House Prices

House Prices & Home Values Ludington, MI 2026


Average Data

average house price$319,500
average size per house2673 ft²
average price per ft²120 $ / ft²

04/17/2026 - The value range (VR) for house prices in Ludington, MI is $120/ sqft to $120/ sqft. An average home with 2673 sqft costs approximately $320,760 to $320,760. Ludington, MI includes 1 ZIP codes and it is located in Mason county. The lowest prices are found in ZIP 49431, while the highest are in ZIP 49431. The average price per sqare feet is $120. Our analysis is based on 2 property listings.

Avergage prices by ZIP codes Ludington

49431121 $ / ft²




Historical development of home values in Ludington

Year Estimated value (USD) Change vs. 2025
2010 $148,382 -53.6%
2011 $142,644 -55.4%
2012 $142,260 -55.5%
2013 $147,577 -53.8%
2014 $154,915 -51.5%
2015 $162,866 -49.0%
2016 $171,365 -46.4%
2017 $180,615 -43.5%
2018 $190,600 -40.3%
2019 $199,438 -37.6%
2020 $209,748 -34.4%
2021 $238,565 -25.3%
2022 $278,114 -13.0%
2023 $293,284 -8.2%
2024 $310,251 -2.9%
2025 $319,500 0.0%

Graph: estimated home values in Ludington over time (USD)



Example: 100% financing house in Ludington

Loan amount: $319,500

Interest rate: 6.00%

Fixed monthly payment: $1,915.56

Breakdown in the 1st month:
Interest portion: $1,597.50  –  Principal portion: $318.06

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $19,063.27 $3,923.50 $315,576.50
2 $18,821.28 $4,165.49 $311,411.01
3 $18,564.36 $4,422.41 $306,988.60
4 $18,291.59 $4,695.17 $302,293.43
5 $18,002.01 $4,984.76 $297,308.67
6 $17,694.56 $5,292.21 $292,016.46
7 $17,368.15 $5,618.62 $286,397.84
8 $17,021.60 $5,965.17 $280,432.67
9 $16,653.68 $6,333.08 $274,099.59
10 $16,263.07 $6,723.70 $267,375.89
11 $15,848.37 $7,138.40 $260,237.49
12 $15,408.09 $7,578.68 $252,658.81
13 $14,940.65 $8,046.12 $244,612.70
14 $14,444.38 $8,542.38 $236,070.32
15 $13,917.51 $9,069.26 $227,001.06
16 $13,358.14 $9,628.63 $217,372.43
17 $12,764.26 $10,222.50 $207,149.93
18 $12,133.76 $10,853.00 $196,296.92
19 $11,464.37 $11,522.39 $184,774.53
20 $10,753.70 $12,233.07 $172,541.46
21 $9,999.19 $12,987.58 $159,553.88
22 $9,198.14 $13,788.62 $145,765.26
23 $8,347.69 $14,639.08 $131,126.18
24 $7,444.78 $15,541.98 $115,584.20
25 $6,486.19 $16,500.58 $99,083.62
26 $5,468.47 $17,518.30 $81,565.32
27 $4,387.98 $18,598.79 $62,966.53
28 $3,240.85 $19,745.92 $43,220.61
29 $2,022.96 $20,963.81 $22,256.81
30 $729.96 $22,256.81 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Ludington, MI


1500 sqft3900 sqft
Ø selling price$217,801$463,321
Ø fast selling$198,001$416,989
Ø high price sale$237,601$509,653

In 2026, houses in Ludington, MI will be offered at an average price of $120 per square foot. A 1,500 sqft home priced at $217,801 is 23.07% more expensive per square foot than a 3,900 sqft home priced at $463,321. Home prices in Ludington, MI vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $320,760. Sellers who can wait longer may achieve a higher price of up to $392,041.


Explore Ludington, MI

Ludington, Michigan is a classic Lake Michigan beach town known for pristine shoreline, small-town charm, and unforgettable sunsets.

Outdoor Adventures

Visitors come for Ludington State Park, a top Midwest destination for hiking, paddling the Big Sable River, and exploring towering dunes. The iconic Big Sable Point Lighthouse rewards a scenic walk with panoramic views and Instagram-ready photo ops.
Anglers and boaters find excellent salmon and trout fishing from the harbor and charter boats on Lake Michigan.

Beaches and Family Fun

Families love the wide, sandy Sterns Park Beach with accessible facilities, playgrounds, and plenty of room to spread out. Year-round events, from Friday Night Live to fall color tours and winter fat-tire biking, make Ludington a four-season getaway.

Downtown and History

Downtown Ludington delivers boutique shopping, craft breweries, and fresh-caught whitefish at locally loved restaurants. History buffs can ride or watch the historic S.S. Badger car ferry as it glides across the lake to Wisconsin each season.

Plan Your Trip

Plan your trip with convenient lodging options, family-friendly campgrounds, and pet-welcoming trails close to the water. For a relaxing Pure Michigan vacation, Ludington blends outdoor adventure, charming culture, and easy access from US-10 and US-31.



FAQ – Home Values in Ludington

What is the median home value in Ludington in 2026?

In 2026, the typical home value in Ludington is about $319,500 for an average home size of 2673 square feet. This corresponds to an average price of roughly $120 per square foot.

What is the average cost per square foot in Ludington?

In 2026, homes in Ludington sell for an average of around $120 per square foot, with a typical range between $120 and $120 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Ludington is about 2673 square feet, with an estimated 2026 value around $319,500.



Locations close to Ludington, MI

Macatawa, MI492 $ / ft²
Marne, MI199 $ / ft²
Mears, MI141 $ / ft²
Jenison, MI152 $ / ft²
Hudsonville, MI170 $ / ft²
Holton, MI93 $ / ft²
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