House Prices

Horton Bay Boyne City, MI House Prices & Home Values 2026


Average Data

average house price$651,052
average size per house2162 ft²
average price per ft²282 $ / ft²

04/15/2026 - The value range (VR) for house prices in Horton Bay Boyne City, MI is $267.9/ sqft to $296.1/ sqft. An average home with 2162 sqft costs approximately $540,973 to $597,918. Boyne City, MI includes 1 ZIP codes and it is located in Charlevoix county. The lowest prices are found in ZIP 49712, while the highest are in ZIP 49712. The average price per sqare feet is $282. Our analysis is based on 7 property listings.

Avergage prices by ZIP codes Horton Bay Boyne City

49712291 $ / ft²




Historical development of home values in Horton Bay Boyne City

Year Estimated value (USD) Change vs. 2025
2010 $302,360 -53.6%
2011 $290,668 -55.4%
2012 $289,885 -55.5%
2013 $300,721 -53.8%
2014 $315,674 -51.5%
2015 $331,875 -49.0%
2016 $349,195 -46.4%
2017 $368,042 -43.5%
2018 $388,390 -40.3%
2019 $406,399 -37.6%
2020 $427,407 -34.4%
2021 $486,130 -25.3%
2022 $566,718 -13.0%
2023 $597,631 -8.2%
2024 $632,205 -2.9%
2025 $651,052 0.0%

Graph: estimated home values in Horton Bay Boyne City over time (USD)



Example: 100% financing house in Horton Bay Boyne City

Loan amount: $651,052

Interest rate: 5.60%

Fixed monthly payment: $3,739.20

Breakdown in the 1st month:
Interest portion: $3,040.41  –  Principal portion: $698.78

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $36,266.19 $8,604.15 $642,447.85
2 $35,771.43 $9,098.91 $633,348.94
3 $35,248.23 $9,622.11 $623,726.82
4 $34,694.93 $10,175.41 $613,551.42
5 $34,109.83 $10,760.51 $602,790.90
6 $33,491.08 $11,379.26 $591,411.64
7 $32,836.75 $12,033.59 $579,378.05
8 $32,144.79 $12,725.55 $566,652.50
9 $31,413.04 $13,457.30 $553,195.20
10 $30,639.22 $14,231.12 $538,964.08
11 $29,820.90 $15,049.44 $523,914.65
12 $28,955.53 $15,914.81 $507,999.84
13 $28,040.40 $16,829.94 $491,169.90
14 $27,072.64 $17,797.70 $473,372.20
15 $26,049.24 $18,821.10 $454,551.09
16 $24,966.99 $19,903.35 $434,647.74
17 $23,822.50 $21,047.84 $413,599.90
18 $22,612.21 $22,258.13 $391,341.77
19 $21,332.32 $23,538.02 $367,803.75
20 $19,978.84 $24,891.50 $342,912.25
21 $18,547.53 $26,322.81 $316,589.44
22 $17,033.91 $27,836.43 $288,753.01
23 $15,433.26 $29,437.08 $259,315.93
24 $13,740.57 $31,129.77 $228,186.16
25 $11,950.54 $32,919.80 $195,266.36
26 $10,057.59 $34,812.75 $160,453.60
27 $8,055.78 $36,814.56 $123,639.05
28 $5,938.87 $38,931.47 $84,707.58
29 $3,700.23 $41,170.11 $43,537.47
30 $1,332.87 $43,537.47 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Horton Bay Boyne City, MI


1500 sqft3900 sqft
Ø selling price$478,050$1,016,942
Ø fast selling$434,591$915,247
Ø high price sale$521,509$1,118,636

In 2026, houses in Horton Bay Boyne City, MI will be offered at an average price of $282 per square foot. A 1,500 sqft home priced at $478,050 is 21.48% more expensive per square foot than a 3,900 sqft home priced at $1,016,942. Home prices in Horton Bay Boyne City, MI vary significantly depending on the property’s condition and exact location. For a quick sale, a 2,700 sqft home should be listed at around $704,037. Sellers who can wait longer may achieve a higher price of up to $860,489.


Horton Bay Neighborhood Guide: Boyne City, MI

Overview

Horton Bay is a historic lakeside neighborhood in the Boyne City, MI area, set along the tranquil shores of Lake Charlevoix.
Known for its rustic charm and Hemingway connections, Horton Bay blends small-town warmth with easy access to year-round adventure.

Lifestyle & Recreation

Just minutes from downtown Boyne City, residents enjoy boutique shopping, farm-to-table dining, and lively festivals without losing the peaceful feel of the bay.
The neighborhood offers quick access to boating, paddling, and swimming on Lake Charlevoix, plus nearby trails for hiking, biking, snowshoeing, and Nordic skiing.
Winter brings world-class downhill at Boyne Mountain, while summer sunsets and starry nights define the community?s laid-back, Up North lifestyle.

Real Estate & Living

Real estate in Horton Bay ranges from cozy cabins and classic cottages to custom waterfront homes, appealing to both year-round residents and vacation buyers.
Buyers searching for Boyne City homes for sale value the area?s walkable nooks, wooded privacy, and lake access, along with strong short-term rental potential where permitted.
Quiet roads, mature trees, and water views create a timeless setting that balances neighborhood comfort with the natural beauty of northern Michigan.

Community & Convenience

Local highlights include public lake launches, quaint gathering spots, seasonal farm stands, and quick drives to schools, healthcare, and daily services in Boyne City.
Whether you?re seeking a serene primary residence or a weekend retreat, Horton Bay delivers a classic Michigan lakeside experience with enduring value.



FAQ – Home Values in Horton Bay Boyne City

What is the median home value in Horton Bay Boyne City in 2026?

In 2026, the typical home value in Horton Bay Boyne City is about $651,052 for an average home size of 2162 square feet. This corresponds to an average price of roughly $282 per square foot.

What is the average cost per square foot in Horton Bay Boyne City?

In 2026, homes in Horton Bay Boyne City sell for an average of around $282 per square foot, with a typical range between $267.9 and $296.1 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in Horton Bay?

The average home size in Horton Bay Boyne City is about 2162 square feet, with an estimated 2026 value around $651,052.



Neighborhoods close to Horton Bay Boyne City, MI

Lakes of the North Elmira, MI128 $ / ft²
Dublin Wellston, MI159 $ / ft²
Glen Haven Glen Arbor, MI127 $ / ft²
The New Neighborhood Empire, MI62 $ / ft²
  imprint  Privacy