House Prices

House Prices & Home Values Germantown, MD 2026


Average Data

average house price$495,773
average size per house2223 ft²
average price per ft²224 $ / ft²

06/03/2026 - The value range (VR) for house prices in Germantown, MD is $272/ sqft to $287/ sqft. An average home with 2223 sqft costs approximately $604,656 to $638,001. Germantown, MD includes 2 ZIP codes and it is located in Montgomery county. The lowest prices are found in ZIP 20876, while the highest are in ZIP 20874. The average price per sqare feet is $224. Our analysis is based on 11 property listings.

Avergage prices by ZIP codes Germantown

20874283 $ / ft²
20876280 $ / ft²




Historical development of home values in Germantown

Year Estimated value (USD) Change vs. 2025
2010 $230,246 -53.6%
2011 $221,342 -55.4%
2012 $220,746 -55.5%
2013 $228,997 -53.8%
2014 $240,384 -51.5%
2015 $252,721 -49.0%
2016 $265,910 -46.4%
2017 $280,262 -43.5%
2018 $295,757 -40.3%
2019 $309,471 -37.6%
2020 $325,469 -34.4%
2021 $370,186 -25.3%
2022 $431,553 -13.0%
2023 $455,093 -8.2%
2024 $481,421 -2.9%
2025 $495,773 0.0%

Graph: estimated home values in Germantown over time (USD)



Example: 100% financing house in Germantown

Loan amount: $495,773

Interest rate: 6.00%

Fixed monthly payment: $2,972.41

Breakdown in the 1st month:
Interest portion: $2,478.87  –  Principal portion: $493.54

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $29,580.76 $6,088.15 $489,684.85
2 $29,205.26 $6,463.65 $483,221.20
3 $28,806.60 $6,862.32 $476,358.88
4 $28,383.34 $7,285.57 $469,073.31
5 $27,933.99 $7,734.93 $461,338.38
6 $27,456.91 $8,212.00 $453,126.37
7 $26,950.41 $8,718.50 $444,407.87
8 $26,412.68 $9,256.24 $435,151.63
9 $25,841.77 $9,827.14 $425,324.49
10 $25,235.66 $10,433.26 $414,891.23
11 $24,592.15 $11,076.76 $403,814.47
12 $23,908.96 $11,759.95 $392,054.52
13 $23,183.64 $12,485.28 $379,569.24
14 $22,413.57 $13,255.34 $366,313.89
15 $21,596.01 $14,072.90 $352,240.99
16 $20,728.02 $14,940.89 $337,300.10
17 $19,806.50 $15,862.41 $321,437.68
18 $18,828.14 $16,840.77 $304,596.91
19 $17,789.44 $17,879.47 $286,717.44
20 $16,686.68 $18,982.24 $267,735.20
21 $15,515.89 $20,153.02 $247,582.18
22 $14,272.90 $21,396.02 $226,186.16
23 $12,953.24 $22,715.68 $203,470.48
24 $11,552.19 $24,116.73 $179,353.75
25 $10,064.72 $25,604.20 $153,749.55
26 $8,485.51 $27,183.41 $126,566.15
27 $6,808.89 $28,860.02 $97,706.13
28 $5,028.87 $30,640.04 $67,066.08
29 $3,139.06 $32,529.86 $34,536.23
30 $1,132.69 $34,536.23 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Germantown, MD


1500 sqft3900 sqft
Ø selling price$406,561$864,865
Ø fast selling$369,601$778,378
Ø high price sale$443,521$951,351

In 2026, houses in Germantown, MD will be offered at an average price of $224 per square foot. A 1,500 sqft home priced at $406,561 is 22.63% more expensive per square foot than a 3,900 sqft home priced at $864,865. Home prices in Germantown, MD vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $598,752. Sellers who can wait longer may achieve a higher price of up to $731,809.


Discover Germantown, MD

Germantown, MD is a vibrant unincorporated community in Montgomery County and one of Maryland?s largest census-designated places. Situated along the I-270 Technology Corridor, it offers quick connections to Gaithersburg, Rockville, and Washington, D.C.

Outdoor Recreation

Outdoor lovers enjoy Black Hill Regional Park and Little Seneca Lake, where boating, fishing, and miles of trails create year-round recreation. Nearby Seneca Creek State Park expands the options with scenic woodlands, picnic areas, and family-friendly programs.

Arts, Dining, and Community

The arts scene centers on the acclaimed BlackRock Center for the Arts, which hosts concerts, galleries, and community classes. Shopping and dining cluster at Germantown Town Center and other retail hubs, anchoring neighborhood events and weekend convenience.

Education and Innovation

Education shines with the Montgomery College Germantown Campus and highly regarded Montgomery County Public Schools serving diverse learners. Innovation thrives through partnerships that link classrooms to internships, makerspaces, and workforce training.

Economy and Accessibility

Employers in tech, biotech, healthcare, and professional services benefit from I-270 access, the Germantown MARC station, and a well-educated workforce. Residents also value nearby Holy Cross Germantown Hospital, abundant parks, and safe, suburban neighborhoods that balance space with urban accessibility.



FAQ – Home Values in Germantown

What is the median home value in Germantown in 2026?

In 2026, the typical home value in Germantown is about $495,773 for an average home size of 2223 square feet. This corresponds to an average price of roughly $224 per square foot.

What is the average cost per square foot in Germantown?

In 2026, homes in Germantown sell for an average of around $224 per square foot, with a typical range between $272 and $287 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Germantown is about 2223 square feet, with an estimated 2026 value around $495,773.



Locations close to Germantown, MD

Gaithersburg, MD289 $ / ft²
Washington Grove, MD283 $ / ft²
Montgomery Village, MD266 $ / ft²
Damascus, MD289 $ / ft²
Clarksburg, MD256 $ / ft²
Spencerville, MD244 $ / ft²




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