House Prices

House Prices & Home Values Cosby, MO 2026


Average Data

average house price$280,600
average size per house2451 ft²
average price per ft²115 $ / ft²

04/21/2026 - The value range (VR) for house prices in Cosby, MO is $114/ sqft to $114/ sqft. An average home with 2451 sqft costs approximately $279,414 to $279,414. Cosby, MO includes 1 ZIP codes and it is located in Andrew county. The lowest prices are found in ZIP 64436, while the highest are in ZIP 64436. The average price per sqare feet is $115. Our analysis is based on 2 property listings.

Avergage prices by ZIP codes Cosby

64436109 $ / ft²




Historical development of home values in Cosby

Year Estimated value (USD) Change vs. 2025
2010 $130,316 -53.6%
2011 $125,276 -55.4%
2012 $124,939 -55.5%
2013 $129,609 -53.8%
2014 $136,054 -51.5%
2015 $143,036 -49.0%
2016 $150,501 -46.4%
2017 $158,624 -43.5%
2018 $167,394 -40.3%
2019 $175,156 -37.6%
2020 $184,210 -34.4%
2021 $209,519 -25.3%
2022 $244,253 -13.0%
2023 $257,576 -8.2%
2024 $272,477 -2.9%
2025 $280,600 0.0%

Graph: estimated home values in Cosby over time (USD)



Example: 100% financing house in Cosby

Loan amount: $280,600

Interest rate: 6.00%

Fixed monthly payment: $1,682.34

Breakdown in the 1st month:
Interest portion: $1,403.00  –  Principal portion: $279.34

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $16,742.26 $3,445.80 $277,154.20
2 $16,529.73 $3,658.33 $273,495.87
3 $16,304.10 $3,883.97 $269,611.90
4 $16,064.54 $4,123.52 $265,488.38
5 $15,810.21 $4,377.85 $261,110.53
6 $15,540.20 $4,647.87 $256,462.66
7 $15,253.53 $4,934.54 $251,528.12
8 $14,949.17 $5,238.89 $246,289.23
9 $14,626.05 $5,562.01 $240,727.21
10 $14,283.00 $5,905.07 $234,822.14
11 $13,918.79 $6,269.28 $228,552.87
12 $13,532.11 $6,655.95 $221,896.91
13 $13,121.59 $7,066.48 $214,830.43
14 $12,685.74 $7,502.32 $207,328.11
15 $12,223.01 $7,965.05 $199,363.06
16 $11,731.75 $8,456.32 $190,906.74
17 $11,210.18 $8,977.88 $181,928.85
18 $10,656.44 $9,531.62 $172,397.23
19 $10,068.55 $10,119.51 $162,277.72
20 $9,444.41 $10,743.66 $151,534.06
21 $8,781.76 $11,406.31 $140,127.76
22 $8,078.24 $12,109.82 $128,017.94
23 $7,331.34 $12,856.73 $115,161.21
24 $6,538.36 $13,649.70 $101,511.50
25 $5,696.48 $14,491.59 $87,019.92
26 $4,802.67 $15,385.40 $71,634.52
27 $3,853.73 $16,334.33 $55,300.19
28 $2,846.26 $17,341.80 $37,958.38
29 $1,776.66 $18,411.40 $19,546.98
30 $641.09 $19,546.98 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Cosby, MO


1500 sqft3900 sqft
Ø selling price$208,726$444,016
Ø fast selling$189,751$399,614
Ø high price sale$227,701$488,417

In 2026, houses in Cosby, MO will be offered at an average price of $115 per square foot. A 1,500 sqft home priced at $208,726 is 21.92% more expensive per square foot than a 3,900 sqft home priced at $444,016. Home prices in Cosby, MO vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $307,395. Sellers who can wait longer may achieve a higher price of up to $375,706.


Cosby, MO: Small-Town Charm in Northwest Missouri

Overview

Located in Andrew County, Cosby, MO is a quiet northwest Missouri village known for its rural character and welcoming spirit.
Travelers and home seekers value small-town charm, open skies, and a pace of life that still keeps you connected to regional amenities.

Location and Access

Cosby sits a short drive from St. Joseph, offering straightforward access to major routes like US-169 and the I-29 corridor via the metro area.
That proximity means convenient commutes to jobs, shopping, and healthcare while returning to the peace of the countryside.

Lifestyle and Community

Community life centers on neighborly gatherings, youth activities, and seasonal traditions that reflect the Midwest?s enduring values.
Expect quiet streets, starry nights, and friendly faces that make Cosby feel like home.

Economy and Housing

The local economy blends agriculture, small businesses, and skilled trades, with opportunities for entrepreneurs who appreciate low operating costs.
Homebuyers find affordable real estate options from cozy single-family houses to acreage and hobby farms.

Outdoors and Nearby Attractions

Outdoor enthusiasts enjoy nearby parks, conservation areas, fishing spots, birding routes, and scenic drives throughout Andrew County and the St. Joseph region.
Plan a visit to experience Cosby?s countryside and pair it with museums, dining, and entertainment across the broader St. Joseph metro.



FAQ – Home Values in Cosby

What is the median home value in Cosby in 2026?

In 2026, the typical home value in Cosby is about $280,600 for an average home size of 2451 square feet. This corresponds to an average price of roughly $115 per square foot.

What is the average cost per square foot in Cosby?

In 2026, homes in Cosby sell for an average of around $115 per square foot, with a typical range between $114 and $114 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Cosby is about 2451 square feet, with an estimated 2026 value around $280,600.



Locations close to Cosby, MO

Craig, MO9 $ / ft²
Darlington, MO8 $ / ft²
Dearborn, MO7 $ / ft²
Conception Junction, MO88 $ / ft²
Conception, MO7 $ / ft²
Clyde, MO8 $ / ft²
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