House Prices

House Prices & Home Values Clay City, KY 2026


Average Data

average house price$227,438
average size per house1832 ft²
average price per ft²125 $ / ft²

04/05/2026 - The value range (VR) for house prices in Clay City, KY is $124/ sqft to $124/ sqft. An average home with 1832 sqft costs approximately $227,168 to $227,168. Clay City, KY includes 1 ZIP codes and it is located in Powell county. The lowest prices are found in ZIP 40312, while the highest are in ZIP 40312. The average price per sqare feet is $125. Our analysis is based on 4 property listings.

Avergage prices by ZIP codes Clay City

40312122 $ / ft²




Historical development of home values in Clay City

Year Estimated value (USD) Change vs. 2025
2010 $105,626 -53.6%
2011 $101,542 -55.4%
2012 $101,268 -55.5%
2013 $105,054 -53.8%
2014 $110,277 -51.5%
2015 $115,937 -49.0%
2016 $121,987 -46.4%
2017 $128,572 -43.5%
2018 $135,680 -40.3%
2019 $141,971 -37.6%
2020 $149,310 -34.4%
2021 $169,824 -25.3%
2022 $197,977 -13.0%
2023 $208,776 -8.2%
2024 $220,854 -2.9%
2025 $227,438 0.0%

Graph: estimated home values in Clay City over time (USD)



Example: 100% financing house in Clay City

Loan amount: $227,438

Interest rate: 6.00%

Fixed monthly payment: $1,363.61

Breakdown in the 1st month:
Interest portion: $1,137.19  –  Principal portion: $226.42

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $13,570.30 $2,792.97 $224,645.03
2 $13,398.04 $2,965.23 $221,679.81
3 $13,215.15 $3,148.12 $218,531.69
4 $13,020.98 $3,342.29 $215,189.40
5 $12,814.84 $3,548.43 $211,640.97
6 $12,595.98 $3,767.29 $207,873.68
7 $12,363.62 $3,999.65 $203,874.03
8 $12,116.93 $4,246.34 $199,627.69
9 $11,855.02 $4,508.24 $195,119.44
10 $11,576.97 $4,786.30 $190,333.14
11 $11,281.76 $5,081.51 $185,251.63
12 $10,968.34 $5,394.93 $179,856.70
13 $10,635.59 $5,727.68 $174,129.02
14 $10,282.32 $6,080.95 $168,048.08
15 $9,907.26 $6,456.01 $161,592.07
16 $9,509.07 $6,854.20 $154,737.87
17 $9,086.32 $7,276.95 $147,460.92
18 $8,637.49 $7,725.78 $139,735.15
19 $8,160.98 $8,202.29 $131,532.86
20 $7,655.08 $8,708.18 $122,824.68
21 $7,117.98 $9,245.29 $113,579.39
22 $6,547.75 $9,815.52 $103,763.88
23 $5,942.35 $10,420.91 $93,342.96
24 $5,299.61 $11,063.65 $82,279.31
25 $4,617.23 $11,746.04 $70,533.27
26 $3,892.76 $12,470.51 $58,062.77
27 $3,123.61 $13,239.66 $44,823.11
28 $2,307.02 $14,056.25 $30,766.85
29 $1,440.06 $14,923.21 $15,843.64
30 $519.63 $15,843.64 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Clay City, KY


1500 sqft3900 sqft
Ø selling price$226,876$482,626
Ø fast selling$206,251$434,363
Ø high price sale$247,501$530,888

In 2026, houses in Clay City, KY will be offered at an average price of $125 per square foot. A 1,500 sqft home priced at $226,876 is 22.45% more expensive per square foot than a 3,900 sqft home priced at $482,626. Home prices in Clay City, KY vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $334,125. Sellers who can wait longer may achieve a higher price of up to $408,376.

FAQ – Home Values in Clay City

What is the median home value in Clay City in 2026?

In 2026, the typical home value in Clay City is about $227,438 for an average home size of 1832 square feet. This corresponds to an average price of roughly $125 per square foot.

What is the average cost per square foot in Clay City?

In 2026, homes in Clay City sell for an average of around $125 per square foot, with a typical range between $124 and $124 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Clay City is about 1832 square feet, with an estimated 2026 value around $227,438.



Locations close to Clay City, KY

Clearfield, KY193 $ / ft²
Denniston, KY111 $ / ft²
Frenchburg, KY145 $ / ft²
Carlisle, KY66 $ / ft²
Burgin, KY86 $ / ft²
Louisville, KY220 $ / ft²
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