House Prices

Spruce Cove Harpswell, ME House Prices & Home Values 2026


Average Data

average house price$419,640
average size per house2631 ft²
average price per ft²172 $ / ft²

04/15/2026 - The value range (VR) for house prices in Spruce Cove Harpswell, ME is $163.4/ sqft to $180.6/ sqft. An average home with 2631 sqft costs approximately $462,579 to $511,271. Harpswell, ME includes 1 ZIP codes and it is located in Cumberland county. The lowest prices are found in ZIP 04079, while the highest are in ZIP 04079. The average price per sqare feet is $172. Our analysis is based on 1 property listings.

Avergage prices by ZIP codes Spruce Cove Harpswell

04079173 $ / ft²




Historical development of home values in Spruce Cove Harpswell

Year Estimated value (USD) Change vs. 2025
2010 $194,888 -53.6%
2011 $187,352 -55.4%
2012 $186,848 -55.5%
2013 $193,832 -53.8%
2014 $203,470 -51.5%
2015 $213,912 -49.0%
2016 $225,076 -46.4%
2017 $237,224 -43.5%
2018 $250,339 -40.3%
2019 $261,947 -37.6%
2020 $275,488 -34.4%
2021 $313,338 -25.3%
2022 $365,282 -13.0%
2023 $385,207 -8.2%
2024 $407,492 -2.9%
2025 $419,640 0.0%

Graph: estimated home values in Spruce Cove Harpswell over time (USD)



Example: 100% financing house in Spruce Cove Harpswell

Loan amount: $419,640

Interest rate: 6.46%

Fixed monthly payment: $2,640.28

Breakdown in the 1st month:
Interest portion: $2,257.66  –  Principal portion: $382.62

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $26,953.63 $4,729.71 $414,910.29
2 $26,639.08 $5,044.26 $409,866.02
3 $26,303.61 $5,379.73 $404,486.29
4 $25,945.84 $5,737.51 $398,748.78
5 $25,564.26 $6,119.09 $392,629.69
6 $25,157.31 $6,526.04 $386,103.66
7 $24,723.30 $6,960.05 $379,143.61
8 $24,260.42 $7,422.93 $371,720.68
9 $23,766.76 $7,916.59 $363,804.09
10 $23,240.27 $8,443.08 $355,361.01
11 $22,678.76 $9,004.59 $346,356.42
12 $22,079.91 $9,603.44 $336,752.98
13 $21,441.23 $10,242.12 $326,510.86
14 $20,760.08 $10,923.27 $315,587.59
15 $20,033.63 $11,649.72 $303,937.87
16 $19,258.86 $12,424.49 $291,513.39
17 $18,432.57 $13,250.78 $278,262.61
18 $17,551.33 $14,132.02 $264,130.59
19 $16,611.48 $15,071.87 $249,058.73
20 $15,609.12 $16,074.22 $232,984.50
21 $14,540.11 $17,143.24 $215,841.26
22 $13,400.00 $18,283.35 $197,557.91
23 $12,184.06 $19,499.29 $178,058.63
24 $10,887.26 $20,796.09 $157,262.54
25 $9,504.22 $22,179.13 $135,083.41
26 $8,029.20 $23,654.15 $111,429.26
27 $6,456.08 $25,227.27 $86,201.99
28 $4,778.34 $26,905.01 $59,296.98
29 $2,989.02 $28,694.33 $30,602.65
30 $1,080.70 $30,602.65 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Spruce Cove Harpswell, ME


1500 sqft3900 sqft
Ø selling price$335,906$714,563
Ø fast selling$305,369$643,107
Ø high price sale$366,443$786,020

In 2026, houses in Spruce Cove Harpswell, ME will be offered at an average price of $172 per square foot. A 1,500 sqft home priced at $335,906 is 24.75% more expensive per square foot than a 3,900 sqft home priced at $714,563. Home prices in Spruce Cove Harpswell, ME vary significantly depending on the property’s condition and exact location. For a quick sale, a 2,700 sqft home should be listed at around $494,698. Sellers who can wait longer may achieve a higher price of up to $604,631.

FAQ – Home Values in Spruce Cove Harpswell

What is the median home value in Spruce Cove Harpswell in 2026?

In 2026, the typical home value in Spruce Cove Harpswell is about $419,640 for an average home size of 2631 square feet. This corresponds to an average price of roughly $172 per square foot.

What is the average cost per square foot in Spruce Cove Harpswell?

In 2026, homes in Spruce Cove Harpswell sell for an average of around $172 per square foot, with a typical range between $163.4 and $180.6 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in Spruce Cove?

The average home size in Spruce Cove Harpswell is about 2631 square feet, with an estimated 2026 value around $419,640.



Neighborhoods close to Spruce Cove Harpswell, ME

Standish Corner Standish, ME222 $ / ft²
Bay Park Topsham, ME212 $ / ft²
Waterboro Center Waterboro, ME133 $ / ft²
Emery Mills Shapleigh, ME125 $ / ft²
Oak Hill Scarborough, ME293 $ / ft²
Downtown Sanford Sanford, ME197 $ / ft²
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