House Prices

House Prices & Home Values Saint Charles, MN 2026


Average Data

average house price$263,188
average size per house1886 ft²
average price per ft²140 $ / ft²

06/26/2026 - The value range (VR) for house prices in Saint Charles, MN is $135/ sqft to $135/ sqft. An average home with 1886 sqft costs approximately $254,610 to $254,610. Saint Charles, MN includes 1 ZIP codes and it is located in Winona county. The lowest prices are found in ZIP 55972, while the highest are in ZIP 55972. The average price per sqare feet is $140. Our analysis is based on 8 property listings.

Avergage prices by ZIP codes Saint Charles

55972142 $ / ft²




Historical development of home values in Saint Charles

Year Estimated value (USD) Change vs. 2025
2010 $122,229 -53.6%
2011 $117,503 -55.4%
2012 $117,186 -55.5%
2013 $121,566 -53.8%
2014 $127,611 -51.5%
2015 $134,161 -49.0%
2016 $141,162 -46.4%
2017 $148,781 -43.5%
2018 $157,007 -40.3%
2019 $164,287 -37.6%
2020 $172,780 -34.4%
2021 $196,518 -25.3%
2022 $229,096 -13.0%
2023 $241,592 -8.2%
2024 $255,569 -2.9%
2025 $263,188 0.0%

Graph: estimated home values in Saint Charles over time (USD)



Example: 100% financing house in Saint Charles

Loan amount: $263,188

Interest rate: 6.00%

Fixed monthly payment: $1,577.95

Breakdown in the 1st month:
Interest portion: $1,315.94  –  Principal portion: $262.01

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $15,703.36 $3,231.98 $259,956.02
2 $15,504.02 $3,431.32 $256,524.70
3 $15,292.38 $3,642.96 $252,881.74
4 $15,067.69 $3,867.65 $249,014.10
5 $14,829.15 $4,106.19 $244,907.90
6 $14,575.88 $4,359.46 $240,548.44
7 $14,307.00 $4,628.34 $235,920.11
8 $14,021.54 $4,913.80 $231,006.30
9 $13,718.46 $5,216.88 $225,789.43
10 $13,396.70 $5,538.64 $220,250.79
11 $13,055.09 $5,880.25 $214,370.53
12 $12,692.41 $6,242.93 $208,127.60
13 $12,307.36 $6,627.98 $201,499.61
14 $11,898.56 $7,036.78 $194,462.83
15 $11,464.54 $7,470.80 $186,992.03
16 $11,003.76 $7,931.58 $179,060.45
17 $10,514.56 $8,420.78 $170,639.67
18 $9,995.18 $8,940.16 $161,699.51
19 $9,443.77 $9,491.57 $152,207.94
20 $8,858.35 $10,076.99 $142,130.96
21 $8,236.83 $10,698.51 $131,432.45
22 $7,576.97 $11,358.37 $120,074.07
23 $6,876.41 $12,058.93 $108,015.14
24 $6,132.64 $12,802.70 $95,212.44
25 $5,343.00 $13,592.34 $81,620.09
26 $4,504.65 $14,430.69 $67,189.40
27 $3,614.60 $15,320.74 $51,868.66
28 $2,669.65 $16,265.69 $35,602.96
29 $1,666.41 $17,268.93 $18,334.04
30 $601.30 $18,334.04 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Saint Charles, MN


1500 sqft3900 sqft
Ø selling price$254,101$540,540
Ø fast selling$231,001$486,487
Ø high price sale$277,200$594,594

In 2026, houses in Saint Charles, MN will be offered at an average price of $140 per square foot. A 1,500 sqft home priced at $254,101 is 24.06% more expensive per square foot than a 3,900 sqft home priced at $540,540. Home prices in Saint Charles, MN vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $374,221. Sellers who can wait longer may achieve a higher price of up to $457,381.


Saint Charles, MN Travel and Living Guide

Overview

Saint Charles, MN is a welcoming community in Winona County situated between Rochester and Winona with quick access to Interstate 90. The city blends small?town charm with easy access to southeast Minnesota?s scenic bluff country.
Travelers seeking things to do in Saint Charles, Minnesota find walkable streets, friendly eateries, and a relaxed historic vibe. Its central location makes it a convenient base for exploring the Driftless Region and nearby river towns.

Outdoor Recreation

Outdoor lovers appreciate that Whitewater State Park lies just a short drive north, offering trout streams, soaring limestone bluffs, and year?round hiking. Scenic county roads invite cycling and leaf?peeping drives, while regional routes connect to fishing, paddling, and birding hotspots. Families enjoy local parks and recreation facilities, and winter brings cross?country skiing and snowmobiling on groomed area trails.

Community and Economy

Community pride shines during Gladiolus Days, a beloved late?summer festival featuring a parade, live music, and artisan vendors. Downtown businesses, farm?to?table dining, and convenient lodging serve visitors and support a growing, business?friendly economy. For homebuyers and new residents, Saint Charles, MN offers affordable housing options, quality schools, and a welcoming community spirit.



FAQ – Home Values in Saint Charles

What is the median home value in Saint Charles in 2026?

In 2026, the typical home value in Saint Charles is about $263,188 for an average home size of 1886 square feet. This corresponds to an average price of roughly $140 per square foot.

What is the average cost per square foot in Saint Charles?

In 2026, homes in Saint Charles sell for an average of around $140 per square foot, with a typical range between $135 and $135 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Saint Charles is about 1886 square feet, with an estimated 2026 value around $263,188.



Locations close to Saint Charles, MN

Sargeant, MN119 $ / ft²
Spring Grove, MN118 $ / ft²
Spring Valley, MN83 $ / ft²
Rushford, MN94 $ / ft²
Rose Creek, MN101 $ / ft²
Rollingstone, MN122 $ / ft²
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