House Prices

House Prices & Home Values Spottsville, KY 2026


Average Data

average house price$114,489
average size per house1646 ft²
average price per ft²70 $ / ft²

05/29/2026 - The value range (VR) for house prices in Spottsville, KY is $65/ sqft to $65/ sqft. An average home with 1646 sqft costs approximately $106,990 to $106,990. Spottsville, KY includes 1 ZIP codes and it is located in Henderson county. The lowest prices are found in ZIP 42458, while the highest are in ZIP 42458. The average price per sqare feet is $70. Our analysis is based on 9 property listings.

Avergage prices by ZIP codes Spottsville

4245864 $ / ft²




Historical development of home values in Spottsville

Year Estimated value (USD) Change vs. 2025
2010 $53,171 -53.6%
2011 $51,115 -55.4%
2012 $50,977 -55.5%
2013 $52,882 -53.8%
2014 $55,512 -51.5%
2015 $58,361 -49.0%
2016 $61,407 -46.4%
2017 $64,721 -43.5%
2018 $68,299 -40.3%
2019 $71,466 -37.6%
2020 $75,161 -34.4%
2021 $85,487 -25.3%
2022 $99,659 -13.0%
2023 $105,095 -8.2%
2024 $111,175 -2.9%
2025 $114,489 0.0%

Graph: estimated home values in Spottsville over time (USD)



Example: 100% financing house in Spottsville

Loan amount: $114,489

Interest rate: 6.00%

Fixed monthly payment: $686.42

Breakdown in the 1st month:
Interest portion: $572.45  –  Principal portion: $113.97

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $6,831.09 $1,405.94 $113,083.06
2 $6,744.38 $1,492.65 $111,590.41
3 $6,652.32 $1,584.72 $110,005.69
4 $6,554.57 $1,682.46 $108,323.23
5 $6,450.80 $1,786.23 $106,537.00
6 $6,340.63 $1,896.40 $104,640.60
7 $6,223.67 $2,013.37 $102,627.24
8 $6,099.49 $2,137.55 $100,489.69
9 $5,967.65 $2,269.39 $98,220.31
10 $5,827.68 $2,409.36 $95,810.95
11 $5,679.07 $2,557.96 $93,252.99
12 $5,521.30 $2,715.73 $90,537.26
13 $5,353.80 $2,883.23 $87,654.03
14 $5,175.97 $3,061.06 $84,592.97
15 $4,987.17 $3,249.86 $81,343.11
16 $4,786.73 $3,450.30 $77,892.81
17 $4,573.92 $3,663.11 $74,229.70
18 $4,347.99 $3,889.04 $70,340.65
19 $4,108.12 $4,128.91 $66,211.74
20 $3,853.46 $4,383.57 $61,828.17
21 $3,583.09 $4,653.94 $57,174.22
22 $3,296.04 $4,940.99 $52,233.23
23 $2,991.30 $5,245.74 $46,987.50
24 $2,667.75 $5,569.28 $41,418.21
25 $2,324.25 $5,912.78 $35,505.43
26 $1,959.56 $6,277.47 $29,227.96
27 $1,572.38 $6,664.65 $22,563.30
28 $1,161.32 $7,075.71 $15,487.59
29 $724.90 $7,512.13 $7,975.46
30 $261.57 $7,975.46 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Spottsville, KY


1500 sqft3900 sqft
Ø selling price$127,051$270,270
Ø fast selling$115,501$243,244
Ø high price sale$138,600$297,297

In 2026, houses in Spottsville, KY will be offered at an average price of $70 per square foot. A 1,500 sqft home priced at $127,051 is 22.47% more expensive per square foot than a 3,900 sqft home priced at $270,270. Home prices in Spottsville, KY vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $187,111. Sellers who can wait longer may achieve a higher price of up to $228,691.


Spottsville, KY Community Overview

Location

Located in Henderson County, Spottsville, KY is a small unincorporated community in the heart of western Kentucky.
The community sits along U.S. Route 60, placing residents between the larger hubs of Henderson and Owensboro for shopping, dining, and services.
Surrounded by farmland and close to the Green River and a short drive from the Ohio River, Spottsville blends river-country scenery with easy regional access.

Lifestyle & Housing

Spottsville offers a quiet, rural lifestyle with a generally affordable cost of living and a mix of single-family homes and acreage properties.
Families are served by Henderson County schools and enjoy close-knit community traditions rooted in agriculture and river heritage.
Outdoor enthusiasts appreciate nearby fishing, boating, and wildlife viewing opportunities on local waterways and in surrounding bottomlands.

Transportation

U.S. Route 60 provides straightforward commuting to employers, healthcare, and colleges in Henderson and Owensboro.
The highway?s crossing over the Green River connects Spottsville with regional travel routes, making day trips and deliveries convenient for residents and businesses.

Nearby Attractions & Weather

Popular nearby attractions include museums, festivals, and parks in Henderson and Owensboro, along with scenic river overlooks and boat ramps.
Seasonal weather brings warm summers and cool winters to Spottsville, Kentucky, making spring and fall favorite times to explore the area?s trails and backroads.



FAQ – Home Values in Spottsville

What is the median home value in Spottsville in 2026?

In 2026, the typical home value in Spottsville is about $114,489 for an average home size of 1646 square feet. This corresponds to an average price of roughly $70 per square foot.

What is the average cost per square foot in Spottsville?

In 2026, homes in Spottsville sell for an average of around $70 per square foot, with a typical range between $65 and $65 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Spottsville is about 1646 square feet, with an estimated 2026 value around $114,489.



Locations close to Spottsville, KY

Sturgis, KY93 $ / ft²
Uniontown, KY114 $ / ft²
Waverly, KY101 $ / ft²
Slaughters, KY110 $ / ft²
Sebree, KY50 $ / ft²
Saint Charles, KY98 $ / ft²
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