House Prices

House Prices & Home Values Harbor Springs, MI 2026


Average Data

average house price$206,250
average size per house1102 ft²
average price per ft²188 $ / ft²

04/15/2026 - The value range (VR) for house prices in Harbor Springs, MI is $187/ sqft to $187/ sqft. An average home with 1102 sqft costs approximately $206,074 to $206,074. Harbor Springs, MI includes 1 ZIP codes and it is located in Emmet county. The lowest prices are found in ZIP 49740, while the highest are in ZIP 49740. The average price per sqare feet is $188. Our analysis is based on 2 property listings.

Avergage prices by ZIP codes Harbor Springs

49740190 $ / ft²




Historical development of home values in Harbor Springs

Year Estimated value (USD) Change vs. 2025
2010 $95,786 -53.6%
2011 $92,082 -55.4%
2012 $91,834 -55.5%
2013 $95,267 -53.8%
2014 $100,004 -51.5%
2015 $105,136 -49.0%
2016 $110,623 -46.4%
2017 $116,594 -43.5%
2018 $123,040 -40.3%
2019 $128,745 -37.6%
2020 $135,401 -34.4%
2021 $154,004 -25.3%
2022 $179,534 -13.0%
2023 $189,326 -8.2%
2024 $200,279 -2.9%
2025 $206,250 0.0%

Graph: estimated home values in Harbor Springs over time (USD)



Example: 100% financing house in Harbor Springs

Loan amount: $206,250

Interest rate: 6.00%

Fixed monthly payment: $1,236.57

Breakdown in the 1st month:
Interest portion: $1,031.25  –  Principal portion: $205.32

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $12,306.10 $2,532.77 $203,717.23
2 $12,149.89 $2,688.99 $201,028.24
3 $11,984.03 $2,854.84 $198,173.39
4 $11,807.95 $3,030.92 $195,142.47
5 $11,621.01 $3,217.86 $191,924.61
6 $11,422.54 $3,416.33 $188,508.28
7 $11,211.83 $3,627.04 $184,881.23
8 $10,988.12 $3,850.75 $181,030.48
9 $10,750.62 $4,088.26 $176,942.22
10 $10,498.46 $4,340.41 $172,601.81
11 $10,230.75 $4,608.12 $167,993.69
12 $9,946.54 $4,892.34 $163,101.35
13 $9,644.79 $5,194.09 $157,907.26
14 $9,324.43 $5,514.45 $152,392.81
15 $8,984.31 $5,854.57 $146,538.24
16 $8,623.21 $6,215.66 $140,322.58
17 $8,239.84 $6,599.03 $133,723.54
18 $7,832.83 $7,006.05 $126,717.50
19 $7,400.71 $7,438.16 $119,279.33
20 $6,941.94 $7,896.93 $111,382.40
21 $6,454.88 $8,384.00 $102,998.40
22 $5,937.77 $8,901.11 $94,097.29
23 $5,388.77 $9,450.11 $84,647.18
24 $4,805.91 $10,032.97 $74,614.21
25 $4,187.09 $10,651.78 $63,962.43
26 $3,530.12 $11,308.76 $52,653.67
27 $2,832.62 $12,006.26 $40,647.41
28 $2,092.10 $12,746.78 $27,900.63
29 $1,305.90 $13,532.97 $14,367.66
30 $471.22 $14,367.66 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Harbor Springs, MI


1500 sqft3900 sqft
Ø selling price$341,220$725,869
Ø fast selling$310,200$653,282
Ø high price sale$372,241$798,455

In 2026, houses in Harbor Springs, MI will be offered at an average price of $188 per square foot. A 1,500 sqft home priced at $341,220 is 23.30% more expensive per square foot than a 3,900 sqft home priced at $725,869. Home prices in Harbor Springs, MI vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $502,525. Sellers who can wait longer may achieve a higher price of up to $614,196.


Discover Harbor Springs, MI

Harbor Springs, MI is a picturesque waterfront town on Little Traverse Bay in Northern Michigan.

Known for its historic cottages, pristine shoreline, and welcoming downtown, the community offers classic Great Lakes charm.

Minutes from Petoskey and the scenic Tunnel of Trees on M-119, it?s a four-season destination with easy access to regional attractions.


Top Things to Do in Harbor Springs

In summer, visitors enjoy boating, sailing, and kayaking on Lake Michigan and Little Traverse Bay.

Scenic trails and the famous Tunnel of Trees M-119 offer hiking, biking, and spectacular fall color tours.

Winter brings top-notch skiing and snowboarding at Nub?s Nob and Boyne Highlands just minutes away.

The walkable downtown features art galleries, upscale boutiques, and farm-to-table restaurants.


Plan Your Visit

From cozy vacation rentals to waterfront inns, Harbor Springs offers lodging for couples, families, and groups.

Golf courses, marinas, and kid-friendly beaches make it easy to plan a relaxing or adventurous getaway.

Whether you?re exploring real estate opportunities or booking a weekend escape, Harbor Springs, MI delivers small-town charm, big-lake scenery, and year-round things to do.



FAQ – Home Values in Harbor Springs

What is the median home value in Harbor Springs in 2026?

In 2026, the typical home value in Harbor Springs is about $206,250 for an average home size of 1102 square feet. This corresponds to an average price of roughly $188 per square foot.

What is the average cost per square foot in Harbor Springs?

In 2026, homes in Harbor Springs sell for an average of around $188 per square foot, with a typical range between $187 and $187 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Harbor Springs is about 1102 square feet, with an estimated 2026 value around $206,250.



Locations close to Harbor Springs, MI

Hawks, MI78 $ / ft²
Herron, MI167 $ / ft²
Hessel, MI140 $ / ft²
Grayling, MI95 $ / ft²
Goetzville, MI115 $ / ft²
Gaylord, MI82 $ / ft²




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