House Prices & Home Values Annapolis, MD 2026
Average Data
| average house price | $1,971,380 |
| average size per house | 4162 ft² |
| average price per ft² | 474 $ / ft² |
04/15/2026 -
The value range (VR) for house prices in Annapolis, MD is $157/ sqft to $180/ sqft. An average home with 4162 sqft costs approximately $653,434 to $749,160. Annapolis, MD includes 5 ZIP codes and it is located in Anne Arundel county.
The lowest prices are found in ZIP 21401, while the highest are in ZIP 21405. The average price per sqare feet is $474. Our analysis is based on 31 property listings.
Avergage prices by ZIP codes Annapolis
| 21401 | 163 $ / ft² | | 21402 | 191 $ / ft² | | 21403 | 190 $ / ft² | | 21405 | 192 $ / ft² | | 21409 | 171 $ / ft² |
Historical development of home values in Annapolis
| Year |
Estimated value (USD) |
Change vs. 2025 |
| 2010 |
$915,545 |
-53.6% |
| 2011 |
$880,140 |
-55.4% |
| 2012 |
$877,771 |
-55.5% |
| 2013 |
$910,579 |
-53.8% |
| 2014 |
$955,857 |
-51.5% |
| 2015 |
$1,004,915 |
-49.0% |
| 2016 |
$1,057,359 |
-46.4% |
| 2017 |
$1,114,429 |
-43.5% |
| 2018 |
$1,176,041 |
-40.3% |
| 2019 |
$1,230,571 |
-37.6% |
| 2020 |
$1,294,186 |
-34.4% |
| 2021 |
$1,471,997 |
-25.3% |
| 2022 |
$1,716,018 |
-13.0% |
| 2023 |
$1,809,621 |
-8.2% |
| 2024 |
$1,914,310 |
-2.9% |
| 2025 |
$1,971,380 |
0.0% |
Graph: estimated home values in Annapolis over time (USD)
Example: 100% financing house in Annapolis
Loan amount:
$1,971,380
Interest rate:
6.00%
Fixed monthly payment:
$11,819.42
Breakdown in the 1st month:
Interest portion:
$9,856.90 –
Principal portion:
$1,962.52
Yearly breakdown (100% financing)
| Year |
Interest per year ($) |
Principal per year ($) |
Remaining balance at year-end ($) |
| 1 |
$117,624.25 |
$24,208.78 |
$1,947,171.22 |
| 2 |
$116,131.11 |
$25,701.92 |
$1,921,469.30 |
| 3 |
$114,545.87 |
$27,287.16 |
$1,894,182.14 |
| 4 |
$112,862.86 |
$28,970.17 |
$1,865,211.97 |
| 5 |
$111,076.04 |
$30,756.99 |
$1,834,454.98 |
| 6 |
$109,179.02 |
$32,654.01 |
$1,801,800.97 |
| 7 |
$107,164.99 |
$34,668.04 |
$1,767,132.93 |
| 8 |
$105,026.74 |
$36,806.29 |
$1,730,326.64 |
| 9 |
$102,756.61 |
$39,076.42 |
$1,691,250.21 |
| 10 |
$100,346.46 |
$41,486.57 |
$1,649,763.64 |
| 11 |
$97,787.66 |
$44,045.37 |
$1,605,718.27 |
| 12 |
$95,071.04 |
$46,761.99 |
$1,558,956.28 |
| 13 |
$92,186.86 |
$49,646.17 |
$1,509,310.11 |
| 14 |
$89,124.79 |
$52,708.24 |
$1,456,601.88 |
| 15 |
$85,873.86 |
$55,959.17 |
$1,400,642.71 |
| 16 |
$82,422.43 |
$59,410.60 |
$1,341,232.11 |
| 17 |
$78,758.11 |
$63,074.92 |
$1,278,157.18 |
| 18 |
$74,867.79 |
$66,965.24 |
$1,211,191.94 |
| 19 |
$70,737.52 |
$71,095.51 |
$1,140,096.43 |
| 20 |
$66,352.50 |
$75,480.53 |
$1,064,615.90 |
| 21 |
$61,697.03 |
$80,136.00 |
$984,479.90 |
| 22 |
$56,754.41 |
$85,078.62 |
$899,401.28 |
| 23 |
$51,506.95 |
$90,326.08 |
$809,075.20 |
| 24 |
$45,935.84 |
$95,897.19 |
$713,178.01 |
| 25 |
$40,021.11 |
$101,811.92 |
$611,366.08 |
| 26 |
$33,741.57 |
$108,091.46 |
$503,274.62 |
| 27 |
$27,074.73 |
$114,758.30 |
$388,516.32 |
| 28 |
$19,996.68 |
$121,836.35 |
$266,679.97 |
| 29 |
$12,482.08 |
$129,350.94 |
$137,329.03 |
| 30 |
$4,504.00 |
$137,329.03 |
$0.00 |
Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment
over the entire term. Extra payments, interest rate changes, and additional purchase costs
(e.g. taxes, notary fees) are not included.
How to sell in Annapolis, MD
| 1500 sqft | 3900 sqft |
| Ø selling price | $860,311 | $1,830,115 | | Ø fast selling | $782,101 | $1,647,103 | | Ø high price sale | $938,521 | $2,013,126 |
In 2026, houses in Annapolis, MD will be offered at an average price of $474 per square foot. A 1,500 sqft home priced at $860,311 is 23.87% more expensive per square foot than a 3,900 sqft home priced at $1,830,115.
Home prices in Annapolis, MD vary significantly depending on the neighborhood and location.
For a quick sale, a 2,700 sqft home should be listed at around $1,267,002.
Sellers who can wait longer may achieve a higher price of up to $1,548,559.
Explore Annapolis, MD
Annapolis, MD is a vibrant Chesapeake Bay capital known for its colonial charm and maritime culture.
As Maryland?s state capital, it blends historic streets with a lively waterfront full of sailboats and seafood spots.
Visitors can tour the Maryland State House and stroll past beautifully preserved 18th-century architecture.
History & Waterfront
The prestigious US Naval Academy anchors the city?s identity with museums, monuments, and inspiring campus views.
Downtown Annapolis features cobblestone lanes, independent boutiques, and waterfront restaurants serving fresh Maryland blue crabs.
Sunset sails, kayak excursions, and harbor cruises showcase sweeping views of the Severn River and Chesapeake Bay.
Things to Do & Events
Food lovers savor Chesapeake traditions, from cream-of-crab soup to oyster specials paired with local craft beer.
Annual events like the United States Sailboat Show, street festivals, and holiday markets keep the calendar buzzing year-round.
Day trips extend easily to nearby Eastern Shore towns, quiet beaches, and scenic lighthouses for photography and relaxation.
Whether you?re planning a weekend getaway or a family vacation, Annapolis, Maryland delivers history, flavor, and waterfront fun.
FAQ – Home Values in Annapolis
What is the median home value in Annapolis in 2026?
In 2026, the typical home value in
Annapolis is about
$1,971,380 for an average home size of
4162 square feet. This corresponds to an average
price of roughly $474 per square foot.
What is the average cost per square foot in Annapolis?
In 2026, homes in
Annapolis sell for an average of around
$474 per square foot, with a typical range
between $157 and
$180 per square foot, depending on the property’s
location, condition, and lot size.
What is the average home size in ?
The average home size in Annapolis is about
4162 square feet, with an estimated
2026 value around
$1,971,380.
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