House Prices

House Prices & Home Values Otsego, MI 2026


Average Data

average house price$228,593
average size per house1685 ft²
average price per ft²136 $ / ft²

06/10/2026 - The value range (VR) for house prices in Otsego, MI is $128/ sqft to $128/ sqft. An average home with 1685 sqft costs approximately $215,680 to $215,680. Otsego, MI includes 1 ZIP codes and it is located in Allegan county. The lowest prices are found in ZIP 49078, while the highest are in ZIP 49078. The average price per sqare feet is $136. Our analysis is based on 14 property listings.

Avergage prices by ZIP codes Otsego

49078120 $ / ft²




Historical development of home values in Otsego

Year Estimated value (USD) Change vs. 2025
2010 $106,163 -53.6%
2011 $102,057 -55.4%
2012 $101,783 -55.5%
2013 $105,587 -53.8%
2014 $110,837 -51.5%
2015 $116,526 -49.0%
2016 $122,607 -46.4%
2017 $129,225 -43.5%
2018 $136,369 -40.3%
2019 $142,692 -37.6%
2020 $150,068 -34.4%
2021 $170,687 -25.3%
2022 $198,982 -13.0%
2023 $209,836 -8.2%
2024 $221,975 -2.9%
2025 $228,593 0.0%

Graph: estimated home values in Otsego over time (USD)



Example: 100% financing house in Otsego

Loan amount: $228,593

Interest rate: 6.00%

Fixed monthly payment: $1,370.53

Breakdown in the 1st month:
Interest portion: $1,142.97  –  Principal portion: $227.57

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $13,639.22 $2,807.15 $225,785.85
2 $13,466.08 $2,980.29 $222,805.56
3 $13,282.26 $3,164.11 $219,641.46
4 $13,087.11 $3,359.26 $216,282.20
5 $12,879.91 $3,566.45 $212,715.75
6 $12,659.94 $3,786.42 $208,929.32
7 $12,426.40 $4,019.96 $204,909.36
8 $12,178.46 $4,267.90 $200,641.46
9 $11,915.23 $4,531.14 $196,110.32
10 $11,635.76 $4,810.61 $191,299.71
11 $11,339.05 $5,107.32 $186,192.39
12 $11,024.04 $5,422.33 $180,770.07
13 $10,689.60 $5,756.76 $175,013.30
14 $10,334.54 $6,111.83 $168,901.48
15 $9,957.58 $6,488.79 $162,412.68
16 $9,557.36 $6,889.01 $155,523.68
17 $9,132.46 $7,313.90 $148,209.77
18 $8,681.36 $7,765.01 $140,444.76
19 $8,202.43 $8,243.94 $132,200.83
20 $7,693.96 $8,752.41 $123,448.42
21 $7,154.13 $9,292.24 $114,156.18
22 $6,581.00 $9,865.36 $104,290.82
23 $5,972.53 $10,473.84 $93,816.98
24 $5,326.53 $11,119.84 $82,697.15
25 $4,640.68 $11,805.69 $70,891.46
26 $3,912.53 $12,533.83 $58,357.63
27 $3,139.47 $13,306.89 $45,050.73
28 $2,318.73 $14,127.63 $30,923.10
29 $1,447.37 $14,999.00 $15,924.10
30 $522.27 $15,924.10 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Otsego, MI


1500 sqft3900 sqft
Ø selling price$246,841$525,096
Ø fast selling$224,401$472,587
Ø high price sale$269,280$577,606

In 2026, houses in Otsego, MI will be offered at an average price of $136 per square foot. A 1,500 sqft home priced at $246,841 is 21.39% more expensive per square foot than a 3,900 sqft home priced at $525,096. Home prices in Otsego, MI vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $363,529. Sellers who can wait longer may achieve a higher price of up to $444,313.

FAQ – Home Values in Otsego

What is the median home value in Otsego in 2026?

In 2026, the typical home value in Otsego is about $228,593 for an average home size of 1685 square feet. This corresponds to an average price of roughly $136 per square foot.

What is the average cost per square foot in Otsego?

In 2026, homes in Otsego sell for an average of around $136 per square foot, with a typical range between $128 and $128 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Otsego is about 1685 square feet, with an estimated 2026 value around $228,593.



Locations close to Otsego, MI

Paw Paw, MI131 $ / ft²
Plainwell, MI151 $ / ft²
Quincy, MI110 $ / ft²
Olivet, MI197 $ / ft²
Nottawa, MI50 $ / ft²
Nazareth, MI105 $ / ft²
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