House Prices

House Prices & Home Values Scotland, MD 2026


Average Data

average house price$399,963
average size per house2253 ft²
average price per ft²178 $ / ft²

04/05/2026 - The value range (VR) for house prices in Scotland, MD is $154/ sqft to $154/ sqft. An average home with 2253 sqft costs approximately $346,962 to $346,962. Scotland, MD includes 1 ZIP codes and it is located in St. Marys county. The lowest prices are found in ZIP 20687, while the highest are in ZIP 20687. The average price per sqare feet is $178. Our analysis is based on 4 property listings.

Avergage prices by ZIP codes Scotland

20687150 $ / ft²




Historical development of home values in Scotland

Year Estimated value (USD) Change vs. 2025
2010 $185,750 -53.6%
2011 $178,567 -55.4%
2012 $178,086 -55.5%
2013 $184,743 -53.8%
2014 $193,929 -51.5%
2015 $203,882 -49.0%
2016 $214,522 -46.4%
2017 $226,101 -43.5%
2018 $238,601 -40.3%
2019 $249,664 -37.6%
2020 $262,571 -34.4%
2021 $298,646 -25.3%
2022 $348,154 -13.0%
2023 $367,145 -8.2%
2024 $388,384 -2.9%
2025 $399,963 0.0%

Graph: estimated home values in Scotland over time (USD)



Example: 100% financing house in Scotland

Loan amount: $399,963

Interest rate: 6.00%

Fixed monthly payment: $2,397.98

Breakdown in the 1st month:
Interest portion: $1,999.82  –  Principal portion: $398.17

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $23,864.17 $4,911.59 $395,051.41
2 $23,561.23 $5,214.53 $389,836.88
3 $23,239.61 $5,536.15 $384,300.73
4 $22,898.16 $5,877.61 $378,423.12
5 $22,535.64 $6,240.13 $372,183.00
6 $22,150.76 $6,625.00 $365,557.99
7 $21,742.15 $7,033.62 $358,524.38
8 $21,308.33 $7,467.44 $351,056.94
9 $20,847.75 $7,928.01 $343,128.93
10 $20,358.77 $8,416.99 $334,711.94
11 $19,839.63 $8,936.14 $325,775.80
12 $19,288.47 $9,487.30 $316,288.50
13 $18,703.31 $10,072.45 $306,216.05
14 $18,082.06 $10,693.70 $295,522.35
15 $17,422.50 $11,353.26 $284,169.09
16 $16,722.26 $12,053.51 $272,115.58
17 $15,978.82 $12,796.94 $259,318.64
18 $15,189.53 $13,586.23 $245,732.41
19 $14,351.57 $14,424.20 $231,308.21
20 $13,461.91 $15,313.85 $215,994.36
21 $12,517.39 $16,258.38 $199,735.99
22 $11,514.61 $17,261.16 $182,474.83
23 $10,449.98 $18,325.79 $164,149.04
24 $9,319.68 $19,456.08 $144,692.96
25 $8,119.67 $20,656.09 $124,036.87
26 $6,845.65 $21,930.11 $102,106.76
27 $5,493.05 $23,282.71 $78,824.05
28 $4,057.02 $24,718.74 $54,105.31
29 $2,532.43 $26,243.34 $27,861.97
30 $913.79 $27,861.97 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Scotland, MD


1500 sqft3900 sqft
Ø selling price$323,070$687,258
Ø fast selling$293,700$618,533
Ø high price sale$352,440$755,984

In 2026, houses in Scotland, MD will be offered at an average price of $178 per square foot. A 1,500 sqft home priced at $323,070 is 22.38% more expensive per square foot than a 3,900 sqft home priced at $687,258. Home prices in Scotland, MD vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $475,795. Sellers who can wait longer may achieve a higher price of up to $581,526.


Discover Scotland, MD

Location and Nature

Scotland, MD is a small waterfront community at the southern tip of St. Mary's County on the Chesapeake Bay.
Known for access to Point Lookout State Park, the area offers beaches, marsh trails, and abundant birdwatching.
Visitors enjoy kayaking, fishing, and crabbing in the calm waters where the Bay meets the Potomac River.

History and Attractions

History runs deep, with nearby Point Lookout Lighthouse and Civil War prison camp sites telling powerful stories.
Local landmarks and museums in St. Mary's City complement Scotland?s quieter, nature-first vibe.
Seasonal events and sunrise photo spots create year-round reasons to explore this corner of Southern Maryland.

Travel Tips and Amenities

Reached via MD Route 5, Scotland, Maryland offers campgrounds, vacation rentals, and bayside picnic areas.
Fresh seafood shacks serve oysters and blue crabs, while marinas support boat launches and charter trips.
For longer stays, travelers find groceries, gas, and outfitters in nearby Ridge and Lexington Park.
Whether planning a quiet weekend or an outdoor-focused family trip, Scotland, MD blends small-town charm with unforgettable Chesapeake Bay scenery.



FAQ – Home Values in Scotland

What is the median home value in Scotland in 2026?

In 2026, the typical home value in Scotland is about $399,963 for an average home size of 2253 square feet. This corresponds to an average price of roughly $178 per square foot.

What is the average cost per square foot in Scotland?

In 2026, homes in Scotland sell for an average of around $178 per square foot, with a typical range between $154 and $154 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Scotland is about 2253 square feet, with an estimated 2026 value around $399,963.



Locations close to Scotland, MD

Solomons, MD140 $ / ft²
Sunderland, MD165 $ / ft²
Tall Timbers, MD143 $ / ft²
Saint Marys City, MD156 $ / ft²
Saint Leonard, MD160 $ / ft²
Saint Inigoes, MD165 $ / ft²
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