House Prices

House Prices & Home Values Clay, KY 2026


Average Data

average house price$69,900
average size per house1496 ft²
average price per ft²47 $ / ft²

05/30/2026 - The value range (VR) for house prices in Clay, KY is $47/ sqft to $47/ sqft. An average home with 1496 sqft costs approximately $70,312 to $70,312. Clay, KY includes 1 ZIP codes and it is located in Webster county. The lowest prices are found in ZIP 42404, while the highest are in ZIP 42404. The average price per sqare feet is $47. Our analysis is based on 1 property listings.

Avergage prices by ZIP codes Clay

4240444 $ / ft²




Historical development of home values in Clay

Year Estimated value (USD) Change vs. 2025
2010 $32,463 -53.6%
2011 $31,207 -55.4%
2012 $31,123 -55.5%
2013 $32,287 -53.8%
2014 $33,892 -51.5%
2015 $35,632 -49.0%
2016 $37,491 -46.4%
2017 $39,515 -43.5%
2018 $41,699 -40.3%
2019 $43,633 -37.6%
2020 $45,888 -34.4%
2021 $52,193 -25.3%
2022 $60,846 -13.0%
2023 $64,164 -8.2%
2024 $67,876 -2.9%
2025 $69,900 0.0%

Graph: estimated home values in Clay over time (USD)



Example: 100% financing house in Clay

Loan amount: $69,900

Interest rate: 6.00%

Fixed monthly payment: $419.09

Breakdown in the 1st month:
Interest portion: $349.50  –  Principal portion: $69.59

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $4,170.65 $858.38 $69,041.62
2 $4,117.71 $911.32 $68,130.30
3 $4,061.50 $967.53 $67,162.76
4 $4,001.82 $1,027.21 $66,135.56
5 $3,938.47 $1,090.56 $65,045.00
6 $3,871.20 $1,157.83 $63,887.17
7 $3,799.79 $1,229.24 $62,657.93
8 $3,723.97 $1,305.06 $61,352.88
9 $3,643.48 $1,385.55 $59,967.33
10 $3,558.02 $1,471.01 $58,496.32
11 $3,467.30 $1,561.73 $56,934.59
12 $3,370.97 $1,658.06 $55,276.53
13 $3,268.71 $1,760.32 $53,516.21
14 $3,160.13 $1,868.90 $51,647.31
15 $3,044.86 $1,984.17 $49,663.14
16 $2,922.48 $2,106.55 $47,556.60
17 $2,792.56 $2,236.47 $45,320.12
18 $2,654.62 $2,374.41 $42,945.71
19 $2,508.17 $2,520.86 $40,424.85
20 $2,352.69 $2,676.34 $37,748.51
21 $2,187.62 $2,841.41 $34,907.09
22 $2,012.36 $3,016.67 $31,890.43
23 $1,826.30 $3,202.73 $28,687.70
24 $1,628.77 $3,400.26 $25,287.43
25 $1,419.04 $3,609.99 $21,677.45
26 $1,196.39 $3,832.64 $17,844.81
27 $960.00 $4,069.03 $13,775.78
28 $709.03 $4,320.00 $9,455.78
29 $442.58 $4,586.45 $4,869.33
30 $159.70 $4,869.33 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Clay, KY


1500 sqft3900 sqft
Ø selling price$85,305$181,468
Ø fast selling$77,550$163,321
Ø high price sale$93,061$199,614

In 2026, houses in Clay, KY will be offered at an average price of $47 per square foot. A 1,500 sqft home priced at $85,305 is 21.32% more expensive per square foot than a 3,900 sqft home priced at $181,468. Home prices in Clay, KY vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $125,632. Sellers who can wait longer may achieve a higher price of up to $153,549.

FAQ – Home Values in Clay

What is the median home value in Clay in 2026?

In 2026, the typical home value in Clay is about $69,900 for an average home size of 1496 square feet. This corresponds to an average price of roughly $47 per square foot.

What is the average cost per square foot in Clay?

In 2026, homes in Clay sell for an average of around $47 per square foot, with a typical range between $47 and $47 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Clay is about 1496 square feet, with an estimated 2026 value around $69,900.



Locations close to Clay, KY

Corydon, KY104 $ / ft²
Dawson Springs, KY116 $ / ft²
Dixon, KY50 $ / ft²
Whitesville, KY564 $ / ft²
Utica, KY118 $ / ft²
South Carrollton, KY43 $ / ft²
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