House Prices

House Prices & Home Values Richmond, KY 2026


Average Data

average house price$327,562
average size per house2607 ft²
average price per ft²126 $ / ft²

04/18/2026 - The value range (VR) for house prices in Richmond, KY is $130/ sqft to $130/ sqft. An average home with 2607 sqft costs approximately $338,910 to $338,910. Richmond, KY includes 1 ZIP codes and it is located in Madison county. The lowest prices are found in ZIP 40475, while the highest are in ZIP 40475. The average price per sqare feet is $126. Our analysis is based on 13 property listings.

Avergage prices by ZIP codes Richmond

40475126 $ / ft²




Historical development of home values in Richmond

Year Estimated value (USD) Change vs. 2025
2010 $152,126 -53.6%
2011 $146,243 -55.4%
2012 $145,849 -55.5%
2013 $151,301 -53.8%
2014 $158,824 -51.5%
2015 $166,975 -49.0%
2016 $175,689 -46.4%
2017 $185,172 -43.5%
2018 $195,409 -40.3%
2019 $204,470 -37.6%
2020 $215,040 -34.4%
2021 $244,585 -25.3%
2022 $285,131 -13.0%
2023 $300,684 -8.2%
2024 $318,079 -2.9%
2025 $327,562 0.0%

Graph: estimated home values in Richmond over time (USD)



Example: 100% financing house in Richmond

Loan amount: $327,562

Interest rate: 6.00%

Fixed monthly payment: $1,963.90

Breakdown in the 1st month:
Interest portion: $1,637.81  –  Principal portion: $326.09

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $19,544.30 $4,022.50 $323,539.50
2 $19,296.20 $4,270.60 $319,268.90
3 $19,032.80 $4,534.00 $314,734.90
4 $18,753.15 $4,813.65 $309,921.25
5 $18,456.25 $5,110.54 $304,810.71
6 $18,141.05 $5,425.75 $299,384.96
7 $17,806.40 $5,760.40 $293,624.57
8 $17,451.11 $6,115.69 $287,508.88
9 $17,073.91 $6,492.89 $281,015.99
10 $16,673.44 $6,893.36 $274,122.63
11 $16,248.27 $7,318.52 $266,804.11
12 $15,796.88 $7,769.91 $259,034.20
13 $15,317.65 $8,249.14 $250,785.05
14 $14,808.86 $8,757.93 $242,027.12
15 $14,268.69 $9,298.10 $232,729.02
16 $13,695.21 $9,871.59 $222,857.43
17 $13,086.35 $10,480.45 $212,376.98
18 $12,439.94 $11,126.86 $201,250.12
19 $11,753.66 $11,813.14 $189,436.98
20 $11,025.05 $12,541.75 $176,895.23
21 $10,251.50 $13,315.30 $163,579.93
22 $9,430.24 $14,136.55 $149,443.38
23 $8,558.33 $15,008.47 $134,434.91
24 $7,632.64 $15,934.16 $118,500.75
25 $6,649.86 $16,916.94 $101,583.81
26 $5,606.46 $17,960.34 $83,623.47
27 $4,498.70 $19,068.09 $64,555.38
28 $3,322.62 $20,244.17 $44,311.21
29 $2,074.01 $21,492.79 $22,818.42
30 $748.38 $22,818.42 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Richmond, KY


1500 sqft3900 sqft
Ø selling price$228,691$486,487
Ø fast selling$207,901$437,838
Ø high price sale$249,481$535,135

In 2026, houses in Richmond, KY will be offered at an average price of $126 per square foot. A 1,500 sqft home priced at $228,691 is 22.15% more expensive per square foot than a 3,900 sqft home priced at $486,487. Home prices in Richmond, KY vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $336,798. Sellers who can wait longer may achieve a higher price of up to $411,643.

FAQ – Home Values in Richmond

What is the median home value in Richmond in 2026?

In 2026, the typical home value in Richmond is about $327,562 for an average home size of 2607 square feet. This corresponds to an average price of roughly $126 per square foot.

What is the average cost per square foot in Richmond?

In 2026, homes in Richmond sell for an average of around $126 per square foot, with a typical range between $130 and $130 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Richmond is about 2607 square feet, with an estimated 2026 value around $327,562.



Locations close to Richmond, KY

Sandgap, KY109 $ / ft²
Stanford, KY103 $ / ft²
Tyner, KY102 $ / ft²
Ravenna, KY93 $ / ft²
Perryville, KY104 $ / ft²
Parksville, KY96 $ / ft²
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