House Prices

House Prices & Home Values Utica, MN 2026


Average Data

average house price$225,450
average size per house1976 ft²
average price per ft²115 $ / ft²

04/04/2026 - The value range (VR) for house prices in Utica, MN is $114/ sqft to $114/ sqft. An average home with 1976 sqft costs approximately $225,264 to $225,264. Utica, MN includes 1 ZIP codes and it is located in Winona county. The lowest prices are found in ZIP 55979, while the highest are in ZIP 55979. The average price per sqare feet is $115. Our analysis is based on 8 property listings.

Avergage prices by ZIP codes Utica

55979110 $ / ft²




Historical development of home values in Utica

Year Estimated value (USD) Change vs. 2025
2010 $104,703 -53.6%
2011 $100,654 -55.4%
2012 $100,383 -55.5%
2013 $104,135 -53.8%
2014 $109,313 -51.5%
2015 $114,924 -49.0%
2016 $120,921 -46.4%
2017 $127,448 -43.5%
2018 $134,494 -40.3%
2019 $140,730 -37.6%
2020 $148,005 -34.4%
2021 $168,340 -25.3%
2022 $196,246 -13.0%
2023 $206,951 -8.2%
2024 $218,923 -2.9%
2025 $225,450 0.0%

Graph: estimated home values in Utica over time (USD)



Example: 100% financing house in Utica

Loan amount: $225,450

Interest rate: 6.00%

Fixed monthly payment: $1,351.69

Breakdown in the 1st month:
Interest portion: $1,127.25  –  Principal portion: $224.44

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $13,451.69 $2,768.55 $222,681.45
2 $13,280.93 $2,939.31 $219,742.14
3 $13,099.64 $3,120.60 $216,621.54
4 $12,907.17 $3,313.07 $213,308.46
5 $12,702.82 $3,517.42 $209,791.05
6 $12,485.88 $3,734.36 $206,056.69
7 $12,255.55 $3,964.69 $202,092.00
8 $12,011.02 $4,209.22 $197,882.77
9 $11,751.40 $4,468.84 $193,413.93
10 $11,475.77 $4,744.47 $188,669.47
11 $11,183.14 $5,037.10 $183,632.37
12 $10,872.47 $5,347.77 $178,284.60
13 $10,542.63 $5,677.61 $172,606.99
14 $10,192.45 $6,027.79 $166,579.19
15 $9,820.67 $6,399.57 $160,179.62
16 $9,425.95 $6,794.29 $153,385.33
17 $9,006.90 $7,213.34 $146,171.99
18 $8,561.99 $7,658.25 $138,513.74
19 $8,089.65 $8,130.59 $130,383.15
20 $7,588.17 $8,632.07 $121,751.09
21 $7,055.77 $9,164.47 $112,586.61
22 $6,490.52 $9,729.72 $102,856.89
23 $5,890.41 $10,329.83 $92,527.06
24 $5,253.29 $10,966.95 $81,560.12
25 $4,576.87 $11,643.37 $69,916.75
26 $3,858.74 $12,361.50 $57,555.25
27 $3,096.31 $13,123.93 $44,431.31
28 $2,286.85 $13,933.39 $30,497.93
29 $1,427.47 $14,792.77 $15,705.16
30 $515.08 $15,705.16 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Utica, MN


1500 sqft3900 sqft
Ø selling price$208,726$444,016
Ø fast selling$189,751$399,614
Ø high price sale$227,701$488,417

In 2026, houses in Utica, MN will be offered at an average price of $115 per square foot. A 1,500 sqft home priced at $208,726 is 22.10% more expensive per square foot than a 3,900 sqft home priced at $444,016. Home prices in Utica, MN vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $307,395. Sellers who can wait longer may achieve a higher price of up to $375,706.


Discover Utica, MN

Location & History

Located in Winona County, Utica, MN is a friendly rural community between Rochester and Winona.

Founded in the 19th century along agricultural routes, the town preserves a proud farming heritage.

Lifestyle & Things to Do

Things to do in Utica, MN include scenic drives through rolling farmland and quick access to Whitewater State Park for hiking, trout fishing, and wildlife viewing.
Local parks, ball fields, and seasonal events create a small-town atmosphere that values family and tradition.

Nearby wineries, farm stands, and country roads offer relaxed weekend outings close to home.

Economy & Community

Agriculture and small businesses anchor the economy, with services and jobs also available in greater Winona County and the Rochester area.

Community organizations and the local school network support youth programs, athletics, and civic pride.

Housing & Practical Info

Housing in Utica, Minnesota ranges from historic farmhouses to newer builds, offering value for buyers seeking space and a peaceful pace.
Residents benefit from convenient highway access via U.S. Highway 14, reliable utilities, and broadband options that make remote work feasible.

Whether you are planning a day trip or a move, Utica delivers small-town charm, outdoor recreation, and Midwestern hospitality in one inviting package.



FAQ – Home Values in Utica

What is the median home value in Utica in 2026?

In 2026, the typical home value in Utica is about $225,450 for an average home size of 1976 square feet. This corresponds to an average price of roughly $115 per square foot.

What is the average cost per square foot in Utica?

In 2026, homes in Utica sell for an average of around $115 per square foot, with a typical range between $114 and $114 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Utica is about 1976 square feet, with an estimated 2026 value around $225,450.



Locations close to Utica, MN

Wabasha, MN121 $ / ft²
Waltham, MN56 $ / ft²
Wanamingo, MN119 $ / ft²
Taopi, MN76 $ / ft²
Stewartville, MN154 $ / ft²
Spring Valley, MN83 $ / ft²
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