House Prices

House Prices & Home Values Milton, KY 2026


Average Data

average house price$114,980
average size per house1508 ft²
average price per ft²77 $ / ft²

06/07/2026 - The value range (VR) for house prices in Milton, KY is $144/ sqft to $144/ sqft. An average home with 1508 sqft costs approximately $217,152 to $217,152. Milton, KY includes 1 ZIP codes and it is located in Trimble county. The lowest prices are found in ZIP 40045, while the highest are in ZIP 40045. The average price per sqare feet is $77. Our analysis is based on 5 property listings.

Avergage prices by ZIP codes Milton

40045142 $ / ft²




Historical development of home values in Milton

Year Estimated value (USD) Change vs. 2025
2010 $53,399 -53.6%
2011 $51,334 -55.4%
2012 $51,196 -55.5%
2013 $53,109 -53.8%
2014 $55,750 -51.5%
2015 $58,611 -49.0%
2016 $61,670 -46.4%
2017 $64,999 -43.5%
2018 $68,592 -40.3%
2019 $71,773 -37.6%
2020 $75,483 -34.4%
2021 $85,854 -25.3%
2022 $100,086 -13.0%
2023 $105,545 -8.2%
2024 $111,651 -2.9%
2025 $114,980 0.0%

Graph: estimated home values in Milton over time (USD)



Example: 100% financing house in Milton

Loan amount: $114,980

Interest rate: 6.00%

Fixed monthly payment: $689.36

Breakdown in the 1st month:
Interest portion: $574.90  –  Principal portion: $114.46

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $6,860.39 $1,411.97 $113,568.03
2 $6,773.30 $1,499.05 $112,068.98
3 $6,680.84 $1,591.51 $110,477.46
4 $6,582.68 $1,689.67 $108,787.79
5 $6,478.47 $1,793.89 $106,993.90
6 $6,367.83 $1,904.53 $105,089.37
7 $6,250.36 $2,022.00 $103,067.37
8 $6,125.65 $2,146.71 $100,920.65
9 $5,993.24 $2,279.12 $98,641.54
10 $5,852.67 $2,419.69 $96,221.85
11 $5,703.43 $2,568.93 $93,652.92
12 $5,544.98 $2,727.38 $90,925.54
13 $5,376.76 $2,895.59 $88,029.95
14 $5,198.17 $3,074.19 $84,955.76
15 $5,008.56 $3,263.80 $81,691.96
16 $4,807.26 $3,465.10 $78,226.86
17 $4,593.54 $3,678.82 $74,548.04
18 $4,366.64 $3,905.72 $70,642.32
19 $4,125.74 $4,146.62 $66,495.70
20 $3,869.98 $4,402.37 $62,093.32
21 $3,598.46 $4,673.90 $57,419.42
22 $3,310.18 $4,962.18 $52,457.24
23 $3,004.12 $5,268.23 $47,189.01
24 $2,679.19 $5,593.17 $41,595.84
25 $2,334.22 $5,938.14 $35,657.70
26 $1,967.96 $6,304.39 $29,353.30
27 $1,579.12 $6,693.24 $22,660.07
28 $1,166.30 $7,106.06 $15,554.01
29 $728.01 $7,544.35 $8,009.66
30 $262.69 $8,009.66 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Milton, KY


1500 sqft3900 sqft
Ø selling price$139,756$297,297
Ø fast selling$127,051$267,568
Ø high price sale$152,460$327,027

In 2026, houses in Milton, KY will be offered at an average price of $77 per square foot. A 1,500 sqft home priced at $139,756 is 22.63% more expensive per square foot than a 3,900 sqft home priced at $297,297. Home prices in Milton, KY vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $205,822. Sellers who can wait longer may achieve a higher price of up to $251,560.


Discover Milton, KY

Location, History, and Access

Nestled along the banks of the Ohio River, Milton, KY blends small-town charm with easy access to regional amenities. The city sits opposite Madison, Indiana, connected by the historic Milton?Madison Bridge that streamlines cross-river commuting and commerce.
With roots reaching the early 1800s, Milton, Kentucky preserves a quiet heritage while welcoming thoughtful growth. Scenic river views, rolling farmland, and peaceful neighborhoods appeal to families and retirees. Travelers benefit from U.S. Route 421 and nearby corridors that link to Louisville, Cincinnati, and other Ohio Valley hubs.

Lifestyle, Economy, and Community

Outdoor enthusiasts enjoy boating, fishing, and birding on the Ohio River, along with parks and trails that showcase the area?s natural beauty. The local economy features small businesses, agriculture, and service providers, bolstered by proximity to Madison?s shops and employers. Housing choices span cozy historic homes to rural acreage, delivering a lower cost of living than many larger Kentucky markets. Annual festivals, riverfront events, and community gatherings foster a friendly atmosphere and strong hometown pride. Whether you plan to visit or relocate, Milton, KY offers relaxed living, a strategic location, and authentic river-town character.



FAQ – Home Values in Milton

What is the median home value in Milton in 2026?

In 2026, the typical home value in Milton is about $114,980 for an average home size of 1508 square feet. This corresponds to an average price of roughly $77 per square foot.

What is the average cost per square foot in Milton?

In 2026, homes in Milton sell for an average of around $77 per square foot, with a typical range between $144 and $144 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Milton is about 1508 square feet, with an estimated 2026 value around $114,980.



Locations close to Milton, KY

Mount Eden, KY146 $ / ft²
Mount Washington, KY130 $ / ft²
Nazareth, KY191 $ / ft²
Masonic Home, KY186 $ / ft²
Mackville, KY186 $ / ft²
Loretto, KY137 $ / ft²
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