House Prices

House Prices & Home Values Albany, KY 2026


Average Data

average house price$223,629
average size per house1805 ft²
average price per ft²124 $ / ft²

04/17/2026 - The value range (VR) for house prices in Albany, KY is $130/ sqft to $130/ sqft. An average home with 1805 sqft costs approximately $234,650 to $234,650. Albany, KY includes 1 ZIP codes and it is located in Clinton county. The lowest prices are found in ZIP 42602, while the highest are in ZIP 42602. The average price per sqare feet is $124. Our analysis is based on 7 property listings.

Avergage prices by ZIP codes Albany

42602132 $ / ft²




Historical development of home values in Albany

Year Estimated value (USD) Change vs. 2025
2010 $103,857 -53.6%
2011 $99,841 -55.4%
2012 $99,572 -55.5%
2013 $103,294 -53.8%
2014 $108,430 -51.5%
2015 $113,995 -49.0%
2016 $119,944 -46.4%
2017 $126,418 -43.5%
2018 $133,407 -40.3%
2019 $139,593 -37.6%
2020 $146,810 -34.4%
2021 $166,980 -25.3%
2022 $194,661 -13.0%
2023 $205,279 -8.2%
2024 $217,155 -2.9%
2025 $223,629 0.0%

Graph: estimated home values in Albany over time (USD)



Example: 100% financing house in Albany

Loan amount: $223,629

Interest rate: 6.00%

Fixed monthly payment: $1,340.77

Breakdown in the 1st month:
Interest portion: $1,118.15  –  Principal portion: $222.62

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $13,343.04 $2,746.19 $220,882.81
2 $13,173.66 $2,915.57 $217,967.24
3 $12,993.83 $3,095.40 $214,871.85
4 $12,802.91 $3,286.31 $211,585.53
5 $12,600.22 $3,489.01 $208,096.53
6 $12,385.03 $3,704.20 $204,392.33
7 $12,156.56 $3,932.67 $200,459.66
8 $11,914.00 $4,175.22 $196,284.44
9 $11,656.48 $4,432.74 $191,851.69
10 $11,383.08 $4,706.14 $187,145.55
11 $11,092.82 $4,996.41 $182,149.14
12 $10,784.65 $5,304.58 $176,844.56
13 $10,457.47 $5,631.75 $171,212.81
14 $10,110.12 $5,979.11 $165,233.70
15 $9,741.34 $6,347.88 $158,885.82
16 $9,349.82 $6,739.41 $152,146.41
17 $8,934.15 $7,155.08 $144,991.33
18 $8,492.84 $7,596.39 $137,394.94
19 $8,024.31 $8,064.92 $129,330.02
20 $7,526.88 $8,562.34 $120,767.68
21 $6,998.77 $9,090.45 $111,677.23
22 $6,438.10 $9,651.13 $102,026.10
23 $5,842.83 $10,246.39 $91,779.71
24 $5,210.86 $10,878.37 $80,901.34
25 $4,539.91 $11,549.32 $69,352.02
26 $3,827.57 $12,261.66 $57,090.36
27 $3,071.30 $13,017.93 $44,072.43
28 $2,268.38 $13,820.85 $30,251.59
29 $1,415.94 $14,673.29 $15,578.30
30 $510.92 $15,578.30 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Albany, KY


1500 sqft3900 sqft
Ø selling price$225,061$478,765
Ø fast selling$204,601$430,888
Ø high price sale$245,521$526,641

In 2026, houses in Albany, KY will be offered at an average price of $124 per square foot. A 1,500 sqft home priced at $225,061 is 23.28% more expensive per square foot than a 3,900 sqft home priced at $478,765. Home prices in Albany, KY vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $331,452. Sellers who can wait longer may achieve a higher price of up to $405,109.


Discover Albany, KY

Albany, KY is a friendly small city in Clinton County near the Tennessee border. Surrounded by the rolling hills of the Cumberland Plateau, it offers quick access to Lake Cumberland and Dale Hollow Lake.
Travelers appreciate its gateway location for boating, fishing, and hiking adventures across South-Central Kentucky. Historic downtown features local eateries, shops, and seasonal events that showcase Appalachian heritage.

Economy and Community

The local economy blends agriculture, small manufacturing, healthcare, and tourism supported by nearby marinas and campgrounds. Families value the close-knit community, Clinton County schools, and affordable real estate with scenic acreage.
New and visiting entrepreneurs find opportunity in lodging, outdoor services, and Main Street retail.

Access and Attractions

From Albany, drivers can reach US-127 and the Cumberland Parkway for convenient trips to Somerset, Cookeville, and Nashville.
Popular stops include Mountain View Park, the Clinton County Courthouse square, and boat ramps leading to clear-water coves. Whether planning a weekend on the water or relocating for a slower pace, Albany, KY delivers authentic small-town charm with big outdoor rewards.



FAQ – Home Values in Albany

What is the median home value in Albany in 2026?

In 2026, the typical home value in Albany is about $223,629 for an average home size of 1805 square feet. This corresponds to an average price of roughly $124 per square foot.

What is the average cost per square foot in Albany?

In 2026, homes in Albany sell for an average of around $124 per square foot, with a typical range between $130 and $130 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Albany is about 1805 square feet, with an estimated 2026 value around $223,629.



Locations close to Albany, KY

Alpha, KY136 $ / ft²
Jamestown, KY121 $ / ft²
Marshes Siding, KY105 $ / ft²
Eubank, KY74 $ / ft²
Yosemite, KY155 $ / ft²
Windsor, KY92 $ / ft²
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