House Prices

Phinneys Harbor Monument Beach, MA House Prices & Home Values 2026


Average Data

average house price$1,396,868
average size per house2453 ft²
average price per ft²554 $ / ft²

05/23/2026 - The value range (VR) for house prices in Phinneys Harbor Monument Beach, MA is $526.3/ sqft to $581.7/ sqft. An average home with 2453 sqft costs approximately $1,254,866 to $1,386,957. Monument Beach, MA includes 1 ZIP codes and it is located in Barnstable county. The lowest prices are found in ZIP 02553, while the highest are in ZIP 02553. The average price per sqare feet is $554. Our analysis is based on 62 property listings.

Avergage prices by ZIP codes Phinneys Harbor Monument Beach

025531617 $ / ft²




Historical development of home values in Phinneys Harbor Monument Beach

Year Estimated value (USD) Change vs. 2025
2010 $648,731 -53.6%
2011 $623,644 -55.4%
2012 $621,965 -55.5%
2013 $645,213 -53.8%
2014 $677,295 -51.5%
2015 $712,057 -49.0%
2016 $749,217 -46.4%
2017 $789,655 -43.5%
2018 $833,311 -40.3%
2019 $871,951 -37.6%
2020 $917,026 -34.4%
2021 $1,043,018 -25.3%
2022 $1,215,925 -13.0%
2023 $1,282,250 -8.2%
2024 $1,356,430 -2.9%
2025 $1,396,868 0.0%

Graph: estimated home values in Phinneys Harbor Monument Beach over time (USD)



Example: 100% financing house in Phinneys Harbor Monument Beach

Loan amount: $1,396,868

Interest rate: 5.83%

Fixed monthly payment: $8,224.65

Breakdown in the 1st month:
Interest portion: $6,788.78  –  Principal portion: $1,435.87

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $80,997.23 $17,698.61 $1,379,169.39
2 $79,937.00 $18,758.83 $1,360,410.57
3 $78,813.27 $19,882.57 $1,340,528.00
4 $77,622.21 $21,073.62 $1,319,454.38
5 $76,359.81 $22,336.02 $1,297,118.35
6 $75,021.78 $23,674.05 $1,273,444.30
7 $73,603.60 $25,092.23 $1,248,352.07
8 $72,100.47 $26,595.37 $1,221,756.71
9 $70,507.29 $28,188.55 $1,193,568.16
10 $68,818.67 $29,877.17 $1,163,690.99
11 $67,028.89 $31,666.94 $1,132,024.05
12 $65,131.90 $33,563.93 $1,098,460.13
13 $63,121.27 $35,574.56 $1,062,885.57
14 $60,990.20 $37,705.63 $1,025,179.94
15 $58,731.47 $39,964.37 $985,215.57
16 $56,337.42 $42,358.41 $942,857.16
17 $53,799.97 $44,895.86 $897,961.30
18 $51,110.51 $47,585.32 $850,375.98
19 $48,259.94 $50,435.90 $799,940.08
20 $45,238.60 $53,457.23 $746,482.85
21 $42,036.28 $56,659.55 $689,823.30
22 $38,642.12 $60,053.71 $629,769.58
23 $35,044.64 $63,651.20 $566,118.39
24 $31,231.65 $67,464.18 $498,654.20
25 $27,190.25 $71,505.59 $427,148.62
26 $22,906.74 $75,789.09 $351,359.53
27 $18,366.64 $80,329.19 $271,030.34
28 $13,554.57 $85,141.26 $185,889.08
29 $8,454.23 $90,241.60 $95,647.47
30 $3,048.36 $95,647.47 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Phinneys Harbor Monument Beach, MA


1500 sqft3900 sqft
Ø selling price$977,356$2,079,103
Ø fast selling$888,506$1,871,192
Ø high price sale$1,066,207$2,287,013

In 2026, houses in Phinneys Harbor Monument Beach, MA will be offered at an average price of $554 per square foot. A 1,500 sqft home priced at $977,356 is 22.36% more expensive per square foot than a 3,900 sqft home priced at $2,079,103. Home prices in Phinneys Harbor Monument Beach, MA vary significantly depending on the property’s condition and exact location. For a quick sale, a 2,700 sqft home should be listed at around $1,439,379. Sellers who can wait longer may achieve a higher price of up to $1,759,241.


Discover Phinneys Harbor in Monument Beach, MA

Overview

Located on the Upper Cape, Phinneys Harbor in Monument Beach, MA is a picturesque waterfront neighborhood.
Set within the town of Bourne, it blends classic Cape Cod charm with a relaxed coastal lifestyle. Calm, protected waters and scenic shoreline views make the harbor a focal point for daily life.

Outdoor Recreation

Residents and visitors enjoy kayaking, paddleboarding, and sailing from the gentle harbor coves.
Nearby Monument Beach offers a sandy stretch, a public launch, and a lifeguarded swim area in season. Walking paths and quiet roads invite bike rides, sunset strolls, and birdwatching along the marsh edges.

Community and Real Estate

The community features a mix of shingled cottages and year-round homes, many with water views and easy access to marinas.
Local amenities include casual seafood spots, coffee shops, and small businesses that cater to boaters and beachgoers.

Access and Nearby Destinations

Minutes from the Bourne Bridge, Phinneys Harbor offers quick connections to Boston, Providence, and the broader Cape.
Proximity to conservation areas, golf courses, and historic villages like Woods Hole and Falmouth enhances its appeal for weekend getaways and full-time living.



FAQ – Home Values in Phinneys Harbor Monument Beach

What is the median home value in Phinneys Harbor Monument Beach in 2026?

In 2026, the typical home value in Phinneys Harbor Monument Beach is about $1,396,868 for an average home size of 2453 square feet. This corresponds to an average price of roughly $554 per square foot.

What is the average cost per square foot in Phinneys Harbor Monument Beach?

In 2026, homes in Phinneys Harbor Monument Beach sell for an average of around $554 per square foot, with a typical range between $526.3 and $581.7 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in Phinneys Harbor?

The average home size in Phinneys Harbor Monument Beach is about 2453 square feet, with an estimated 2026 value around $1,396,868.



Neighborhoods close to Phinneys Harbor Monument Beach, MA

Megansett North Falmouth, MA339 $ / ft²
East Chop Oak Bluffs, MA501 $ / ft²
Point Independence Onset, MA298 $ / ft²
Woods Hole Village Woods Hole, MA477 $ / ft²
Joint Base Cape Cod Buzzards Bay, MA553 $ / ft²
Falmouth Village Falmouth, MA572 $ / ft²
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