House Prices

House Prices & Home Values Smithville, MO 2026


Average Data

average house price$272,700
average size per house1879 ft²
average price per ft²146 $ / ft²

04/14/2026 - The value range (VR) for house prices in Smithville, MO is $117/ sqft to $117/ sqft. An average home with 1879 sqft costs approximately $219,843 to $219,843. Smithville, MO includes 1 ZIP codes and it is located in Clay county. The lowest prices are found in ZIP 64089, while the highest are in ZIP 64089. The average price per sqare feet is $146. Our analysis is based on 2 property listings.

Avergage prices by ZIP codes Smithville

64089118 $ / ft²




Historical development of home values in Smithville

Year Estimated value (USD) Change vs. 2025
2010 $126,647 -53.6%
2011 $121,749 -55.4%
2012 $121,422 -55.5%
2013 $125,960 -53.8%
2014 $132,223 -51.5%
2015 $139,009 -49.0%
2016 $146,264 -46.4%
2017 $154,158 -43.5%
2018 $162,681 -40.3%
2019 $170,224 -37.6%
2020 $179,024 -34.4%
2021 $203,621 -25.3%
2022 $237,376 -13.0%
2023 $250,324 -8.2%
2024 $264,806 -2.9%
2025 $272,700 0.0%

Graph: estimated home values in Smithville over time (USD)



Example: 100% financing house in Smithville

Loan amount: $272,700

Interest rate: 6.00%

Fixed monthly payment: $1,634.97

Breakdown in the 1st month:
Interest portion: $1,363.50  –  Principal portion: $271.47

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $16,270.90 $3,348.79 $269,351.21
2 $16,064.36 $3,555.33 $265,795.88
3 $15,845.07 $3,774.62 $262,021.26
4 $15,612.26 $4,007.43 $258,013.83
5 $15,365.09 $4,254.60 $253,759.23
6 $15,102.68 $4,517.01 $249,242.22
7 $14,824.08 $4,795.61 $244,446.61
8 $14,528.30 $5,091.40 $239,355.21
9 $14,214.27 $5,405.42 $233,949.79
10 $13,880.88 $5,738.82 $228,210.97
11 $13,526.92 $6,092.77 $222,118.20
12 $13,151.13 $6,468.56 $215,649.64
13 $12,752.16 $6,867.53 $208,782.11
14 $12,328.59 $7,291.10 $201,491.00
15 $11,878.89 $7,740.80 $193,750.20
16 $11,401.45 $8,218.24 $185,531.96
17 $10,894.57 $8,725.12 $176,806.84
18 $10,356.42 $9,263.27 $167,543.57
19 $9,785.08 $9,834.61 $157,708.96
20 $9,178.51 $10,441.18 $147,267.78
21 $8,534.52 $11,085.17 $136,182.61
22 $7,850.81 $11,768.88 $124,413.72
23 $7,124.93 $12,494.76 $111,918.96
24 $6,354.28 $13,265.41 $98,653.55
25 $5,536.10 $14,083.59 $84,569.96
26 $4,667.45 $14,952.24 $69,617.72
27 $3,745.23 $15,874.46 $53,743.27
28 $2,766.13 $16,853.56 $36,889.71
29 $1,726.64 $17,893.05 $18,996.66
30 $623.04 $18,996.66 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Smithville, MO


1500 sqft3900 sqft
Ø selling price$264,991$563,706
Ø fast selling$240,901$507,336
Ø high price sale$289,080$620,077

In 2026, houses in Smithville, MO will be offered at an average price of $146 per square foot. A 1,500 sqft home priced at $264,991 is 23.02% more expensive per square foot than a 3,900 sqft home priced at $563,706. Home prices in Smithville, MO vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $390,259. Sellers who can wait longer may achieve a higher price of up to $476,983.


Smithville, MO: A Charming Lake Town Near Kansas City

Location & Lifestyle

Located just north of Kansas City, Smithville, MO offers small-town charm with quick access to big-city amenities.
This Clay County community blends scenic lake living with a friendly, tight-knit lifestyle that appeals to families, professionals, and retirees.

Outdoor Recreation

Smithville Lake is the centerpiece, featuring marinas, fishing, boating, and miles of multi-use trails for hiking and biking.
Nearby parks, campgrounds, and disc golf courses make it easy to enjoy the outdoors year-round.

Community & Amenities

Historic Downtown Smithville features locally owned restaurants, coffee shops, and boutiques that host seasonal events and live music.
Well-regarded schools, convenient healthcare, and responsive city services contribute to a welcoming, family-friendly environment.

Housing & Economy

Real estate in Smithville, Missouri ranges from lakefront homes and new subdivisions to acreage properties, offering choices for various budgets.
The local economy benefits from thriving small businesses and proximity to Kansas City, providing employment options and commuter access via major highways.

Visiting & Moving Tips

Visitors seeking things to do in Smithville, MO can plan a weekend of boating, trail time, and downtown dining, then unwind at a cozy lakeside rental.
If you?re considering a move, explore neighborhoods near the lake and downtown, compare HOA amenities, and check local market trends for homes for sale in Smithville, MO.



FAQ – Home Values in Smithville

What is the median home value in Smithville in 2026?

In 2026, the typical home value in Smithville is about $272,700 for an average home size of 1879 square feet. This corresponds to an average price of roughly $146 per square foot.

What is the average cost per square foot in Smithville?

In 2026, homes in Smithville sell for an average of around $146 per square foot, with a typical range between $117 and $117 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Smithville is about 1879 square feet, with an estimated 2026 value around $272,700.



Locations close to Smithville, MO

Strasburg, MO45 $ / ft²
Waldron, MO172 $ / ft²
Warrensburg, MO78 $ / ft²
Sibley, MO216 $ / ft²
Richmond, MO111 $ / ft²
Rayville, MO296 $ / ft²
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