House Prices

House Prices & Home Values Fort Thomas, KY 2026


Average Data

average house price$403,080
average size per house2277 ft²
average price per ft²178 $ / ft²

04/16/2026 - The value range (VR) for house prices in Fort Thomas, KY is $176/ sqft to $176/ sqft. An average home with 2277 sqft costs approximately $400,752 to $400,752. Fort Thomas, KY includes 1 ZIP codes and it is located in Campbell county. The lowest prices are found in ZIP 41075, while the highest are in ZIP 41075. The average price per sqare feet is $178. Our analysis is based on 10 property listings.

Avergage prices by ZIP codes Fort Thomas

41075181 $ / ft²




Historical development of home values in Fort Thomas

Year Estimated value (USD) Change vs. 2025
2010 $187,198 -53.6%
2011 $179,959 -55.4%
2012 $179,474 -55.5%
2013 $186,182 -53.8%
2014 $195,440 -51.5%
2015 $205,471 -49.0%
2016 $216,194 -46.4%
2017 $227,863 -43.5%
2018 $240,460 -40.3%
2019 $251,610 -37.6%
2020 $264,617 -34.4%
2021 $300,973 -25.3%
2022 $350,867 -13.0%
2023 $370,006 -8.2%
2024 $391,411 -2.9%
2025 $403,080 0.0%

Graph: estimated home values in Fort Thomas over time (USD)



Example: 100% financing house in Fort Thomas

Loan amount: $403,080

Interest rate: 6.00%

Fixed monthly payment: $2,416.67

Breakdown in the 1st month:
Interest portion: $2,015.40  –  Principal portion: $401.27

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $24,050.15 $4,949.87 $398,130.13
2 $23,744.85 $5,255.17 $392,874.96
3 $23,420.73 $5,579.29 $387,295.67
4 $23,076.61 $5,923.41 $381,372.26
5 $22,711.26 $6,288.76 $375,083.50
6 $22,323.39 $6,676.63 $368,406.87
7 $21,911.59 $7,088.43 $361,318.44
8 $21,474.39 $7,525.63 $353,792.81
9 $21,010.22 $7,989.80 $345,803.01
10 $20,517.43 $8,482.59 $337,320.42
11 $19,994.24 $9,005.78 $328,314.64
12 $19,438.79 $9,561.23 $318,753.41
13 $18,849.07 $10,150.95 $308,602.46
14 $18,222.98 $10,777.04 $297,825.42
15 $17,558.28 $11,441.74 $286,383.68
16 $16,852.58 $12,147.44 $274,236.24
17 $16,103.35 $12,896.67 $261,339.57
18 $15,307.91 $13,692.11 $247,647.46
19 $14,463.41 $14,536.61 $233,110.85
20 $13,566.82 $15,433.19 $217,677.66
21 $12,614.94 $16,385.08 $201,292.57
22 $11,604.34 $17,395.68 $183,896.90
23 $10,531.42 $18,468.60 $165,428.29
24 $9,392.31 $19,607.71 $145,820.59
25 $8,182.95 $20,817.07 $125,003.52
26 $6,899.00 $22,101.02 $102,902.50
27 $5,535.86 $23,464.16 $79,438.34
28 $4,088.64 $24,911.38 $54,526.96
29 $2,552.16 $26,447.86 $28,079.10
30 $920.91 $28,079.10 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Fort Thomas, KY


1500 sqft3900 sqft
Ø selling price$323,070$687,258
Ø fast selling$293,700$618,533
Ø high price sale$352,440$755,984

In 2026, houses in Fort Thomas, KY will be offered at an average price of $178 per square foot. A 1,500 sqft home priced at $323,070 is 23.64% more expensive per square foot than a 3,900 sqft home priced at $687,258. Home prices in Fort Thomas, KY vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $475,795. Sellers who can wait longer may achieve a higher price of up to $581,526.


Discover Fort Thomas, KY

Location & History

Located in Campbell County along the Ohio River, Fort Thomas, KY blends small-town charm with easy access to downtown Cincinnati. Named for General George H. Thomas, the city grew around a 19th?century U.S. Army post whose legacy lives on in preserved landmarks. The iconic stone water tower and the Fort Thomas Military and Community Museum anchor its historic identity.

Parks & Outdoors

Outdoor lovers flock to Tower Park for trails, sports fields, and year?round events, while scenic overlooks capture sweeping Cincinnati skyline views.
Tree?lined streets, pocket parks, and river-adjacent pathways make Fort Thomas a walkable, bike?friendly destination.

Community & Schools

Families are drawn to the highly regarded Fort Thomas Independent Schools and strong neighborhood pride.
Local businesses along Fort Thomas Avenue, from cozy cafes to boutiques, cultivate a welcoming Main Street feel. Safety, civic engagement, and volunteer spirit define the community?s reputation across Northern Kentucky.

Dining, Access & Real Estate

Dining options span craft coffee, gastropubs, and locally owned eateries, with even more choices minutes away in Newport and Cincinnati.
Commuters value quick access to I?471 and US?27, and homebuyers find a mix of historic houses and modern builds in this thriving, well?located Kentucky city.



FAQ – Home Values in Fort Thomas

What is the median home value in Fort Thomas in 2026?

In 2026, the typical home value in Fort Thomas is about $403,080 for an average home size of 2277 square feet. This corresponds to an average price of roughly $178 per square foot.

What is the average cost per square foot in Fort Thomas?

In 2026, homes in Fort Thomas sell for an average of around $178 per square foot, with a typical range between $176 and $176 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Fort Thomas is about 2277 square feet, with an estimated 2026 value around $403,080.



Locations close to Fort Thomas, KY

Newport, KY141 $ / ft²
Petersburg, KY222 $ / ft²
Sanders, KY130 $ / ft²
Dayton, KY184 $ / ft²
Bellevue, KY133 $ / ft²
Newport, KY116 $ / ft²
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