House Prices

House Prices & Home Values Cumberland, MD 2026


Average Data

average house price$270,980
average size per house2026 ft²
average price per ft²134 $ / ft²

04/15/2026 - The value range (VR) for house prices in Cumberland, MD is $172/ sqft to $172/ sqft. An average home with 2026 sqft costs approximately $348,472 to $348,472. Cumberland, MD includes 1 ZIP codes and it is located in Allegany county. The lowest prices are found in ZIP 21502, while the highest are in ZIP 21502. The average price per sqare feet is $134. Our analysis is based on 52 property listings.

Avergage prices by ZIP codes Cumberland

21502171 $ / ft²




Historical development of home values in Cumberland

Year Estimated value (USD) Change vs. 2025
2010 $125,848 -53.6%
2011 $120,981 -55.4%
2012 $120,656 -55.5%
2013 $125,166 -53.8%
2014 $131,389 -51.5%
2015 $138,133 -49.0%
2016 $145,341 -46.4%
2017 $153,186 -43.5%
2018 $161,655 -40.3%
2019 $169,151 -37.6%
2020 $177,895 -34.4%
2021 $202,336 -25.3%
2022 $235,879 -13.0%
2023 $248,745 -8.2%
2024 $263,135 -2.9%
2025 $270,980 0.0%

Graph: estimated home values in Cumberland over time (USD)



Example: 100% financing house in Cumberland

Loan amount: $270,980

Interest rate: 6.00%

Fixed monthly payment: $1,624.66

Breakdown in the 1st month:
Interest portion: $1,354.90  –  Principal portion: $269.76

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $16,168.28 $3,327.67 $267,652.33
2 $15,963.03 $3,532.91 $264,119.42
3 $15,745.13 $3,750.81 $260,368.61
4 $15,513.79 $3,982.15 $256,386.46
5 $15,268.18 $4,227.76 $252,158.70
6 $15,007.42 $4,488.52 $247,670.17
7 $14,730.58 $4,765.37 $242,904.81
8 $14,436.66 $5,059.28 $237,845.53
9 $14,124.62 $5,371.33 $232,474.20
10 $13,793.32 $5,702.62 $226,771.58
11 $13,441.60 $6,054.34 $220,717.23
12 $13,068.18 $6,427.76 $214,289.47
13 $12,671.73 $6,824.21 $207,465.25
14 $12,250.83 $7,245.12 $200,220.14
15 $11,803.96 $7,691.98 $192,528.16
16 $11,329.54 $8,166.40 $184,361.75
17 $10,825.85 $8,670.09 $175,691.66
18 $10,291.10 $9,204.84 $166,486.82
19 $9,723.37 $9,772.58 $156,714.25
20 $9,120.62 $10,375.33 $146,338.92
21 $8,480.69 $11,015.26 $135,323.66
22 $7,801.29 $11,694.65 $123,629.01
23 $7,079.99 $12,415.95 $111,213.06
24 $6,314.20 $13,181.74 $98,031.32
25 $5,501.18 $13,994.76 $84,036.55
26 $4,638.02 $14,857.93 $69,178.62
27 $3,721.61 $15,774.33 $53,404.29
28 $2,748.68 $16,747.26 $36,657.03
29 $1,715.75 $17,780.19 $18,876.84
30 $619.11 $18,876.84 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Cumberland, MD


1500 sqft3900 sqft
Ø selling price$243,211$517,375
Ø fast selling$221,101$465,637
Ø high price sale$265,320$569,112

In 2026, houses in Cumberland, MD will be offered at an average price of $134 per square foot. A 1,500 sqft home priced at $243,211 is 22.86% more expensive per square foot than a 3,900 sqft home priced at $517,375. Home prices in Cumberland, MD vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $358,182. Sellers who can wait longer may achieve a higher price of up to $437,779.

FAQ – Home Values in Cumberland

What is the median home value in Cumberland in 2026?

In 2026, the typical home value in Cumberland is about $270,980 for an average home size of 2026 square feet. This corresponds to an average price of roughly $134 per square foot.

What is the average cost per square foot in Cumberland?

In 2026, homes in Cumberland sell for an average of around $134 per square foot, with a typical range between $172 and $172 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Cumberland is about 2026 square feet, with an estimated 2026 value around $270,980.



Locations close to Cumberland, MD

Accident, MD161 $ / ft²
Barton, MD174 $ / ft²
Bittinger, MD167 $ / ft²
Annapolis, MD163 $ / ft²
Windsor Mill, MD67 $ / ft²
Rosedale, MD58 $ / ft²
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