House Prices

One Water Street Boyne City, MI House Prices & Home Values 2026


Average Data

average house price$736,093
average size per house2444 ft²
average price per ft²319 $ / ft²

04/15/2026 - The value range (VR) for house prices in One Water Street Boyne City, MI is $303.05/ sqft to $334.95/ sqft. An average home with 2444 sqft costs approximately $782,131 to $864,461. Boyne City, MI includes 1 ZIP codes and it is located in Charlevoix county. The lowest prices are found in ZIP 49712, while the highest are in ZIP 49712. The average price per sqare feet is $319. Our analysis is based on 7 property listings.

Avergage prices by ZIP codes One Water Street Boyne City

49712329 $ / ft²




Historical development of home values in One Water Street Boyne City

Year Estimated value (USD) Change vs. 2025
2010 $341,855 -53.6%
2011 $328,635 -55.4%
2012 $327,751 -55.5%
2013 $340,001 -53.8%
2014 $356,907 -51.5%
2015 $375,225 -49.0%
2016 $394,807 -46.4%
2017 $416,116 -43.5%
2018 $439,121 -40.3%
2019 $459,483 -37.6%
2020 $483,236 -34.4%
2021 $549,629 -25.3%
2022 $640,744 -13.0%
2023 $675,694 -8.2%
2024 $714,784 -2.9%
2025 $736,093 0.0%

Graph: estimated home values in One Water Street Boyne City over time (USD)



Example: 100% financing house in One Water Street Boyne City

Loan amount: $736,093

Interest rate: 6.34%

Fixed monthly payment: $4,573.50

Breakdown in the 1st month:
Interest portion: $3,886.57  –  Principal portion: $686.93

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $46,395.21 $8,486.83 $727,606.17
2 $45,841.59 $9,040.45 $718,565.72
3 $45,251.85 $9,630.18 $708,935.54
4 $44,623.65 $10,258.38 $698,677.16
5 $43,954.47 $10,927.57 $687,749.59
6 $43,241.63 $11,640.40 $676,109.19
7 $42,482.30 $12,399.74 $663,709.45
8 $41,673.43 $13,208.61 $650,500.84
9 $40,811.80 $14,070.24 $636,430.60
10 $39,893.95 $14,988.08 $621,442.52
11 $38,916.24 $15,965.79 $605,476.73
12 $37,874.75 $17,007.29 $588,469.44
13 $36,765.32 $18,116.72 $570,352.72
14 $35,583.51 $19,298.52 $551,054.20
15 $34,324.62 $20,557.42 $530,496.78
16 $32,983.60 $21,898.43 $508,598.35
17 $31,555.11 $23,326.93 $485,271.42
18 $30,033.43 $24,848.61 $460,422.81
19 $28,412.48 $26,469.55 $433,953.25
20 $26,685.80 $28,196.23 $405,757.02
21 $24,846.48 $30,035.55 $375,721.47
22 $22,887.18 $31,994.85 $343,726.61
23 $20,800.07 $34,081.97 $309,644.65
24 $18,576.81 $36,305.23 $273,339.42
25 $16,208.52 $38,673.52 $234,665.91
26 $13,685.74 $41,196.30 $193,469.61
27 $10,998.39 $43,883.64 $149,585.97
28 $8,135.74 $46,746.29 $102,839.67
29 $5,086.35 $49,795.68 $53,043.99
30 $1,838.04 $53,043.99 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in One Water Street Boyne City, MI


1500 sqft3900 sqft
Ø selling price$611,409$1,300,632
Ø fast selling$555,826$1,170,569
Ø high price sale$666,991$1,430,696

In 2026, houses in One Water Street Boyne City, MI will be offered at an average price of $319 per square foot. A 1,500 sqft home priced at $611,409 is 24.29% more expensive per square foot than a 3,900 sqft home priced at $1,300,632. Home prices in One Water Street Boyne City, MI vary significantly depending on the property’s condition and exact location. For a quick sale, a 2,700 sqft home should be listed at around $900,438. Sellers who can wait longer may achieve a higher price of up to $1,100,535.


One Water Street, Boyne City MI Neighborhood Guide

Overview

One Water Street in Boyne City, MI is a sought-after waterfront address overlooking Lake Charlevoix.

This boutique neighborhood blends modern condominiums with small-town charm in the heart of downtown Boyne City.

Location & Access

Residents enjoy a walkable location steps from restaurants, cafes, and the marina along Water Street.

Proximity to parks, the public beach, and seasonal events like Stroll the Streets adds everyday convenience and vibrant community energy.

Quick drives connect you to Boyne Mountain Resort, scenic wine trails, and other Northern Michigan destinations year-round.

Lifestyle & Amenities

The lifestyle at One Water Street Boyne City MI centers on boating, paddleboarding, and sunset views across Lake Charlevoix.

In winter, downhill skiing, fat biking, and cozy downtown dining keep the calendar full.
On-site or nearby amenities typically include secure entrances, elevators, parking, and easy access to the city marina and waterfront paths.

Real Estate & Market Appeal

Buyers are drawn to low-maintenance living, contemporary finishes, and strong short- and long-term value in this lakefront corridor.

For those seeking Northern Michigan real estate, One Water Street offers a smart blend of location, lifestyle, and investment potential right in downtown Boyne City.



FAQ – Home Values in One Water Street Boyne City

What is the median home value in One Water Street Boyne City in 2026?

In 2026, the typical home value in One Water Street Boyne City is about $736,093 for an average home size of 2444 square feet. This corresponds to an average price of roughly $319 per square foot.

What is the average cost per square foot in One Water Street Boyne City?

In 2026, homes in One Water Street Boyne City sell for an average of around $319 per square foot, with a typical range between $303.05 and $334.95 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in One Water Street?

The average home size in One Water Street Boyne City is about 2444 square feet, with an estimated 2026 value around $736,093.



Neighborhoods close to One Water Street Boyne City, MI

Lakes of the North Elmira, MI128 $ / ft²
Dublin Wellston, MI159 $ / ft²
Glen Haven Glen Arbor, MI127 $ / ft²
The New Neighborhood Empire, MI62 $ / ft²




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