House Prices

House Prices & Home Values Totz, KY 2026


Average Data

average house price$45,900
average size per house1128 ft²
average price per ft²41 $ / ft²

04/18/2026 - The value range (VR) for house prices in Totz, KY is $41/ sqft to $41/ sqft. An average home with 1128 sqft costs approximately $46,248 to $46,248. Totz, KY includes 1 ZIP codes and it is located in Harlan county. The lowest prices are found in ZIP 40870, while the highest are in ZIP 40870. The average price per sqare feet is $41. Our analysis is based on 1 property listings.

Avergage prices by ZIP codes Totz

4087043 $ / ft²




Historical development of home values in Totz

Year Estimated value (USD) Change vs. 2025
2010 $21,317 -53.6%
2011 $20,492 -55.4%
2012 $20,437 -55.5%
2013 $21,201 -53.8%
2014 $22,255 -51.5%
2015 $23,398 -49.0%
2016 $24,619 -46.4%
2017 $25,947 -43.5%
2018 $27,382 -40.3%
2019 $28,652 -37.6%
2020 $30,133 -34.4%
2021 $34,273 -25.3%
2022 $39,954 -13.0%
2023 $42,134 -8.2%
2024 $44,571 -2.9%
2025 $45,900 0.0%

Graph: estimated home values in Totz over time (USD)



Example: 100% financing house in Totz

Loan amount: $45,900

Interest rate: 6.00%

Fixed monthly payment: $275.19

Breakdown in the 1st month:
Interest portion: $229.50  –  Principal portion: $45.69

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $2,738.67 $563.66 $45,336.34
2 $2,703.90 $598.42 $44,737.92
3 $2,666.99 $635.33 $44,102.59
4 $2,627.81 $674.52 $43,428.07
5 $2,586.20 $716.12 $42,711.95
6 $2,542.03 $760.29 $41,951.66
7 $2,495.14 $807.18 $41,144.48
8 $2,445.36 $856.97 $40,287.51
9 $2,392.50 $909.82 $39,377.69
10 $2,336.38 $965.94 $38,411.75
11 $2,276.81 $1,025.52 $37,386.23
12 $2,213.56 $1,088.77 $36,297.46
13 $2,146.40 $1,155.92 $35,141.54
14 $2,075.11 $1,227.22 $33,914.33
15 $1,999.42 $1,302.91 $32,611.42
16 $1,919.06 $1,383.27 $31,228.15
17 $1,833.74 $1,468.58 $29,759.57
18 $1,743.16 $1,559.16 $28,200.40
19 $1,646.99 $1,655.33 $26,545.07
20 $1,544.90 $1,757.43 $24,787.65
21 $1,436.50 $1,865.82 $22,921.82
22 $1,321.42 $1,980.90 $20,940.92
23 $1,199.25 $2,103.08 $18,837.85
24 $1,069.53 $2,232.79 $16,605.05
25 $931.82 $2,370.51 $14,234.55
26 $785.61 $2,516.71 $11,717.83
27 $630.39 $2,671.94 $9,045.90
28 $465.59 $2,836.74 $6,209.16
29 $290.62 $3,011.70 $3,197.46
30 $104.87 $3,197.46 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Totz, KY


1500 sqft3900 sqft
Ø selling price$74,415$158,301
Ø fast selling$67,650$142,471
Ø high price sale$81,180$174,132

In 2026, houses in Totz, KY will be offered at an average price of $41 per square foot. A 1,500 sqft home priced at $74,415 is 24.01% more expensive per square foot than a 3,900 sqft home priced at $158,301. Home prices in Totz, KY vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $109,594. Sellers who can wait longer may achieve a higher price of up to $133,948.

FAQ – Home Values in Totz

What is the median home value in Totz in 2026?

In 2026, the typical home value in Totz is about $45,900 for an average home size of 1128 square feet. This corresponds to an average price of roughly $41 per square foot.

What is the average cost per square foot in Totz?

In 2026, homes in Totz sell for an average of around $41 per square foot, with a typical range between $41 and $41 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Totz is about 1128 square feet, with an estimated 2026 value around $45,900.



Locations close to Totz, KY

Wallins Creek, KY63 $ / ft²
Warbranch, KY89 $ / ft²
Arjay, KY92 $ / ft²
Stinnett, KY73 $ / ft²
Putney, KY74 $ / ft²
Pathfork, KY84 $ / ft²
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