House Prices

House Prices & Home Values Waco, KY 2026


Average Data

average house price$221,934
average size per house1869 ft²
average price per ft²119 $ / ft²

04/18/2026 - The value range (VR) for house prices in Waco, KY is $125/ sqft to $125/ sqft. An average home with 1869 sqft costs approximately $233,625 to $233,625. Waco, KY includes 1 ZIP codes and it is located in Madison county. The lowest prices are found in ZIP 40385, while the highest are in ZIP 40385. The average price per sqare feet is $119. Our analysis is based on 9 property listings.

Avergage prices by ZIP codes Waco

40385119 $ / ft²




Historical development of home values in Waco

Year Estimated value (USD) Change vs. 2025
2010 $103,070 -53.6%
2011 $99,084 -55.4%
2012 $98,818 -55.5%
2013 $102,511 -53.8%
2014 $107,609 -51.5%
2015 $113,131 -49.0%
2016 $119,035 -46.4%
2017 $125,460 -43.5%
2018 $132,396 -40.3%
2019 $138,535 -37.6%
2020 $145,697 -34.4%
2021 $165,714 -25.3%
2022 $193,186 -13.0%
2023 $203,723 -8.2%
2024 $215,509 -2.9%
2025 $221,934 0.0%

Graph: estimated home values in Waco over time (USD)



Example: 100% financing house in Waco

Loan amount: $221,934

Interest rate: 6.00%

Fixed monthly payment: $1,330.61

Breakdown in the 1st month:
Interest portion: $1,109.67  –  Principal portion: $220.94

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $13,241.90 $2,725.38 $219,208.62
2 $13,073.81 $2,893.47 $216,315.15
3 $12,895.34 $3,071.93 $213,243.22
4 $12,705.87 $3,261.40 $209,981.82
5 $12,504.72 $3,462.56 $206,519.26
6 $12,291.15 $3,676.12 $202,843.13
7 $12,064.42 $3,902.86 $198,940.27
8 $11,823.70 $4,143.58 $194,796.70
9 $11,568.13 $4,399.15 $190,397.55
10 $11,296.80 $4,670.47 $185,727.08
11 $11,008.74 $4,958.54 $180,768.54
12 $10,702.91 $5,264.37 $175,504.17
13 $10,378.21 $5,589.07 $169,915.10
14 $10,033.49 $5,933.79 $163,981.31
15 $9,667.51 $6,299.77 $157,681.54
16 $9,278.95 $6,688.33 $150,993.22
17 $8,866.43 $7,100.85 $143,892.37
18 $8,428.46 $7,538.81 $136,353.56
19 $7,963.49 $8,003.79 $128,349.77
20 $7,469.83 $8,497.45 $119,852.32
21 $6,945.73 $9,021.55 $110,830.77
22 $6,389.30 $9,577.98 $101,252.79
23 $5,798.55 $10,168.73 $91,084.06
24 $5,171.36 $10,795.91 $80,288.15
25 $4,505.50 $11,461.78 $68,826.37
26 $3,798.56 $12,168.72 $56,657.65
27 $3,048.02 $12,919.26 $43,738.39
28 $2,251.19 $13,716.09 $30,022.30
29 $1,405.21 $14,562.07 $15,460.23
30 $507.05 $15,460.23 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Waco, KY


1500 sqft3900 sqft
Ø selling price$215,986$459,460
Ø fast selling$196,351$413,514
Ø high price sale$235,621$505,405

In 2026, houses in Waco, KY will be offered at an average price of $119 per square foot. A 1,500 sqft home priced at $215,986 is 21.78% more expensive per square foot than a 3,900 sqft home priced at $459,460. Home prices in Waco, KY vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $318,087. Sellers who can wait longer may achieve a higher price of up to $388,774.


Discover Waco, KY

Waco, KY is a quiet unincorporated community in Madison County, nestled in Kentucky?s Bluegrass Region.

Known for rolling farmland and friendly neighbors, Waco offers a small-town lifestyle within easy reach of larger hubs like Richmond and Berea.

History and Heritage

Local heritage runs deep, with roots in early frontier settlement and nearby historic sites that showcase the story of central Kentucky.

Outdoor Recreation and Nature

Outdoor lovers enjoy scenic drives, country roads for cycling, and access to the Kentucky River for paddling and fishing.
Parks and nature areas around Madison County provide hiking, birding, and four-season scenery close to home.

Living and Real Estate

Real estate in Waco, Kentucky ranges from acreage and farm properties to newer homes, attracting buyers seeking space and value.

Low traffic, open skies, and a relaxed pace of life make living in Waco appealing to families, retirees, and remote workers.

Nearby Attractions and Access

Residents are within a short drive of cultural attractions in Richmond and Berea, plus shopping, dining, and healthcare.

Quick connections via KY-52 to I-75 simplify commuting and travel throughout the Lexington and Bluegrass area.

Local Economy and Education

Local businesses support agriculture, trades, and services, while students are served by Madison County Schools and nearby colleges.



FAQ – Home Values in Waco

What is the median home value in Waco in 2026?

In 2026, the typical home value in Waco is about $221,934 for an average home size of 1869 square feet. This corresponds to an average price of roughly $119 per square foot.

What is the average cost per square foot in Waco?

In 2026, homes in Waco sell for an average of around $119 per square foot, with a typical range between $125 and $125 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Waco is about 1869 square feet, with an estimated 2026 value around $221,934.



Locations close to Waco, KY

Wellington, KY106 $ / ft²
Wilmore, KY118 $ / ft²
Winchester, KY109 $ / ft²
Versailles, KY159 $ / ft²
Stanton, KY116 $ / ft²
Stamping Ground, KY123 $ / ft²
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