House Prices

House Prices & Home Values Stearns, KY 2026


Average Data

average house price$112,600
average size per house1908 ft²
average price per ft²60 $ / ft²

04/17/2026 - The value range (VR) for house prices in Stearns, KY is $60/ sqft to $60/ sqft. An average home with 1908 sqft costs approximately $114,480 to $114,480. Stearns, KY includes 1 ZIP codes and it is located in McCreary county. The lowest prices are found in ZIP 42647, while the highest are in ZIP 42647. The average price per sqare feet is $60. Our analysis is based on 8 property listings.

Avergage prices by ZIP codes Stearns

4264765 $ / ft²




Historical development of home values in Stearns

Year Estimated value (USD) Change vs. 2025
2010 $52,293 -53.6%
2011 $50,271 -55.4%
2012 $50,136 -55.5%
2013 $52,010 -53.8%
2014 $54,596 -51.5%
2015 $57,398 -49.0%
2016 $60,394 -46.4%
2017 $63,653 -43.5%
2018 $67,172 -40.3%
2019 $70,287 -37.6%
2020 $73,920 -34.4%
2021 $84,077 -25.3%
2022 $98,014 -13.0%
2023 $103,361 -8.2%
2024 $109,340 -2.9%
2025 $112,600 0.0%

Graph: estimated home values in Stearns over time (USD)



Example: 100% financing house in Stearns

Loan amount: $112,600

Interest rate: 6.00%

Fixed monthly payment: $675.09

Breakdown in the 1st month:
Interest portion: $563.00  –  Principal portion: $112.09

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $6,718.39 $1,382.74 $111,217.26
2 $6,633.10 $1,468.03 $109,749.23
3 $6,542.56 $1,558.57 $108,190.66
4 $6,446.43 $1,654.70 $106,535.96
5 $6,344.37 $1,756.76 $104,779.21
6 $6,236.02 $1,865.11 $102,914.10
7 $6,120.98 $1,980.15 $100,933.95
8 $5,998.85 $2,102.28 $98,831.67
9 $5,869.19 $2,231.94 $96,599.73
10 $5,731.52 $2,369.60 $94,230.13
11 $5,585.37 $2,515.75 $91,714.37
12 $5,430.21 $2,670.92 $89,043.45
13 $5,265.47 $2,835.66 $86,207.79
14 $5,090.57 $3,010.55 $83,197.24
15 $4,904.89 $3,196.24 $80,001.00
16 $4,707.75 $3,393.38 $76,607.62
17 $4,498.45 $3,602.67 $73,004.95
18 $4,276.25 $3,824.88 $69,180.07
19 $4,040.34 $4,060.79 $65,119.29
20 $3,789.88 $4,311.25 $60,808.04
21 $3,523.97 $4,577.16 $56,230.88
22 $3,241.66 $4,859.47 $51,371.42
23 $2,941.94 $5,159.19 $46,212.23
24 $2,623.73 $5,477.39 $40,734.84
25 $2,285.90 $5,815.23 $34,919.61
26 $1,927.23 $6,173.90 $28,745.71
27 $1,546.44 $6,554.69 $22,191.02
28 $1,142.16 $6,958.97 $15,232.05
29 $712.94 $7,388.18 $7,843.87
30 $257.26 $7,843.87 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Stearns, KY


1500 sqft3900 sqft
Ø selling price$108,901$231,661
Ø fast selling$99,001$208,495
Ø high price sale$118,801$254,827

In 2026, houses in Stearns, KY will be offered at an average price of $60 per square foot. A 1,500 sqft home priced at $108,901 is 24.89% more expensive per square foot than a 3,900 sqft home priced at $231,661. Home prices in Stearns, KY vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $160,380. Sellers who can wait longer may achieve a higher price of up to $196,021.


Stearns, KY Travel Guide

Overview

Stearns, Kentucky is a historic railroad and coal town in McCreary County, gateway to the Big South Fork National River and Recreation Area.
As a scenic base for outdoor adventures, the community blends Appalachian heritage with modern small-town comforts.

History and Culture

Founded by the Stearns Coal and Lumber Company, the town features preserved sites like the McCreary County Museum and the historic Stearns Depot.
Visitors ride the Big South Fork Scenic Railway to the Blue Heron Mining Community and learn about the region?s coal legacy.

Outdoor Recreation

Hiking, kayaking, horseback riding, and natural rock arches in the Big South Fork and nearby Daniel Boone National Forest make Stearns a year-round playground.
Photographers love overlooks such as Yahoo Falls and the rugged gorge views at sunset.

Things to Do and Local Tips

Downtown offers locally owned shops, Southern dining, and seasonal festivals that celebrate music, craft, and mountain flavors.
Lodging ranges from cozy cabins and riverfront campgrounds to nearby state resort parks, ideal for families and weekend getaways.

Practical Info

Located near US-27 with easy access to Somerset and I-75, Stearns is a convenient hub for exploring southern Kentucky attractions like Cumberland Falls.
Plan your trip to Stearns, KY to experience authentic Appalachian history, epic trails, and welcoming hospitality.



FAQ – Home Values in Stearns

What is the median home value in Stearns in 2026?

In 2026, the typical home value in Stearns is about $112,600 for an average home size of 1908 square feet. This corresponds to an average price of roughly $60 per square foot.

What is the average cost per square foot in Stearns?

In 2026, homes in Stearns sell for an average of around $60 per square foot, with a typical range between $60 and $60 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Stearns is about 1908 square feet, with an estimated 2026 value around $112,600.



Locations close to Stearns, KY

Strunk, KY119 $ / ft²
Whitley City, KY92 $ / ft²
Elizabethtown, KY128 $ / ft²
Russell Springs, KY91 $ / ft²
Revelo, KY70 $ / ft²
Pine Knot, KY166 $ / ft²
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