House Prices

House Prices & Home Values Otter Lake, MI 2026


Average Data

average house price$279,767
average size per house1908 ft²
average price per ft²147 $ / ft²

04/21/2026 - The value range (VR) for house prices in Otter Lake, MI is $147/ sqft to $147/ sqft. An average home with 1908 sqft costs approximately $280,476 to $280,476. Otter Lake, MI includes 1 ZIP codes and it is located in Genesee county. The lowest prices are found in ZIP 48464, while the highest are in ZIP 48464. The average price per sqare feet is $147. Our analysis is based on 6 property listings.

Avergage prices by ZIP codes Otter Lake

48464150 $ / ft²




Historical development of home values in Otter Lake

Year Estimated value (USD) Change vs. 2025
2010 $129,929 -53.6%
2011 $124,904 -55.4%
2012 $124,568 -55.5%
2013 $129,224 -53.8%
2014 $135,650 -51.5%
2015 $142,612 -49.0%
2016 $150,054 -46.4%
2017 $158,153 -43.5%
2018 $166,897 -40.3%
2019 $174,636 -37.6%
2020 $183,664 -34.4%
2021 $208,897 -25.3%
2022 $243,528 -13.0%
2023 $256,811 -8.2%
2024 $271,668 -2.9%
2025 $279,767 0.0%

Graph: estimated home values in Otter Lake over time (USD)



Example: 100% financing house in Otter Lake

Loan amount: $279,767

Interest rate: 6.00%

Fixed monthly payment: $1,677.34

Breakdown in the 1st month:
Interest portion: $1,398.84  –  Principal portion: $278.51

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $16,692.56 $3,435.57 $276,331.43
2 $16,480.66 $3,647.47 $272,683.96
3 $16,255.70 $3,872.44 $268,811.52
4 $16,016.85 $4,111.28 $264,700.24
5 $15,763.28 $4,364.86 $260,335.38
6 $15,494.06 $4,634.07 $255,701.31
7 $15,208.24 $4,919.89 $250,781.42
8 $14,904.80 $5,223.34 $245,558.08
9 $14,582.63 $5,545.50 $240,012.58
10 $14,240.60 $5,887.54 $234,125.04
11 $13,877.47 $6,250.67 $227,874.37
12 $13,491.94 $6,636.20 $221,238.18
13 $13,082.63 $7,045.50 $214,192.68
14 $12,648.08 $7,480.05 $206,712.63
15 $12,186.73 $7,941.41 $198,771.22
16 $11,696.92 $8,431.21 $190,340.01
17 $11,176.90 $8,951.23 $181,388.77
18 $10,624.81 $9,503.33 $171,885.45
19 $10,038.66 $10,089.47 $161,795.98
20 $9,416.37 $10,711.77 $151,084.21
21 $8,755.69 $11,372.44 $139,711.77
22 $8,054.26 $12,073.87 $127,637.90
23 $7,309.57 $12,818.56 $114,819.34
24 $6,518.95 $13,609.18 $101,210.15
25 $5,679.57 $14,448.57 $86,761.59
26 $4,788.41 $15,339.72 $71,421.86
27 $3,842.29 $16,285.84 $55,136.02
28 $2,837.82 $17,290.32 $37,845.70
29 $1,771.39 $18,356.75 $19,488.95
30 $639.18 $19,488.95 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Otter Lake, MI


1500 sqft3900 sqft
Ø selling price$266,806$567,567
Ø fast selling$242,551$510,811
Ø high price sale$291,060$624,324

In 2026, houses in Otter Lake, MI will be offered at an average price of $147 per square foot. A 1,500 sqft home priced at $266,806 is 23.39% more expensive per square foot than a 3,900 sqft home priced at $567,567. Home prices in Otter Lake, MI vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $392,932. Sellers who can wait longer may achieve a higher price of up to $480,250.

FAQ – Home Values in Otter Lake

What is the median home value in Otter Lake in 2026?

In 2026, the typical home value in Otter Lake is about $279,767 for an average home size of 1908 square feet. This corresponds to an average price of roughly $147 per square foot.

What is the average cost per square foot in Otter Lake?

In 2026, homes in Otter Lake sell for an average of around $147 per square foot, with a typical range between $147 and $147 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Otter Lake is about 1908 square feet, with an estimated 2026 value around $279,767.



Locations close to Otter Lake, MI

Palms, MI223 $ / ft²
Peck, MI207 $ / ft²
Port Austin, MI144 $ / ft²
Otisville, MI108 $ / ft²
Ortonville, MI126 $ / ft²
North Branch, MI157 $ / ft²
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