House Prices

House Prices & Home Values Utica, KY 2026


Average Data

average house price$288,752
average size per house2364 ft²
average price per ft²123 $ / ft²

05/30/2026 - The value range (VR) for house prices in Utica, KY is $127/ sqft to $127/ sqft. An average home with 2364 sqft costs approximately $300,228 to $300,228. Utica, KY includes 1 ZIP codes and it is located in Daviess county. The lowest prices are found in ZIP 42376, while the highest are in ZIP 42376. The average price per sqare feet is $123. Our analysis is based on 13 property listings.

Avergage prices by ZIP codes Utica

42376118 $ / ft²




Historical development of home values in Utica

Year Estimated value (USD) Change vs. 2025
2010 $134,102 -53.6%
2011 $128,916 -55.4%
2012 $128,569 -55.5%
2013 $133,374 -53.8%
2014 $140,006 -51.5%
2015 $147,192 -49.0%
2016 $154,873 -46.4%
2017 $163,233 -43.5%
2018 $172,257 -40.3%
2019 $180,244 -37.6%
2020 $189,562 -34.4%
2021 $215,606 -25.3%
2022 $251,349 -13.0%
2023 $265,059 -8.2%
2024 $280,393 -2.9%
2025 $288,752 0.0%

Graph: estimated home values in Utica over time (USD)



Example: 100% financing house in Utica

Loan amount: $288,752

Interest rate: 6.00%

Fixed monthly payment: $1,731.21

Breakdown in the 1st month:
Interest portion: $1,443.76  –  Principal portion: $287.45

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $17,228.66 $3,545.91 $285,206.09
2 $17,009.96 $3,764.61 $281,441.48
3 $16,777.76 $3,996.81 $277,444.67
4 $16,531.25 $4,243.32 $273,201.35
5 $16,269.53 $4,505.04 $268,696.32
6 $15,991.67 $4,782.90 $263,913.42
7 $15,696.67 $5,077.90 $258,835.52
8 $15,383.48 $5,391.09 $253,444.43
9 $15,050.97 $5,723.60 $247,720.83
10 $14,697.95 $6,076.62 $241,644.20
11 $14,323.16 $6,451.41 $235,192.79
12 $13,925.25 $6,849.32 $228,343.47
13 $13,502.80 $7,271.77 $221,071.69
14 $13,054.29 $7,720.28 $213,351.41
15 $12,578.12 $8,196.45 $205,154.96
16 $12,072.58 $8,701.99 $196,452.97
17 $11,535.86 $9,238.71 $187,214.26
18 $10,966.04 $9,808.53 $177,405.72
19 $10,361.07 $10,413.50 $166,992.22
20 $9,718.78 $11,055.79 $155,936.44
21 $9,036.89 $11,737.68 $144,198.75
22 $8,312.93 $12,461.64 $131,737.12
23 $7,544.33 $13,230.24 $118,506.87
24 $6,728.31 $14,046.26 $104,460.62
25 $5,861.97 $14,912.60 $89,548.02
26 $4,942.20 $15,832.37 $73,715.65
27 $3,965.69 $16,808.88 $56,906.77
28 $2,928.95 $17,845.61 $39,061.15
29 $1,828.28 $18,946.29 $20,114.86
30 $659.71 $20,114.86 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Utica, KY


1500 sqft3900 sqft
Ø selling price$223,246$474,904
Ø fast selling$202,951$427,413
Ø high price sale$243,541$522,394

In 2026, houses in Utica, KY will be offered at an average price of $123 per square foot. A 1,500 sqft home priced at $223,246 is 21.25% more expensive per square foot than a 3,900 sqft home priced at $474,904. Home prices in Utica, KY vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $328,779. Sellers who can wait longer may achieve a higher price of up to $401,842.

FAQ – Home Values in Utica

What is the median home value in Utica in 2026?

In 2026, the typical home value in Utica is about $288,752 for an average home size of 2364 square feet. This corresponds to an average price of roughly $123 per square foot.

What is the average cost per square foot in Utica?

In 2026, homes in Utica sell for an average of around $123 per square foot, with a typical range between $127 and $127 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Utica is about 2364 square feet, with an estimated 2026 value around $288,752.



Locations close to Utica, KY

Whitesville, KY564 $ / ft²
Clay, KY44 $ / ft²
Corydon, KY104 $ / ft²
South Carrollton, KY43 $ / ft²
Sacramento, KY84 $ / ft²
Rumsey, KY86 $ / ft²
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