House Prices

House Prices & Home Values Independence, KY 2026


Average Data

average house price$322,077
average size per house2442 ft²
average price per ft²132 $ / ft²

06/08/2026 - The value range (VR) for house prices in Independence, KY is $127/ sqft to $127/ sqft. An average home with 2442 sqft costs approximately $310,134 to $310,134. Independence, KY includes 1 ZIP codes and it is located in Kenton county. The lowest prices are found in ZIP 41051, while the highest are in ZIP 41051. The average price per sqare feet is $132. Our analysis is based on 10 property listings.

Avergage prices by ZIP codes Independence

41051129 $ / ft²




Historical development of home values in Independence

Year Estimated value (USD) Change vs. 2025
2010 $149,578 -53.6%
2011 $143,794 -55.4%
2012 $143,407 -55.5%
2013 $148,767 -53.8%
2014 $156,165 -51.5%
2015 $164,179 -49.0%
2016 $172,747 -46.4%
2017 $182,071 -43.5%
2018 $192,137 -40.3%
2019 $201,046 -37.6%
2020 $211,440 -34.4%
2021 $240,490 -25.3%
2022 $280,357 -13.0%
2023 $295,649 -8.2%
2024 $312,753 -2.9%
2025 $322,077 0.0%

Graph: estimated home values in Independence over time (USD)



Example: 100% financing house in Independence

Loan amount: $322,077

Interest rate: 6.00%

Fixed monthly payment: $1,931.01

Breakdown in the 1st month:
Interest portion: $1,610.39  –  Principal portion: $320.63

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $19,217.03 $3,955.14 $318,121.86
2 $18,973.08 $4,199.09 $313,922.77
3 $18,714.09 $4,458.08 $309,464.69
4 $18,439.13 $4,733.04 $304,731.65
5 $18,147.21 $5,024.97 $299,706.68
6 $17,837.28 $5,334.90 $294,371.79
7 $17,508.23 $5,663.94 $288,707.84
8 $17,158.89 $6,013.28 $282,694.57
9 $16,788.01 $6,384.17 $276,310.40
10 $16,394.25 $6,777.93 $269,532.47
11 $15,976.20 $7,195.97 $262,336.50
12 $15,532.37 $7,639.81 $254,696.69
13 $15,061.16 $8,111.01 $246,585.68
14 $14,560.89 $8,611.28 $237,974.39
15 $14,029.76 $9,142.41 $228,831.99
16 $13,465.88 $9,706.29 $219,125.70
17 $12,867.22 $10,304.95 $208,820.74
18 $12,231.63 $10,940.54 $197,880.20
19 $11,556.84 $11,615.33 $186,264.87
20 $10,840.43 $12,331.74 $173,933.13
21 $10,079.84 $13,092.33 $160,840.80
22 $9,272.33 $13,899.84 $146,940.96
23 $8,415.02 $14,757.15 $132,183.81
24 $7,504.83 $15,667.34 $116,516.47
25 $6,538.50 $16,633.67 $99,882.80
26 $5,512.58 $17,659.60 $82,223.20
27 $4,423.37 $18,748.80 $63,474.40
28 $3,266.99 $19,905.19 $43,569.22
29 $2,039.28 $21,132.89 $22,436.32
30 $735.85 $22,436.32 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Independence, KY


1500 sqft3900 sqft
Ø selling price$239,581$509,653
Ø fast selling$217,801$458,687
Ø high price sale$261,361$560,618

In 2026, houses in Independence, KY will be offered at an average price of $132 per square foot. A 1,500 sqft home priced at $239,581 is 23.18% more expensive per square foot than a 3,900 sqft home priced at $509,653. Home prices in Independence, KY vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $352,836. Sellers who can wait longer may achieve a higher price of up to $431,245.


Independence, KY: Small-Town Charm in Northern Kentucky

Independence, KY is a growing city in Kenton County within the Cincinnati metropolitan area, known for small-town charm and a family-friendly vibe. It?s one of two county seats of Kenton County, giving residents convenient access to county services and a historic courthouse downtown.


Location & Access

Located along KY-17 and KY-16, Independence offers quick connections to I-275 and I-75 for commuting to Cincinnati and greater Northern Kentucky.


Community & Lifestyle

The city hosts a beloved Independence Day festival with parades, live music, and fireworks that highlight its strong community spirit.


Parks & Recreation

Residents enjoy green spaces like Memorial Park and nearby Lincoln Ridge Park, with trails, ball fields, and picnic areas. Families can also visit local farmers markets and seasonal events that make weekend plans easy.


Schools

Served by the Kenton County School District, Independence offers highly regarded public schools and nearby private options.


Housing & Cost of Living

Homebuyers find a mix of new subdivisions and established neighborhoods, with comparatively affordable real estate in Independence, KY. A moderate cost of living and steady job access across Northern Kentucky make it attractive for first-time buyers and growing families.


Things to Do & Local Economy

Dining spots, local shops, and easy access to Cincinnati?s cultural attractions round out the list of things to do in Independence, KY.



FAQ – Home Values in Independence

What is the median home value in Independence in 2026?

In 2026, the typical home value in Independence is about $322,077 for an average home size of 2442 square feet. This corresponds to an average price of roughly $132 per square foot.

What is the average cost per square foot in Independence?

In 2026, homes in Independence sell for an average of around $132 per square foot, with a typical range between $127 and $127 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Independence is about 2442 square feet, with an estimated 2026 value around $322,077.



Locations close to Independence, KY

Jonesville, KY40 $ / ft²
Mayslick, KY121 $ / ft²
Maysville, KY113 $ / ft²
Hillsboro, KY138 $ / ft²
Hebron, KY132 $ / ft²
Glencoe, KY122 $ / ft²




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