106,889.84
21 $6,194.52 $8,045.84 $98,844.00
22 $5,698.27 $8,542.09 $90,301.92
23 $5,171.41 $9,068.94 $81,232.98
24 $4,612.06 $9,628.29 $71,604.68
25 $4,018.21 $10,222.15 $61,382.53
26 $3,387.73 $10,852.63 $50,529.91
27 $2,718.36 $11,521.99 $39,007.91
28 $2,007.71 $12,232.64 $26,775.27
29 $1,253.23 $12,987.13 $13,788.14
30 $452.21 $13,788.14 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Waterford, MS


1500 sqft3900 sqft
Ø selling price$201,466$428,572
Ø fast selling$183,151$385,714
Ø high price sale$219,781$471,429

In 2026, houses in Waterford, MS will be offered at an average price of $111 per square foot. A 1,500 sqft home priced at $201,466 is 22.56% more expensive per square foot than a 3,900 sqft home priced at $428,572. Home prices in Waterford, MS vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $296,703. Sellers who can wait longer may achieve a higher price of up to $362,638.


Explore Waterford, MS

Discover the charm of Waterford, MS, a quiet community nestled in scenic Marshall County in North Mississippi.
This small, countryside destination offers a peaceful pace while keeping you close to regional attractions in Holly Springs and beyond.

Location and Access

Located near Holly Springs, Waterford, Mississippi benefits from quick access to I?22/US 78 and Mississippi Highway 7 for easy travel.
Its convenient location makes day trips across North Mississippi and nearby West Tennessee simple for visitors and commuters.

History and Community

The community?s roots stretch back through rural farm history, with historic churches and cemeteries reflecting generations of local heritage.
You?ll find welcoming neighbors, seasonal gatherings, and classic Southern hospitality that define small?town living.

Outdoors and Things to Do

Outdoor lovers explore trails, wildlife, and quiet roads near the expansive Holly Springs National Forest for hiking, birding, and photography.
Nearby recreation areas such as Wall Doxey State Park offer fishing, picnicking, and lakeside strolls ideal for families.

Plan Your Visit or Move

Plan your visit in spring or fall for mild weather and wildflower blooms, or come in winter for crisp, crowd?free walks.
Whether you?re scouting weekend getaways or considering affordable country living, Waterford, MS blends tranquility, convenience, and authentic Mississippi character.



FAQ – Home Values in Waterford

What is the median home value in Waterford in 2026?

In 2026, the typical home value in Waterford is about $197,931 for an average home size of 1797 square feet. This corresponds to an average price of roughly $111 per square foot.

What is the average cost per square foot in Waterford?

In 2026, homes in Waterford sell for an average of around $111 per square foot, with a typical range between $98 and $98 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Waterford is about 1797 square feet, with an estimated 2026 value around $197,931.



Locations close to Waterford, MS

Greenville, MS31 $ / ft²
Alligator, MS67 $ / ft²
Anguilla, MS72 $ / ft²
Walnut, MS44 $ / ft²
Walls, MS102 $ / ft²
University, MS237 $ / ft²
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