House Prices

House Prices & Home Values Saint James, MD 2026


Average Data

average house price$386,767
average size per house2298 ft²
average price per ft²169 $ / ft²

06/19/2026 - The value range (VR) for house prices in Saint James, MD is $200/ sqft to $200/ sqft. An average home with 2298 sqft costs approximately $459,600 to $459,600. Saint James, MD includes 1 ZIP codes and it is located in Washington county. The lowest prices are found in ZIP 21781, while the highest are in ZIP 21781. The average price per sqare feet is $169. Our analysis is based on 47 property listings.

Avergage prices by ZIP codes Saint James

21781192 $ / ft²




Historical development of home values in Saint James

Year Estimated value (USD) Change vs. 2025
2010 $179,622 -53.6%
2011 $172,676 -55.4%
2012 $172,211 -55.5%
2013 $178,647 -53.8%
2014 $187,531 -51.5%
2015 $197,155 -49.0%
2016 $207,444 -46.4%
2017 $218,641 -43.5%
2018 $230,729 -40.3%
2019 $241,427 -37.6%
2020 $253,908 -34.4%
2021 $288,793 -25.3%
2022 $336,667 -13.0%
2023 $355,031 -8.2%
2024 $375,570 -2.9%
2025 $386,767 0.0%

Graph: estimated home values in Saint James over time (USD)



Example: 100% financing house in Saint James

Loan amount: $386,767

Interest rate: 6.00%

Fixed monthly payment: $2,318.86

Breakdown in the 1st month:
Interest portion: $1,933.84  –  Principal portion: $385.03

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $23,076.82 $4,749.54 $382,017.46
2 $22,783.88 $5,042.49 $376,974.97
3 $22,472.87 $5,353.50 $371,621.48
4 $22,142.68 $5,683.69 $365,937.79
5 $21,792.12 $6,034.24 $359,903.54
6 $21,419.94 $6,406.42 $353,497.12
7 $21,024.81 $6,801.56 $346,695.56
8 $20,605.30 $7,221.06 $339,474.50
9 $20,159.92 $7,666.44 $331,808.06
10 $19,687.07 $8,139.29 $323,668.77
11 $19,185.06 $8,641.30 $315,027.46
12 $18,652.08 $9,174.28 $305,853.18
13 $18,086.23 $9,740.13 $296,113.05
14 $17,485.48 $10,340.88 $285,772.17
15 $16,847.68 $10,978.68 $274,793.48
16 $16,170.54 $11,655.83 $263,137.66
17 $15,451.63 $12,374.73 $250,762.93
18 $14,688.39 $13,137.98 $237,624.95
19 $13,878.06 $13,948.30 $223,676.65
20 $13,017.76 $14,808.60 $208,868.05
21 $12,104.40 $15,721.96 $193,146.09
22 $11,134.70 $16,691.66 $176,454.43
23 $10,105.20 $17,721.16 $158,733.27
24 $9,012.20 $18,814.17 $139,919.10
25 $7,851.78 $19,974.58 $119,944.52
26 $6,619.79 $21,206.57 $98,737.95
27 $5,311.82 $22,514.55 $76,223.40
28 $3,923.17 $23,903.19 $52,320.21
29 $2,448.87 $25,377.49 $26,942.72
30 $883.64 $26,942.72 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Saint James, MD


1500 sqft3900 sqft
Ø selling price$306,735$652,509
Ø fast selling$278,850$587,259
Ø high price sale$334,620$717,760

In 2026, houses in Saint James, MD will be offered at an average price of $169 per square foot. A 1,500 sqft home priced at $306,735 is 22.06% more expensive per square foot than a 3,900 sqft home priced at $652,509. Home prices in Saint James, MD vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $451,738. Sellers who can wait longer may achieve a higher price of up to $552,124.


Explore Saint James, MD

Saint James, MD is a peaceful community in Washington County just south of Hagerstown.
Known for its small-town feel and convenient access, the area offers residents a balanced lifestyle.

Location and Accessibility

The community sits along MD Route 65 near I?70 and the I?81 corridor, making regional commuting simple. Its strategic location places Frederick, the Potomac River, and Western Maryland attractions within an easy drive.

Lifestyle and Amenities

Local amenities include everyday shopping, dining, and services, with larger retail and healthcare options nearby in Hagerstown. The area is also home to the historic Saint James School, a landmark that adds cultural and educational depth.

Outdoors and History

Outdoor enthusiasts enjoy quick access to Antietam National Battlefield, the C&O Canal Towpath, and scenic country roads. Seasonal events and farm markets highlight Washington County?s agricultural roots and close-knit community spirit.

Real Estate and Community

Real estate in Saint James, Maryland ranges from classic single-family homes to rural properties, appealing to first-time buyers and move-up families. With strong connectivity, historic character, and ample recreation, Saint James, MD is an attractive place to live, learn, and explore.



FAQ – Home Values in Saint James

What is the median home value in Saint James in 2026?

In 2026, the typical home value in Saint James is about $386,767 for an average home size of 2298 square feet. This corresponds to an average price of roughly $169 per square foot.

What is the average cost per square foot in Saint James?

In 2026, homes in Saint James sell for an average of around $169 per square foot, with a typical range between $200 and $200 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Saint James is about 2298 square feet, with an estimated 2026 value around $386,767.



Locations close to Saint James, MD

Sharpsburg, MD228 $ / ft²
Smithsburg, MD243 $ / ft²
Sykesville, MD184 $ / ft²
Sabillasville, MD195 $ / ft²
Rohrersville, MD236 $ / ft²
Rocky Ridge, MD209 $ / ft²




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