House Prices

House Prices & Home Values Thelma, KY 2026


Average Data

average house price$155,634
average size per house1980 ft²
average price per ft²79 $ / ft²

04/21/2026 - The value range (VR) for house prices in Thelma, KY is $79/ sqft to $79/ sqft. An average home with 1980 sqft costs approximately $156,420 to $156,420. Thelma, KY includes 1 ZIP codes and it is located in Johnson county. The lowest prices are found in ZIP 41260, while the highest are in ZIP 41260. The average price per sqare feet is $79. Our analysis is based on 3 property listings.

Avergage prices by ZIP codes Thelma

4126083 $ / ft²




Historical development of home values in Thelma

Year Estimated value (USD) Change vs. 2025
2010 $72,279 -53.6%
2011 $69,484 -55.4%
2012 $69,297 -55.5%
2013 $71,887 -53.8%
2014 $75,462 -51.5%
2015 $79,335 -49.0%
2016 $83,475 -46.4%
2017 $87,981 -43.5%
2018 $92,845 -40.3%
2019 $97,150 -37.6%
2020 $102,172 -34.4%
2021 $116,209 -25.3%
2022 $135,474 -13.0%
2023 $142,864 -8.2%
2024 $151,129 -2.9%
2025 $155,634 0.0%

Graph: estimated home values in Thelma over time (USD)



Example: 100% financing house in Thelma

Loan amount: $155,634

Interest rate: 6.00%

Fixed monthly payment: $933.10

Breakdown in the 1st month:
Interest portion: $778.17  –  Principal portion: $154.93

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $9,286.05 $1,911.20 $153,722.80
2 $9,168.17 $2,029.08 $151,693.71
3 $9,043.02 $2,154.23 $149,539.48
4 $8,910.15 $2,287.10 $147,252.38
5 $8,769.09 $2,428.16 $144,824.22
6 $8,619.33 $2,577.93 $142,246.29
7 $8,460.33 $2,736.93 $139,509.36
8 $8,291.52 $2,905.74 $136,603.63
9 $8,112.30 $3,084.96 $133,518.67
10 $7,922.02 $3,275.23 $130,243.44
11 $7,720.02 $3,477.24 $126,766.20
12 $7,505.55 $3,691.71 $123,074.50
13 $7,277.85 $3,919.40 $119,155.09
14 $7,036.11 $4,161.14 $114,993.95
15 $6,779.46 $4,417.79 $110,576.16
16 $6,506.98 $4,690.27 $105,885.89
17 $6,217.69 $4,979.56 $100,906.33
18 $5,910.57 $5,286.69 $95,619.64
19 $5,584.50 $5,612.76 $90,006.88
20 $5,238.31 $5,958.94 $84,047.94
21 $4,870.78 $6,326.48 $77,721.47
22 $4,480.58 $6,716.68 $71,004.79
23 $4,066.31 $7,130.95 $63,873.84
24 $3,626.48 $7,570.77 $56,303.07
25 $3,159.54 $8,037.72 $48,265.35
26 $2,663.79 $8,533.47 $39,731.88
27 $2,137.46 $9,059.79 $30,672.09
28 $1,578.67 $9,618.58 $21,053.51
29 $985.42 $10,211.83 $10,841.68
30 $355.58 $10,841.68 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Thelma, KY


1500 sqft3900 sqft
Ø selling price$143,386$305,019
Ø fast selling$130,351$274,518
Ø high price sale$156,420$335,521

In 2026, houses in Thelma, KY will be offered at an average price of $79 per square foot. A 1,500 sqft home priced at $143,386 is 24.06% more expensive per square foot than a 3,900 sqft home priced at $305,019. Home prices in Thelma, KY vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $211,168. Sellers who can wait longer may achieve a higher price of up to $258,094.


Discover Thelma, KY

Tucked in the Appalachian foothills, Thelma, KY is a small unincorporated community known for quiet country living and scenic hills.


Location and Community

Situated in Johnson County near Paintsville, Thelma (ZIP code 41260) offers easy access to regional services while keeping a relaxed, rural feel. The community sits amid rolling ridges, creeks, and hardwood forests that showcase the beauty of the Appalachian landscape. Local life centers on family, churches, and small businesses, with a friendly pace that appeals to those seeking quiet and affordability.


Things to Do and Nearby Attractions

Outdoor enthusiasts are close to hiking, fishing, and paddling at Paintsville Lake State Park and other nearby trails and waterways. Music lovers can explore Eastern Kentucky?s roots traditions in the surrounding Big Sandy region and attend year-round community events. Day trips to regional museums, historic sites, and overlooks make Thelma a practical base for discovering the hills of Eastern Kentucky.


Living in Thelma, Kentucky

Housing and real estate in Thelma, Kentucky are generally affordable, offering room to spread out and space for gardens, workshops, or small farms. Families value access to county schools, local parks, and the amenities of Paintsville without sacrificing the privacy of country living. Whether you?re planning a visit or considering a move, Thelma, KY delivers small-town comfort, natural beauty, and authentic Appalachian charm.



FAQ – Home Values in Thelma

What is the median home value in Thelma in 2026?

In 2026, the typical home value in Thelma is about $155,634 for an average home size of 1980 square feet. This corresponds to an average price of roughly $79 per square foot.

What is the average cost per square foot in Thelma?

In 2026, homes in Thelma sell for an average of around $79 per square foot, with a typical range between $79 and $79 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Thelma is about 1980 square feet, with an estimated 2026 value around $155,634.



Locations close to Thelma, KY

Tomahawk, KY84 $ / ft²
Tutor Key, KY66 $ / ft²
Ulysses, KY72 $ / ft²
Stambaugh, KY116 $ / ft²
Staffordsville, KY91 $ / ft²
Sitka, KY76 $ / ft²




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