House Prices

House Prices & Home Values Warsaw, KY 2026


Average Data

average house price$205,167
average size per house1831 ft²
average price per ft²113 $ / ft²

04/16/2026 - The value range (VR) for house prices in Warsaw, KY is $124/ sqft to $124/ sqft. An average home with 1831 sqft costs approximately $227,044 to $227,044. Warsaw, KY includes 1 ZIP codes and it is located in Gallatin county. The lowest prices are found in ZIP 41095, while the highest are in ZIP 41095. The average price per sqare feet is $113. Our analysis is based on 8 property listings.

Avergage prices by ZIP codes Warsaw

41095117 $ / ft²




Historical development of home values in Warsaw

Year Estimated value (USD) Change vs. 2025
2010 $95,283 -53.6%
2011 $91,599 -55.4%
2012 $91,352 -55.5%
2013 $94,767 -53.8%
2014 $99,479 -51.5%
2015 $104,584 -49.0%
2016 $110,042 -46.4%
2017 $115,982 -43.5%
2018 $122,394 -40.3%
2019 $128,069 -37.6%
2020 $134,690 -34.4%
2021 $153,195 -25.3%
2022 $178,591 -13.0%
2023 $188,332 -8.2%
2024 $199,228 -2.9%
2025 $205,167 0.0%

Graph: estimated home values in Warsaw over time (USD)



Example: 100% financing house in Warsaw

Loan amount: $205,167

Interest rate: 6.00%

Fixed monthly payment: $1,230.08

Breakdown in the 1st month:
Interest portion: $1,025.84  â€“  Principal portion: $204.24

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $12,241.48 $2,519.47 $202,647.53
2 $12,086.09 $2,674.87 $199,972.65
3 $11,921.11 $2,839.85 $197,132.80
4 $11,745.95 $3,015.01 $194,117.80
5 $11,559.99 $3,200.97 $190,916.83
6 $11,362.56 $3,398.39 $187,518.44
7 $11,152.96 $3,608.00 $183,910.44
8 $10,930.42 $3,830.53 $180,079.91
9 $10,694.17 $4,066.79 $176,013.11
10 $10,443.34 $4,317.62 $171,695.49
11 $10,177.03 $4,583.92 $167,111.57
12 $9,894.31 $4,866.65 $162,244.92
13 $9,594.14 $5,166.81 $157,078.10
14 $9,275.47 $5,485.49 $151,592.61
15 $8,937.13 $5,823.83 $145,768.78
16 $8,577.93 $6,183.03 $139,585.76
17 $8,196.58 $6,564.38 $133,021.37
18 $7,791.70 $6,969.26 $126,052.11
19 $7,361.85 $7,399.11 $118,653.01
20 $6,905.49 $7,855.47 $110,797.54
21 $6,420.98 $8,339.98 $102,457.56
22 $5,906.59 $8,854.37 $93,603.19
23 $5,360.47 $9,400.49 $84,202.71
24 $4,780.67 $9,980.29 $74,222.42
25 $4,165.11 $10,595.85 $63,626.57
26 $3,511.58 $11,249.38 $52,377.19
27 $2,817.74 $11,943.22 $40,433.97
28 $2,081.11 $12,679.85 $27,754.13
29 $1,299.05 $13,461.91 $14,292.21
30 $468.74 $14,292.21 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Warsaw, KY


1500 sqft3900 sqft
Ø selling price$205,096$436,294
Ø fast selling$186,451$392,664
Ø high price sale$223,741$479,923

In 2026, houses in Warsaw, KY will be offered at an average price of $113 per square foot. A 1,500 sqft home priced at $205,096 is 21.67% more expensive per square foot than a 3,900 sqft home priced at $436,294. Home prices in Warsaw, KY vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $302,049. Sellers who can wait longer may achieve a higher price of up to $369,172.


Discover Warsaw, KY

Overview

Located along the scenic Ohio River, Warsaw, KY is the welcoming county seat of Gallatin County and a gateway to Northern Kentucky adventures.

This small river town blends historic charm with outdoor recreation, making Warsaw, Kentucky a relaxed base for weekend getaways and road trips.

History and Heritage

Established in the early 1800s and named for the Polish capital, the city preserves its legacy in the Warsaw Historic District, where brick storefronts and antebellum homes line the walkable core.

Visitors interested in heritage tourism will appreciate architecture listed on the National Register of Historic Places and interpretive markers that tell the Ohio River story.

Things to Do

Favorite things to do in Warsaw, KY include strolling the riverfront, launching a boat for fishing, and catching sunsets that glow across the water.

A short drive brings you to the Markland Locks and Dam and the nearby Kentucky Speedway in Sparta, while wineries, farm markets, and trails dot the surrounding rolling hills.

For dining and shopping, browse local cafés, barbecue spots, and family-owned shops, or cross the river to additional entertainment options in southern Indiana.

Living and Visiting

With friendly neighborhoods, Gallatin County Schools, and a slower pace, living in Warsaw, Kentucky appeals to families, retirees, and remote workers seeking small-town comfort.

Travelers will find cozy inns and vacation rentals with river views, plus seasonal events that showcase bluegrass music, classic cars, and regional flavors.

Whether you are planning a day trip or considering relocation,
use this guide to discover the best of Warsaw KY?from river adventures to local history and community pride.



FAQ – Home Values in Warsaw

What is the median home value in Warsaw in 2026?

In 2026, the typical home value in Warsaw is about $205,167 for an average home size of 1831 square feet. This corresponds to an average price of roughly $113 per square foot.

What is the average cost per square foot in Warsaw?

In 2026, homes in Warsaw sell for an average of around $113 per square foot, with a typical range between $124 and $124 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Warsaw is about 1831 square feet, with an estimated 2026 value around $205,167.



Locations close to Warsaw, KY

Williamstown, KY84 $ / ft²
Worthville, KY81 $ / ft²
Newport, KY156 $ / ft²
Walton, KY139 $ / ft²
Wallingford, KY77 $ / ft²
Verona, KY138 $ / ft²




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