House Prices

House Prices & Home Values Saint Joseph, MN 2026


Average Data

average house price$206,538
average size per house1630 ft²
average price per ft²127 $ / ft²

05/22/2026 - The value range (VR) for house prices in Saint Joseph, MN is $150/ sqft to $150/ sqft. An average home with 1630 sqft costs approximately $244,500 to $244,500. Saint Joseph, MN includes 1 ZIP codes and it is located in Stearns county. The lowest prices are found in ZIP 56374, while the highest are in ZIP 56374. The average price per sqare feet is $127. Our analysis is based on 8 property listings.

Avergage prices by ZIP codes Saint Joseph

56374149 $ / ft²




Historical development of home values in Saint Joseph

Year Estimated value (USD) Change vs. 2025
2010 $95,920 -53.6%
2011 $92,211 -55.4%
2012 $91,962 -55.5%
2013 $95,400 -53.8%
2014 $100,143 -51.5%
2015 $105,283 -49.0%
2016 $110,778 -46.4%
2017 $116,757 -43.5%
2018 $123,212 -40.3%
2019 $128,925 -37.6%
2020 $135,590 -34.4%
2021 $154,219 -25.3%
2022 $179,784 -13.0%
2023 $189,591 -8.2%
2024 $200,559 -2.9%
2025 $206,538 0.0%

Graph: estimated home values in Saint Joseph over time (USD)



Example: 100% financing house in Saint Joseph

Loan amount: $206,538

Interest rate: 6.00%

Fixed monthly payment: $1,238.30

Breakdown in the 1st month:
Interest portion: $1,032.69  –  Principal portion: $205.61

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $12,323.29 $2,536.31 $204,001.69
2 $12,166.85 $2,692.74 $201,308.94
3 $12,000.77 $2,858.83 $198,450.12
4 $11,824.44 $3,035.15 $195,414.96
5 $11,637.24 $3,222.36 $192,192.61
6 $11,438.49 $3,421.10 $188,771.50
7 $11,227.49 $3,632.11 $185,139.39
8 $11,003.47 $3,856.13 $181,283.26
9 $10,765.63 $4,093.97 $177,189.30
10 $10,513.12 $4,346.47 $172,842.82
11 $10,245.04 $4,614.56 $168,228.27
12 $9,960.42 $4,899.17 $163,329.10
13 $9,658.25 $5,201.34 $158,127.75
14 $9,337.45 $5,522.15 $152,605.61
15 $8,996.85 $5,862.74 $146,742.86
16 $8,635.25 $6,224.34 $140,518.52
17 $8,251.35 $6,608.25 $133,910.27
18 $7,843.77 $7,015.83 $126,894.44
19 $7,411.04 $7,448.55 $119,445.89
20 $6,951.63 $7,907.96 $111,537.93
21 $6,463.89 $8,395.71 $103,142.22
22 $5,946.06 $8,913.54 $94,228.68
23 $5,396.29 $9,463.30 $84,765.38
24 $4,812.62 $10,046.98 $74,718.40
25 $4,192.94 $10,666.66 $64,051.74
26 $3,535.04 $11,324.55 $52,727.19
27 $2,836.57 $12,023.02 $40,704.17
28 $2,095.02 $12,764.58 $27,939.59
29 $1,307.73 $13,551.87 $14,387.72
30 $471.88 $14,387.72 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Saint Joseph, MN


1500 sqft3900 sqft
Ø selling price$230,506$490,348
Ø fast selling$209,551$441,313
Ø high price sale$251,461$539,382

In 2026, houses in Saint Joseph, MN will be offered at an average price of $127 per square foot. A 1,500 sqft home priced at $230,506 is 22.70% more expensive per square foot than a 3,900 sqft home priced at $490,348. Home prices in Saint Joseph, MN vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $339,471. Sellers who can wait longer may achieve a higher price of up to $414,910.


Saint Joseph, MN: Overview

Saint Joseph, MN is a welcoming small city in Central Minnesota located just west of St. Cloud.
Known for its blend of historic charm and college-town energy, Saint Joseph offers vibrant dining, arts, and community events. Travelers and new residents appreciate its safe neighborhoods, walkable downtown, and convenient access to major highways like I-94.

History and Culture

The city?s identity is shaped by the Benedictine heritage and the College of Saint Benedict, which brings concerts, lectures, and cultural festivals to the area.
Historic buildings, local churches, and the nearby Lake Wobegon Trail reflect the region?s deep roots and outdoor spirit.

Things to Do

Visitors can explore a lively Main Street with locally owned restaurants, craft breweries, and boutique shops.
Outdoor enthusiasts enjoy biking the Lake Wobegon Trail, paddling nearby rivers, and winter snowshoeing in scenic parks. Annual events like Joetown Rocks and the Parish Festival draw crowds with live music, food, and family-friendly activities.

Living and Location

With a growing business community, quality schools, and proximity to St. Cloud State University, Saint Joseph offers strong job opportunities and educational resources.
Whether you search for homes for sale in St. Joseph Minnesota or plan a weekend getaway, this Central Minnesota destination delivers convenience, character, and Midwestern hospitality.



FAQ – Home Values in Saint Joseph

What is the median home value in Saint Joseph in 2026?

In 2026, the typical home value in Saint Joseph is about $206,538 for an average home size of 1630 square feet. This corresponds to an average price of roughly $127 per square foot.

What is the average cost per square foot in Saint Joseph?

In 2026, homes in Saint Joseph sell for an average of around $127 per square foot, with a typical range between $150 and $150 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Saint Joseph is about 1630 square feet, with an estimated 2026 value around $206,538.



Locations close to Saint Joseph, MN

Saint Stephen, MN237 $ / ft²
Saint Martin, MN113 $ / ft²
Sartell, MN142 $ / ft²
Royalton, MN137 $ / ft²
Roscoe, MN135 $ / ft²
Rockville, MN134 $ / ft²
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