House Prices

House Prices & Home Values Waterford, ME 2026


Average Data

average house price$298,560
average size per house2251 ft²
average price per ft²133 $ / ft²

04/04/2026 - The value range (VR) for house prices in Waterford, ME is $188/ sqft to $188/ sqft. An average home with 2251 sqft costs approximately $423,188 to $423,188. Waterford, ME includes 1 ZIP codes and it is located in Oxford county. The lowest prices are found in ZIP 04088, while the highest are in ZIP 04088. The average price per sqare feet is $133. Our analysis is based on 20 property listings.

Avergage prices by ZIP codes Waterford

04088188 $ / ft²


House prices by neighborhoods in Waterford

East Waterford177 $ / ft²
South Waterford197 $ / ft²
Waterford Flat194 $ / ft²




Historical development of home values in Waterford

Year Estimated value (USD) Change vs. 2025
2010 $138,657 -53.6%
2011 $133,295 -55.4%
2012 $132,936 -55.5%
2013 $137,905 -53.8%
2014 $144,762 -51.5%
2015 $152,192 -49.0%
2016 $160,134 -46.4%
2017 $168,777 -43.5%
2018 $178,108 -40.3%
2019 $186,367 -37.6%
2020 $196,001 -34.4%
2021 $222,930 -25.3%
2022 $259,886 -13.0%
2023 $274,062 -8.2%
2024 $289,917 -2.9%
2025 $298,560 0.0%

Graph: estimated home values in Waterford over time (USD)



Example: 100% financing house in Waterford

Loan amount: $298,560

Interest rate: 6.00%

Fixed monthly payment: $1,790.02

Breakdown in the 1st month:
Interest portion: $1,492.80  –  Principal portion: $297.22

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $17,813.86 $3,666.35 $294,893.65
2 $17,587.73 $3,892.48 $291,001.16
3 $17,347.65 $4,132.56 $286,868.60
4 $17,092.76 $4,387.45 $282,481.15
5 $16,822.16 $4,658.06 $277,823.09
6 $16,534.86 $4,945.36 $272,877.73
7 $16,229.84 $5,250.38 $267,627.35
8 $15,906.01 $5,574.21 $262,053.14
9 $15,562.20 $5,918.01 $256,135.13
10 $15,197.19 $6,283.03 $249,852.10
11 $14,809.67 $6,670.55 $243,181.55
12 $14,398.24 $7,081.97 $236,099.58
13 $13,961.44 $7,518.77 $228,580.80
14 $13,497.70 $7,982.52 $220,598.29
15 $13,005.36 $8,474.86 $212,123.43
16 $12,482.65 $8,997.57 $203,125.86
17 $11,927.70 $9,552.52 $193,573.34
18 $11,338.52 $10,141.70 $183,431.64
19 $10,713.00 $10,767.22 $172,664.42
20 $10,048.90 $11,431.32 $161,233.11
21 $9,343.84 $12,136.37 $149,096.73
22 $8,595.30 $12,884.92 $136,211.81
23 $7,800.58 $13,679.63 $122,532.18
24 $6,956.85 $14,523.36 $108,008.82
25 $6,061.08 $15,419.13 $92,589.69
26 $5,110.07 $16,370.15 $76,219.54
27 $4,100.39 $17,379.82 $58,839.71
28 $3,028.44 $18,451.77 $40,387.94
29 $1,890.38 $19,589.84 $20,798.10
30 $682.12 $20,798.10 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Waterford, ME


1500 sqft3900 sqft
Ø selling price$241,396$513,514
Ø fast selling$219,451$462,162
Ø high price sale$263,340$564,865

In 2026, houses in Waterford, ME will be offered at an average price of $133 per square foot. A 1,500 sqft home priced at $241,396 is 22.95% more expensive per square foot than a 3,900 sqft home priced at $513,514. Home prices in Waterford, ME vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $355,509. Sellers who can wait longer may achieve a higher price of up to $434,512.


Discover Waterford, ME

Overview

Waterford, ME is a scenic town in Western Maine?s Oxford County known for its lakes, forests, and historic village charm.
Centered around the Waterford Flat and villages like North Waterford and South Waterford, the community blends 18th?century heritage with small?town hospitality.

Nature & Recreation

Outdoor lovers come for Keoka Lake, Bear Pond, and McWain Pond, where paddling, fishing, and swimming define classic New England summers.
Nearby trails offer hiking on Hawk Mountain and snowshoeing or Nordic skiing in winter, delivering four?season outdoor recreation.
Photographers prize the rolling farms, stone walls, and fiery fall foliage that frame the village greens and white?steepled churches.

Culture & Stay

The town hosts beloved local events and craft fairs, while farm stands and maple producers showcase Maine flavors.
Visitors find lakeside cabins, cozy inns, and vacation rentals that make Waterford a peaceful base near the White Mountains and Sebago Lake region.

History & Family Appeal

History buffs can explore National Register?listed buildings, old mills, and cemeteries that tell stories of early settlers and industry.
Families appreciate quiet roads, dark skies for stargazing, and a friendly pace that encourages unplugged escapes.
Whether you?re planning a weekend getaway or a seasonal retreat, Waterford, Maine delivers authentic small?town Maine with big outdoor access.



FAQ – Home Values in Waterford

What is the median home value in Waterford in 2026?

In 2026, the typical home value in Waterford is about $298,560 for an average home size of 2251 square feet. This corresponds to an average price of roughly $133 per square foot.

What is the average cost per square foot in Waterford?

In 2026, homes in Waterford sell for an average of around $133 per square foot, with a typical range between $188 and $188 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Waterford is about 2251 square feet, with an estimated 2026 value around $298,560.



Locations close to Waterford, ME

Wells, ME217 $ / ft²
West Baldwin, ME222 $ / ft²
Westbrook, ME198 $ / ft²
Waterboro, ME133 $ / ft²
Topsham, ME238 $ / ft²
Steep Falls, ME234 $ / ft²
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