House Prices

House Prices & Home Values Germantown, KY 2026


Average Data

average house price$364,500
average size per house946 ft²
average price per ft²386 $ / ft²

04/04/2026 - The value range (VR) for house prices in Germantown, KY is $385/ sqft to $385/ sqft. An average home with 946 sqft costs approximately $364,210 to $364,210. Germantown, KY includes 1 ZIP codes and it is located in Bracken county. The lowest prices are found in ZIP 41044, while the highest are in ZIP 41044. The average price per sqare feet is $386. Our analysis is based on 2 property listings.

Avergage prices by ZIP codes Germantown

41044382 $ / ft²




Historical development of home values in Germantown

Year Estimated value (USD) Change vs. 2025
2010 $169,280 -53.6%
2011 $162,734 -55.4%
2012 $162,296 -55.5%
2013 $168,362 -53.8%
2014 $176,734 -51.5%
2015 $185,805 -49.0%
2016 $195,501 -46.4%
2017 $206,053 -43.5%
2018 $217,445 -40.3%
2019 $227,528 -37.6%
2020 $239,290 -34.4%
2021 $272,166 -25.3%
2022 $317,285 -13.0%
2023 $334,591 -8.2%
2024 $353,948 -2.9%
2025 $364,500 0.0%

Graph: estimated home values in Germantown over time (USD)



Example: 100% financing house in Germantown

Loan amount: $364,500

Interest rate: 6.00%

Fixed monthly payment: $2,185.36

Breakdown in the 1st month:
Interest portion: $1,822.50  –  Principal portion: $362.86

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $21,748.24 $4,476.10 $360,023.90
2 $21,472.16 $4,752.18 $355,271.72
3 $21,179.06 $5,045.28 $350,226.44
4 $20,867.88 $5,356.46 $344,869.97
5 $20,537.50 $5,686.84 $339,183.13
6 $20,186.75 $6,037.59 $333,145.54
7 $19,814.36 $6,409.98 $326,735.56
8 $19,419.01 $6,805.33 $319,930.23
9 $18,999.27 $7,225.07 $312,705.16
10 $18,553.65 $7,670.69 $305,034.47
11 $18,080.53 $8,143.81 $296,890.66
12 $17,578.24 $8,646.10 $288,244.56
13 $17,044.97 $9,179.37 $279,065.19
14 $16,478.81 $9,745.53 $269,319.66
15 $15,877.72 $10,346.62 $258,973.04
16 $15,239.57 $10,984.77 $247,988.26
17 $14,562.05 $11,662.29 $236,325.97
18 $13,842.74 $12,381.60 $223,944.38
19 $13,079.07 $13,145.27 $210,799.11
20 $12,268.30 $13,956.04 $196,843.07
21 $11,407.52 $14,816.82 $182,026.26
22 $10,493.66 $15,730.68 $166,295.57
23 $9,523.42 $16,700.92 $149,594.65
24 $8,493.35 $17,730.99 $131,863.66
25 $7,399.74 $18,824.60 $113,039.06
26 $6,238.68 $19,985.66 $93,053.39
27 $5,006.00 $21,218.34 $71,835.06
28 $3,697.30 $22,527.04 $49,308.02
29 $2,307.89 $23,916.45 $25,391.57
30 $832.77 $25,391.57 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Germantown, KY


1500 sqft3900 sqft
Ø selling price$700,590$1,490,347
Ø fast selling$636,900$1,341,312
Ø high price sale$764,281$1,639,381

In 2026, houses in Germantown, KY will be offered at an average price of $386 per square foot. A 1,500 sqft home priced at $700,590 is 22.77% more expensive per square foot than a 3,900 sqft home priced at $1,490,347. Home prices in Germantown, KY vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $1,031,779. Sellers who can wait longer may achieve a higher price of up to $1,261,062.

FAQ – Home Values in Germantown

What is the median home value in Germantown in 2026?

In 2026, the typical home value in Germantown is about $364,500 for an average home size of 946 square feet. This corresponds to an average price of roughly $386 per square foot.

What is the average cost per square foot in Germantown?

In 2026, homes in Germantown sell for an average of around $386 per square foot, with a typical range between $385 and $385 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Germantown is about 946 square feet, with an estimated 2026 value around $364,500.



Locations close to Germantown, KY

Ghent, KY100 $ / ft²
Glencoe, KY122 $ / ft²
Hebron, KY132 $ / ft²
Foster, KY136 $ / ft²
Florence, KY129 $ / ft²
Flemingsburg, KY88 $ / ft²
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